Pension Consult ApS

CVR 38374303 · Private limited company (ApS) · Active · Low risk

Pension Consult ApS is a Private limited company (ApS), founded on , based in Kastrup. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 9 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 39k and a net result of DKK -1,488.

Bankruptcy risk for Pension Consult ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Number of CEOs0 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Change in employeesUnchanged · bankruptcy rate 6.0%0.68×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38374303
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
c/o Lars Opgård Hjorth, Skøjtevænget 22
2770 Kastrup
Municipality
Tårnby
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Employees
1 (2018)
Auditor
Revisionsfirmaet Mentor, RegistreretRevisionsanpartsselskab
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 9
Missing annual reportNo
Negative equityNo
Equity ratio68.7%
Current ratio319%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address0
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 9,128–
Net profitDKK -1,488–
EquityDKK 39k–
Total assetsDKK 57k–
CashDKK 57k–
Short-term debtDKK 18k–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Revisionsfirmaet Mentor, RegistreretRevisionsanpartsselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025134
1 Jan 2024 – 31 Dec 2024146
1 Jan 2023 – 31 Dec 2023155
1 Jan 2022 – 31 Dec 2022159
1 Jan 2021 – 31 Dec 2021175
1 Jan 2020 – 31 Dec 2020178
1 Jan 2019 – 31 Dec 2019212 Late
1 Jan 2018 – 31 Dec 2018154
28 Oct 2016 – 31 Dec 2017134

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (100%)Lars Opgård HjorthCurrent
FounderLars Opgård HjorthCurrent

Address history (0 moves)

c/o Lars Opgård Hjorth, Skøjtevænget 22, 2770 Kastrup

Former names

Pension Consult ApS – now
Pension Consult Forsikringsmægler ApS –

Employees per year

Number of employees at Pension Consult ApS per year112017: 120172018: 12018

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Questions and answers about Pension Consult ApS

Has Pension Consult ApS gone bankrupt?

No, Pension Consult ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Pension Consult ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the auditor of Pension Consult ApS?

Pension Consult ApS most recently used Revisionsfirmaet Mentor, RegistreretRevisionsanpartsselskab.

When was Pension Consult ApS founded?

Pension Consult ApS was founded on 28 October 2016.

What is the equity of Pension Consult ApS?

Equity was DKK 39k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.