Checkmate ApS

CVR 38853872 · Private limited company (ApS) · Active · High risk

Checkmate ApS is a Private limited company (ApS), founded on , based in København K. The company is registered in the industry computerprogrammering. Our model estimates a bankruptcy risk of 5.8% over the next 12 months, which is 4.1 times the average for Danish companies. 8 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 866k and a net result of DKK -1.2m.

Bankruptcy risk for Checkmate ApS

5.8%
probability of bankruptcy within 12 months
High risk

4.1 × the average (1.41%) · higher risk than 93% of active Danish companies

Lowest riskHighest risk

Increases the risk

Qualification / emphasis of matterYes · bankruptcy rate 29.3%3.3×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor resigned in the last yearYes · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38853872
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
Borgergade 3
1300 København K
Municipality
København
Industry
Computerprogrammering (621000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 60k
Employees
6 (2018)
Auditor
CHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB
Audit opted out
No

Warning signs

Annual reports filed late2 of 8
Missing annual reportNo
Negative equityNo
Equity ratio17.5%
Current ratio61%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address20
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 5.8mDKK 7.3mDKK 7.2m
Net profitDKK -1.2mDKK 146kDKK 166k
EquityDKK 866kDKK 2.1mDKK 1.8m
Total assetsDKK 5.0mDKK 5.0mDKK 4.4m
CashDKK 783DKK 4,423–
Short-term debtDKK 3.0mDKK 2.6m–
Avg. employees1113–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Christensen Kjærulff, Statsautoriseret Revisionsaktieselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025189 Late
1 Jan 2024 – 31 Dec 2024121
1 Jan 2023 – 31 Dec 2023137
1 Jan 2022 – 31 Dec 2022158
1 Jan 2021 – 31 Dec 202163
1 Jan 2020 – 31 Dec 202047
1 Jan 2019 – 31 Dec 2019188 Late
11 Aug 2017 – 31 Dec 2018156

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOCasper Alex Panduro
BoardAsger Bjerresgaard Hjort-PetersenCurrent
BoardFrank ThomsenCurrent
BoardCasper Alex Panduro
BoardMartin Lumbye Hansen
Owner (33%)Cerva Capital ApSCurrent
Owner (50%)IHL ApSCurrent
Owner (25%)FRANKLY A/S
Owner (33%)Cerva Capital ApS
Owner (25%)Code by Panduro ApS
Owner (25%)IHL ApS
Owner (33%)IHL ApS
Owner (15%)Code by Panduro ApS
Owner (20%)IHL ApS
Owner (50%)Cerva Capital ApS
Owner (15%)Code by Panduro ApS
Owner (20%)Michael Lund Petersen, L.L.C.
Owner (25%)IHL ApS
Owner (10%)Checkmate ApS
Owner (33%)IHL ApS
AuditorCHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKABCurrent
AuditorGrant Thornton, Godkendt Revisionspartnerselskab
FounderFRANKLY A/SCurrent
FounderCerva Capital ApSCurrent
FounderCode by Panduro ApSCurrent

The CEOs' other companies

Casper Alex Panduro – 2 other companies

Address history (2 moves)

Borgergade 3, 1300 København K
Borgergade 3, 1300 København K
Kronprinsessegade 54, 4., 1306 København K

Employees per year

Number of employees at Checkmate ApS per year362017: 420172018: 62018

Other companies at the same address

Similar companies in København

Questions and answers about Checkmate ApS

Has Checkmate ApS gone bankrupt?

No, Checkmate ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Checkmate ApS?

Our model estimates a bankruptcy risk of 5.8% over the next 12 months (high risk), which is 4.1 times the average for Danish companies.

Who is the auditor of Checkmate ApS?

Checkmate ApS most recently used CHRISTENSEN KJÆRULFF STATSAUTORISERET REVISIONSAKTIESELSKAB.

When was Checkmate ApS founded?

Checkmate ApS was founded on 11 August 2017.

What is the equity of Checkmate ApS?

Equity was DKK 866k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.