Komplementar S&P Firmapension ApS

CVR 37790168 · Private limited company (ApS) · Active · High risk

Komplementar S&P Firmapension ApS is a Private limited company (ApS), founded on , based in Hellerup. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 6.5% over the next 12 months, which is 4.6 times the average for Danish companies. 10 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -24k and a net result of DKK -344k. CEO: Søren Krüger.

Bankruptcy risk for Komplementar S&P Firmapension ApS

6.5%
probability of bankruptcy within 12 months
High risk

4.6 × the average (1.41%) · higher risk than 94% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor's statementCompilation · bankruptcy rate 5.6%0.64×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37790168
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
Vedbendvej 3, 1.
2900 Hellerup
Municipality
Gentofte
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Employees
0 (2018)
Auditor
Baker Tilly Denmark
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 10
Missing annual reportNo
Negative equityYes
Equity ratio-28.6%
Current ratio43%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies1
Other companies at the address0
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -90kDKK -86kDKK -75k
Net profitDKK -344kDKK -119kDKK -67k
EquityDKK -24kDKK 320kDKK 500k
Total assetsDKK 82kDKK 406kDKK 579k
CashDKK 27kDKK 27k–
Short-term debtDKK 106kDKK 85k–
Tax owed–DKK 0–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Baker Tilly Denmark.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025156
1 Jan 2024 – 31 Dec 2024147
1 Jan 2023 – 31 Dec 202380
1 Jan 2022 – 31 Dec 2022108
1 Jan 2021 – 31 Dec 2021144
1 Jan 2020 – 31 Dec 202047
1 Jan 2019 – 31 Dec 2019181
1 Jan 2018 – 31 Dec 2018155
1 Jan 2017 – 31 Dec 2017101
1 Jun 2016 – 31 Dec 2016188 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSøren KrügerCurrent
Owner (100%)Søren KrügerCurrent
AuditorPC-Revision Gentofte
Auditorinforevision statsautoriseret revisionsaktieselskab
FounderSøren KrügerCurrent

The CEOs' other companies

Søren Krüger – 2 other companies, of which 1 bankrupt

Address history (1 moves)

Vedbendvej 3, 1., 2900 Hellerup
Vedbendvej 3, 2900 Hellerup

Former names

Komplementar S&P Firmapension ApS – now
S&P Pensionsmægler, Firmapension ApS –
Ensure Pensionsmægler, Firmapension ApS –

Employees per year

Number of employees at Komplementar S&P Firmapension ApS per year112017: 020172018: 02018

Similar companies in Gentofte

Questions and answers about Komplementar S&P Firmapension ApS

Has Komplementar S&P Firmapension ApS gone bankrupt?

No, Komplementar S&P Firmapension ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Komplementar S&P Firmapension ApS?

Our model estimates a bankruptcy risk of 6.5% over the next 12 months (high risk), which is 4.6 times the average for Danish companies.

Who is the CEO of Komplementar S&P Firmapension ApS?

Søren Krüger is the CEO of Komplementar S&P Firmapension ApS.

Who is the auditor of Komplementar S&P Firmapension ApS?

Komplementar S&P Firmapension ApS most recently used Baker Tilly Denmark.

When was Komplementar S&P Firmapension ApS founded?

Komplementar S&P Firmapension ApS was founded on 1 June 2016.

What is the equity of Komplementar S&P Firmapension ApS?

Equity was DKK -24k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.