kompasbank a/s

CVR 38803611 · Public limited company (A/S) · Active · Low risk

kompasbank a/s is a Public limited company (A/S), founded on , based in Vedbæk. The company is registered in the industry andre pengeinstitutters aktiviteter. Our model estimates a bankruptcy risk of 1.0% over the next 12 months, which is 0.7 times the average for Danish companies. 8 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2020) shows equity of DKK 787k and a net result of DKK -13.7m. CEO: Michael Hurup Andersen, Rune Nørregaard.

Bankruptcy risk for kompasbank a/s

1.0%
probability of bankruptcy within 12 months
Low risk

0.7 × the average (1.41%) · higher risk than 72% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Other companies at the same address100+ · bankruptcy rate 11.5%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Company typeA/S · bankruptcy rate 4.4%0.50×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Registered owners4+ · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38803611
Status
Active
Company type
Public limited company (A/S)
Founded
(9 years)
Address
Frydenlundsvej 30
2950 Vedbæk
Municipality
Rudersdal
Industry
Andre pengeinstitutters aktiviteter (641900)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 58.9m
Employees
11 (2018)
Auditor
PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late1 of 8
Missing annual reportNo
Negative equityNo
Equity ratio14.9%
Current ratio116%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address125
Going-concern uncertaintyNo

Financials and key figures

Financial year20202019
Gross profitDKK -5.3mDKK -9.3m
Net profitDKK -13.7mDKK -19.5m
EquityDKK 787kDKK 7.8m
Total assetsDKK 5.3mDKK 13.1m
CashDKK 2.5m–
Short-term debtDKK 4.5m–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025120
1 Jan 2024 – 31 Dec 2024120
1 Jan 2023 – 31 Dec 2023120
1 Jan 2022 – 31 Dec 2022118
1 Jan 2021 – 31 Dec 2021115
1 Jan 2020 – 31 Dec 2020146
1 Jan 2019 – 31 Dec 2019202 Late
18 Jul 2017 – 31 Dec 2018136

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMichael Hurup AndersenCurrent
CEORune NørregaardCurrent
CEOMichael Hurup Andersen
BoardJeppe BrøndumCurrent
BoardKarin Cecilia HulténCurrent
BoardChristian Madsen MotzfeldtCurrent
BoardSteen BlaafalkCurrent
BoardJacob Norby
BoardBjørn Damgaard Mortensen
BoardMichael Hurup Andersen
BoardJohan Lorenzen
BoardIan Douglas Wilson
Owner (5%)EQUILIBRIA ApSCurrent
Owner (5%)Wandt Invest ApSCurrent
Owner (5%)Oryza Capital SLCurrent
Owner (5%)Norby Group ApSCurrent
Owner (20%)Holdingselskabet af 17.7.2017 ApS
Owner (15%)FINTECH HOLDING ApS
Owner (5%)Capital 19 Holding ApS
Owner (5%)Norby Group ApS
Owner (10%)Markholt Group ApS
Owner (10%)Wandt ApS
Owner (5%)Holdingselskabet af 1. marts 2018 ApS
Owner (10%)Markholt Finance ApS
Owner (10%)Wandt Invest ApS
Owner (5%)EQUILIBRIA ApS
Owner (15%)Holdingselskabet af 17.7.2017 ApS
Owner (5%)Capital 19 Holding ApS
Owner (5%)Holdingselskabet af 1. marts 2018 ApS
Owner (5%)Markholt Finance ApS
Owner (10%)Wandt Invest ApS
Owner (5%)BUSINESS SYNERGY GROUP ApS
Owner (10%)EQUILIBRIA ApS
Owner (10%)Holdingselskabet af 17.7.2017 ApS
Owner (10%)FINTECH HOLDING ApS
Owner (10%)Capital 19 Holding ApS
Owner (15%)Wandt Invest ApS
Owner (5%)Holdingselskabet af 1. marts 2018 ApS
Owner (5%)BUSINESS SYNERGY GROUP ApS
Owner (10%)EQUILIBRIA ApS
Owner (10%)Holdingselskabet af 17.7.2017 ApS
Owner (10%)Capital 19 Holding ApS
Owner (5%)Markholt Finance ApS
Owner (15%)Wandt Invest ApS
Owner (5%)BUSINESS SYNERGY GROUP ApS
Owner (10%)EQUILIBRIA ApS
Owner (10%)Holdingselskabet af 17.7.2017 ApS
Owner (10%)FINTECH HOLDING ApS
Owner (10%)Capital 19 Holding ApS
Owner (5%)Holdingselskabet af 1. marts 2018 ApS
Owner (5%)Markholt Finance ApS
Owner (15%)Wandt Invest ApS
Owner (5%)Holdingselskabet af 17.7.2017 ApS
Owner (5%)FINTECH HOLDING ApS
Owner (5%)Capital 19 Holding ApS
Owner (5%)Norby Group ApS
Owner (5%)Jeppe Brøndum
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorEY Godkendt Revisionspartnerselskab
FounderHoldingselskabet af 17.7.2017 ApSCurrent

The CEOs' other companies

Michael Hurup Andersen – 3 other companies

Address history (2 moves)

Frydenlundsvej 30, 2950 Vedbæk
Nørre Farimagsgade 13, 1. th, 1364 København K
Bakkevej 17, 2950 Vedbæk

Former names

kompasbank a/s – now
FINTECH SOLUTIONS ApS –
MHU ApS –

Employees per year

Number of employees at kompasbank a/s per year6112018: 112018

Other companies at the same address

Questions and answers about kompasbank a/s

Has kompasbank a/s gone bankrupt?

No, kompasbank a/s is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of kompasbank a/s?

Our model estimates a bankruptcy risk of 1.0% over the next 12 months (low risk), which is 0.7 times the average for Danish companies.

Who is the CEO of kompasbank a/s?

Michael Hurup Andersen, Rune Nørregaard are the CEOs of kompasbank a/s.

Who is the auditor of kompasbank a/s?

kompasbank a/s most recently used PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was kompasbank a/s founded?

kompasbank a/s was founded on 18 July 2017.

What is the equity of kompasbank a/s?

Equity was DKK 787k according to the annual report for the period ending 31 December 2020.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.