Penly Advice ApS

CVR 38814753 · Private limited company (ApS) · Active · Low risk

Penly Advice ApS is a Private limited company (ApS), founded on , based in København N. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.9% over the next 12 months, which is 0.6 times the average for Danish companies. 8 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -115k and a net result of DKK 232k.

Bankruptcy risk for Penly Advice ApS

0.9%
probability of bankruptcy within 12 months
Low risk

0.6 × the average (1.41%) · higher risk than 69% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Return on assets15%+ · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Capital changes1 · bankruptcy rate 7.0%0.80×
Age (years)5–10 yrs · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38814753
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
c/o Kourosh Marjani Rasmussen, Ryesgade 2, 3. tv
2200 København N
Municipality
København
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 8
Missing annual reportNo
Negative equityYes
Equity ratio-75.4%
Current ratio57%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address9
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
Gross profitDKK 307kDKK -236k
Net profitDKK 232kDKK -183k
EquityDKK -115kDKK -348k
Total assetsDKK 153kDKK 108k
CashDKK 130k–
Short-term debtDKK 268k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025176
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023169
1 Jan 2022 – 31 Dec 2022198 Late
1 Jan 2021 – 31 Dec 2021174
1 Jan 2020 – 31 Dec 2020196 Late
1 Jan 2019 – 31 Dec 2019138
17 Jul 2017 – 31 Dec 2018113

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOAnders Sommer-Larsen
Owner (100%)KMR ApSCurrent
Owner (50%)KMR ApS
Owner (50%)Aslarsen holding ApS
Owner (90%)Mehdi Maghsoudi
Owner (10%)KMR ApS
Owner (90%)MM Helsinge Holding ApS
Owner (50%)KMR ApS
FounderKMR ApSCurrent
FounderAslarsen holding ApSCurrent

The CEOs' other companies

Anders Sommer-Larsen – 4 other companies

Address history (2 moves)

c/o Kourosh Marjani Rasmussen, Ryesgade 2, 3. tv, 2200 København N
Bymosevej 8, 3200 Helsinge
Ryesgade 2, 3. tv, 2200 København N

Former names

Penly Advice ApS – now
MestTilDinPension.dk ApS –
Scandmask ApS –
PocketInvest IVS –

Other companies at the same address

Similar companies in København

Questions and answers about Penly Advice ApS

Has Penly Advice ApS gone bankrupt?

No, Penly Advice ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Penly Advice ApS?

Our model estimates a bankruptcy risk of 0.9% over the next 12 months (low risk), which is 0.6 times the average for Danish companies.

When was Penly Advice ApS founded?

Penly Advice ApS was founded on 17 July 2017.

What is the equity of Penly Advice ApS?

Equity was DKK -115k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.