Switchpay ApS

CVR 38765442 · Private limited company (ApS) · Active · Medium risk

Switchpay ApS is a Private limited company (ApS), founded on , based in Esbjerg. The company is registered in the industry computerprogrammering. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 8 annual reports have been published. The latest annual report (30 Sep 2025) shows equity of DKK 306k and a net result of DKK -1.3m. CEO: Marco Dalhoff Æbelø MacArtney.

Bankruptcy risk for Switchpay ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
Website registeredYes · bankruptcy rate 12.0%1.4×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Equity ratio0%–10% · bankruptcy rate 10.2%1.2×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×
Registered owners4+ · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38765442
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
Stormgade 50
6700 Esbjerg
Municipality
Esbjerg
Industry
Computerprogrammering (621000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 755k
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 8
Missing annual reportNo
Negative equityNo
Equity ratio9.0%
Current ratio148%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address19
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 54kDKK 729k
Net profitDKK -1.3mDKK -2.4m
EquityDKK 306kDKK 283k
Total assetsDKK 3.4mDKK 3.4m
CashDKK 59k–
Short-term debtDKK 1.2m–
Avg. employees2–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025138
1 Oct 2023 – 30 Sep 2024157
1 Oct 2022 – 30 Sep 202397
1 Oct 2021 – 30 Sep 202263
1 Oct 2020 – 30 Sep 2021151
1 Oct 2019 – 30 Sep 2020149
1 Oct 2018 – 30 Sep 2019150
3 Jul 2017 – 30 Sep 2018150

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMarco Dalhoff Æbelø MacArtneyCurrent
CEOJakob Lose
CEOMike Ebsen
BoardMarco Dalhoff Æbelø MacArtneyCurrent
BoardMike EbsenCurrent
BoardThomas Lyngsø HeltCurrent
BoardJakob Lose
BoardThomas Lyngsø Helt
BoardPer Bank Lauridsen
BoardPeter Steen Jørgensen
Owner (10%)ME HOLDING ESBJERG ApSCurrent
Owner (67%)C8 HOLDING ApSCurrent
Owner (5%)JAKOB LOSE HOLDING ApSCurrent
Owner (10%)VESTPOL INVEST A/SCurrent
Owner (5%)Rosendahl Investments ApSCurrent
Owner (33%)JAKOB LOSE HOLDING ApS
Owner (25%)ME HOLDING ESBJERG ApS
Owner (33%)C8 HOLDING ApS
Owner (25%)JAKOB LOSE HOLDING ApS
Owner (33%)C8 HOLDING ApS
Owner (20%)JAKOB LOSE HOLDING ApS
Owner (20%)ME HOLDING ESBJERG ApS
Owner (25%)VESTPOL INVEST A/S
Owner (33%)C8 HOLDING ApS
Owner (10%)JAKOB LOSE HOLDING ApS
AuditorBDO Statsautoriseret RevisionspartnerselskabCurrent
AuditorMARTINSEN STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorBDO Holding VII, statsautoriseret revisionsaktieselskab
FounderJAKOB LOSE HOLDING ApSCurrent
FounderME HOLDING ESBJERG ApSCurrent

The CEOs' other companies

Marco Dalhoff Æbelø MacArtney – 13 other companies

Jakob Lose – 9 other companies

Mike Ebsen – 8 other companies, of which 1 bankrupt

Address history (2 moves)

Stormgade 50, 6700 Esbjerg
Borgergade 38, 2., 6700 Esbjerg
Mukkerten 21, 6715 Esbjerg N

Other companies at the same address

Similar companies in Esbjerg

Questions and answers about Switchpay ApS

Has Switchpay ApS gone bankrupt?

No, Switchpay ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Switchpay ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of Switchpay ApS?

Marco Dalhoff Æbelø MacArtney is the CEO of Switchpay ApS.

Who is the auditor of Switchpay ApS?

Switchpay ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was Switchpay ApS founded?

Switchpay ApS was founded on 3 July 2017.

What is the equity of Switchpay ApS?

Equity was DKK 306k according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.