Bear Finance ApS

CVR 38443445 · Private limited company (ApS) · Active · Low risk

Bear Finance ApS is a Private limited company (ApS), founded on , based in Helsingør. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 9 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 406k and a net result of DKK 49k.

Bankruptcy risk for Bear Finance ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Registered owners3 · bankruptcy rate 6.2%0.71×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38443445
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
c/o Johannes Johannesson, Nordre Strandvej 3C, 1. th
3000 Helsingør
Municipality
Helsingør
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 100k
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 9
Missing annual reportNo
Negative equityNo
Equity ratio74.7%
Current ratio395%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address5
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -19kDKK -6,156
Net profitDKK 49kDKK 119k
EquityDKK 406kDKK 358k
Total assetsDKK 544kDKK 474k
CashDKK 40k–
Short-term debtDKK 138k–
Tax owedDKK 31k–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025150
1 Jan 2024 – 31 Dec 2024218 Late
1 Jan 2023 – 31 Dec 2023163
1 Jan 2022 – 31 Dec 202290
1 Jan 2021 – 31 Dec 2021160
1 Jan 2020 – 31 Dec 2020117
1 Jan 2019 – 31 Dec 2019164
1 Jan 2018 – 31 Dec 2018151
15 Feb 2017 – 31 Dec 2017129

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (25%)Magnus Sundgaard JohannessonCurrent
Owner (25%)Kristjan Sundgaard JohannessonCurrent
Owner (33%)JJOHANNESSON HOLDING ApSCurrent
FounderJJOHANNESSON HOLDING ApSCurrent

Address history (1 moves)

c/o Johannes Johannesson, Nordre Strandvej 3C, 1. th, 3000 Helsingør
Dalen 12, 3060 Espergærde

Other companies at the same address

Similar companies in Helsingør

Questions and answers about Bear Finance ApS

Has Bear Finance ApS gone bankrupt?

No, Bear Finance ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Bear Finance ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

When was Bear Finance ApS founded?

Bear Finance ApS was founded on 15 February 2017.

What is the equity of Bear Finance ApS?

Equity was DKK 406k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.