SMB Finans ApS

CVR 38239511 · Private limited company (ApS) · Active · High risk

SMB Finans ApS is a Private limited company (ApS), founded on , based in Frederiksberg. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 4.5% over the next 12 months, which is 3.2 times the average for Danish companies. 9 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 102 and a net result of DKK 0. CEO: Bo Tue Knudsen.

Bankruptcy risk for SMB Finans ApS

4.5%
probability of bankruptcy within 12 months
High risk

3.2 × the average (1.41%) · higher risk than 91% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×

Reduces the risk

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets0%–5% · bankruptcy rate 5.8%0.66×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
38239511
Status
Active
Company type
Private limited company (ApS)
Founded
(9 years)
Address
Falkoner Alle 122, st. tv
2000 Frederiksberg
Municipality
Frederiksberg
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 9
Missing annual reportNo
Negative equityNo
Equity ratio12.0%
Current ratio114%
Moves (last 2 years)1
CEO changes in total1
CEO's previous bankruptcies4
Other companies at the address18
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 0DKK -1,501
Net profitDKK 0DKK -1,492
EquityDKK 102DKK 102
Total assetsDKK 852DKK 852
CashDKK 851–
Short-term debtDKK 750–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025180
1 Jan 2024 – 31 Dec 2024176
1 Jan 2023 – 31 Dec 2023183
1 Jan 2022 – 31 Dec 2022146
1 Jan 2021 – 31 Dec 2021168
1 Jan 2020 – 31 Dec 2020151
1 Jan 2019 – 31 Dec 2019238 Late
1 Jan 2018 – 31 Dec 2018163
6 Dec 2016 – 31 Dec 2017157

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOBo Tue KnudsenCurrent
CEOJulie Bruun
Owner (100%)BTK ApSCurrent
Owner (50%)ITSERVICES ApS
Owner (50%)Bruun Invest ApS
FounderITSERVICES ApSCurrent
FounderBruun Invest ApSCurrent

The CEOs' other companies

Bo Tue Knudsen – 27 other companies, of which 10 bankrupt

Julie Bruun – 6 other companies

Address history (3 moves)

Falkoner Alle 122, st. tv, 2000 Frederiksberg
c/o PBE Foods, Lundevej 7, 4030 Tune
c/o Julie Bruun, Frederiksborgvej 82A, 4000 Roskilde
Puggaardsgade 17, 3. th, 1573 København V

Former names

SMB Finans ApS – now
Investeringsselskabet Ren Luft ApS –

Other companies at the same address

Similar companies in Frederiksberg

Questions and answers about SMB Finans ApS

Has SMB Finans ApS gone bankrupt?

No, SMB Finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SMB Finans ApS?

Our model estimates a bankruptcy risk of 4.5% over the next 12 months (high risk), which is 3.2 times the average for Danish companies.

Who is the CEO of SMB Finans ApS?

Bo Tue Knudsen is the CEO of SMB Finans ApS.

When was SMB Finans ApS founded?

SMB Finans ApS was founded on 6 December 2016.

What is the equity of SMB Finans ApS?

Equity was DKK 102 according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.