Gældshuset ApS

CVR 37870560 · Private limited company (ApS) · Active · Low risk

Gældshuset ApS is a Private limited company (ApS), founded on , based in Køge. The company is registered in the industry andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. Our model estimates a bankruptcy risk of 1.0% over the next 12 months, which is 0.7 times the average for Danish companies. 9 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -284k and a net result of DKK -233k. CEO: Berthel Philippe Lehmann.

Bankruptcy risk for Gældshuset ApS

1.0%
probability of bankruptcy within 12 months
Low risk

0.7 × the average (1.41%) · higher risk than 72% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Change in employeesUnchanged · bankruptcy rate 6.0%0.68×
Published annual reports5–10 · bankruptcy rate 6.3%0.72×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37870560
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
Sundvej 12E
4600 Køge
Municipality
Køge
Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring (661900)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 40k
Employees
2 (2018)
Auditor
Martinsen, Statsautoriseret Revisionspartnerselskab
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 9
Missing annual reportNo
Negative equityYes
Equity ratio-115.3%
Current ratio27%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address9
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 616kDKK 1.0mDKK 899k
Net profitDKK -233kDKK 42kDKK 19k
EquityDKK -284kDKK -51kDKK -94k
Total assetsDKK 246kDKK 403kDKK 363k
CashDKK 59kDKK 219k–
Short-term debtDKK 461kDKK 352k–
Avg. employees22–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Martinsen, Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025176
1 Jan 2024 – 31 Dec 2024174
1 Jan 2023 – 31 Dec 2023173
1 Jan 2022 – 31 Dec 2022198 Late
1 Jan 2021 – 31 Dec 2021173
1 Jan 2020 – 31 Dec 2020186 Late
1 Jan 2019 – 31 Dec 2019156
1 Jan 2018 – 31 Dec 2018147
1 Jul 2016 – 31 Dec 2017151

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOBerthel Philippe LehmannCurrent
Owner (100%)Leo Holding 2019 ApSCurrent
Owner (100%)Berthel Philippe Lehmann
FounderBerthel Philippe LehmannCurrent

The CEOs' other companies

Berthel Philippe Lehmann – 3 other companies

Address history (2 moves)

Sundvej 12E, 4600 Køge
Høffdingsvej 34, 2500 Valby
Nygårdterrasserne 272C, 3520 Farum

Former names

Gældshuset ApS – now
Gældshuset IVS –
Budgethusets Gældsrådgivning IVS –

Employees per year

Number of employees at Gældshuset ApS per year122016: 220162017: 220172018: 22018

Other companies at the same address

Similar companies in Køge

Questions and answers about Gældshuset ApS

Has Gældshuset ApS gone bankrupt?

No, Gældshuset ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Gældshuset ApS?

Our model estimates a bankruptcy risk of 1.0% over the next 12 months (low risk), which is 0.7 times the average for Danish companies.

Who is the CEO of Gældshuset ApS?

Berthel Philippe Lehmann is the CEO of Gældshuset ApS.

Who is the auditor of Gældshuset ApS?

Gældshuset ApS most recently used Martinsen, Statsautoriseret Revisionspartnerselskab.

When was Gældshuset ApS founded?

Gældshuset ApS was founded on 1 July 2016.

What is the equity of Gældshuset ApS?

Equity was DKK -284k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.