UNIVERS Forsikringsformidling ApS
CVR 37503576 · Private limited company (ApS) · Active · Low risk
UNIVERS Forsikringsformidling ApS is a Private limited company (ApS), founded on , based in Højbjerg. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 10 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 325k and a net result of DKK 63k. CEO: Kirsten Hilmar Kjær.
Bankruptcy risk for UNIVERS Forsikringsformidling ApS
0.0 × the average (1.41%) · higher risk than 27% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 37503576
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (10 years)
- Address
- Rensdyrvej 5
8270 Højbjerg - Municipality
- Aarhus
- Industry
- Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning - Share capital
- DKK 100k
- Employees
- 0 (2018)
- Auditor
- Revisionshuset Tal & Tanker, Statsautoriseret revisionspartnerselskab
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 1 of 10 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 94.3% |
| Current ratio | 1,753% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 2 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 2 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK 177k | DKK 86k |
| Net profit | DKK 63k | DKK -286k |
| Equity | DKK 325k | DKK 262k |
| Total assets | DKK 345k | DKK 288k |
| Cash | DKK 119k | – |
| Short-term debt | DKK 20k | – |
| Avg. employees | 1 | – |
Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Revisionshuset Tal & Tanker, Statsautoriseret revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 170 | ||
| 1 Jan 2024 – 31 Dec 2024 | 175 | ||
| 1 Jan 2023 – 31 Dec 2023 | 173 | ||
| 1 Jan 2022 – 31 Dec 2022 | 166 | ||
| 1 Jan 2021 – 31 Dec 2021 | 181 | ||
| 1 Jan 2020 – 31 Dec 2020 | 158 | ||
| 1 Jan 2019 – 31 Dec 2019 | 244 | Late | |
| 1 Jan 2018 – 31 Dec 2018 | 181 | ||
| 1 Jan 2017 – 31 Dec 2017 | 150 | ||
| 16 Feb 2016 – 31 Dec 2016 | 158 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Kirsten Hilmar Kjær | Current | |
| CEO | Claus Lindgaard | ||
| Board | Jan Andersen Mohr | ||
| Board | Torben Aage Bjønnes | ||
| Board | Claus Lindgaard | ||
| Owner (100%) | Holdingselskabet DIN ApS | Current | |
| Owner (33%) | Torben Aage Bjønnes | ||
| Owner (50%) | FORSIKRINGSMÆGLERNE CAREMORE P/S | ||
| Owner (50%) | Holdingselskabet DIN ApS | ||
| Founder | Torben Aage Bjønnes | Current | |
| Founder | FORSIKRINGSMÆGLERNE CAREMORE P/S | Current |
The CEOs' other companies
Kirsten Hilmar Kjær – 3 other companies
- Holdingselskabet DIN ApS Active
- KOMPLEMENTARSELSKABET LARSEN & CO ApS Active
- UNIVERS Forsikringsformidling ApS Fusioneret
Claus Lindgaard – 37 other companies, of which 22 bankrupt
- ACASHCARD A/S Bankrupt 1 Jul 2010
- BYGGESELSKABET ApS Bankrupt 31 Oct 2007
- BYGGESELSKABET BOESLUMVEJ ApS Bankrupt 9 Jun 2008
- BYGGESELSKABET BYG OG BO ApS Bankrupt 9 Jun 2008
- EJENDOMSSELSKABET AF 19. APRIL 2005 ApS Bankrupt 27 May 2008
- EJENDOMSSELSKABET ANEBJERG ApS Bankrupt 31 May 2018
- EJENDOMSSELSKABET BISPEVEJ 2 ApS Bankrupt 17 Sep 2010
- EJENDOMSSELSKABET SCT. THOMMAS ApS Bankrupt 9 Jun 2008
- GS Exitus ApS Bankrupt 1 Dec 2025
- HANDELSSELSKABET AF 29/9-2005, AARHUS A/S Bankrupt 9 Jun 2008
- HANS KNUDSENS PLADS ApS Bankrupt 9 Jun 2008
- LYNGBYVEJ ApS Bankrupt 9 Jun 2008
- NORDIC GRUPPEN ApS Bankrupt 26 Aug 2008
- NORDIC GRUPPEN DEVELOPMENT A/S Bankrupt 27 May 2008
- NORDIC GRUPPEN EJENDOMME ApS Bankrupt 9 Jun 2008
- NORDIC GRUPPEN FINANS ApS Bankrupt 9 Jun 2008
- NORDIC HUSET ApS Bankrupt 9 Jun 2008
- RÅDHUSSTRÆDE ApS Bankrupt 9 Jun 2008
- SEJRØGADE ApS Bankrupt 9 Jun 2008
- SKAGEN SOMMERHUSGRUNDE ApS Bankrupt 9 Jun 2008
- SV NORDIC A/S Bankrupt 17 May 2010
- THORSMINDE FERIEBOLIG ApS Bankrupt 9 Jun 2008
- CLI HOLDING ApS Opløst
- CareRisk ApS Active
- Claus Lindgaard Holding ApS Active
- EJENDOMSSELSKABET ENGTOFTEN ApS Opløst
- EJENDOMSSELSKABET KPNG ApS Compulsorily dissolved
- Ejendomsselskabet JCM ApS Active
- Global Trophy Logistics ApS Active
- H&L HOLDING ApS Fusioneret
Address history (1 moves)
| Rensdyrvej 5, 8270 Højbjerg | |
| Søren Frichs Vej 40B, 8230 Åbyhøj |
Former names
| UNIVERS Forsikringsformidling ApS | – now |
| UNIVERS Forsikringsformidling Privat ApS | – |
| UNIVERS forsikring privatagentur ApS | – |
| DIN forsikring privatagentur ApS | – |
| CAREMORE Privatforsikring Agentur ApS | – |
| Mohr Kjær Forsikring Agentur ApS | – |
Employees per year
Other companies at the same address
- Holdingselskabet DIN ApS Active
- UNIVERS Forsikringsformidling ApS Fusioneret
Similar companies in Aarhus
- Frem Forsikringsformidler ApS Aarhus C
- Klikforsikring Agentur ApS Risskov
- Stratum Sales ApS Aarhus C
- S.P. ND Aarhus ApS Aarhus N
- Hjemstad Forsikringsformidling ApS Risskov
- Skjold Forsikringsagentur ApS Viby J
- T Maj ApS Højbjerg
- Advice Risk ApS Åbyhøj
- RuCa Forsikringsmægler ApS Aarhus C
- ÆRLIG FORSIKRINGSFORMIDLING ApS Aarhus C
- Voigt Finans Aps Skødstrup
- S&P Pensionsmægler Aarhus ApS Aarhus V
Questions and answers about UNIVERS Forsikringsformidling ApS
Has UNIVERS Forsikringsformidling ApS gone bankrupt?
No, UNIVERS Forsikringsformidling ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of UNIVERS Forsikringsformidling ApS?
Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of UNIVERS Forsikringsformidling ApS?
Kirsten Hilmar Kjær is the CEO of UNIVERS Forsikringsformidling ApS.
Who is the auditor of UNIVERS Forsikringsformidling ApS?
UNIVERS Forsikringsformidling ApS most recently used Revisionshuset Tal & Tanker, Statsautoriseret revisionspartnerselskab.
When was UNIVERS Forsikringsformidling ApS founded?
UNIVERS Forsikringsformidling ApS was founded on 16 February 2016.
What is the equity of UNIVERS Forsikringsformidling ApS?
Equity was DKK 325k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.