Creditto ApS

CVR 37349038 · Private limited company (ApS) · Active · High risk

Creditto ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry it-infrastruktur, databehandling, hosting og relaterede aktiviteter. Our model estimates a bankruptcy risk of 4.5% over the next 12 months, which is 3.2 times the average for Danish companies. 10 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -100k and a net result of DKK -151k.

Bankruptcy risk for Creditto ApS

4.5%
probability of bankruptcy within 12 months
High risk

3.2 × the average (1.41%) · higher risk than 91% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37349038
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
c/o KRING A/S, Ragnagade 7
2100 København Ø
Municipality
København
Industry
IT-infrastruktur, databehandling, hosting og relaterede aktiviteter (631000)
Bankruptcies in the industry: Webportaler
Share capital
DKK 53k
Auditor
CROWE STATSAUTORISERET REVISIONSINTERESSENTSKAB
Audit opted out
No

Warning signs

Annual reports filed late2 of 10
Missing annual reportNo
Negative equityYes
Equity ratio–
Current ratio–
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address92
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -23kDKK -24k
Net profitDKK -151kDKK -21k
EquityDKK -100kDKK 51k
Total assetsDKK 0DKK 125k
Short-term debtDKK 19k–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Crowe.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025194 Late
1 Jan 2024 – 31 Dec 2024180
1 Jan 2023 – 31 Dec 2023179
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021158
1 Jan 2020 – 31 Dec 2020161
1 Jan 2019 – 31 Dec 2019225 Late
1 Jan 2018 – 31 Dec 2018143
1 Jan 2017 – 31 Dec 2017151
6 Jan 2016 – 31 Dec 2016173

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEODavid Halberg Beckmann
CEOSvend Erik Thomsen
BoardJesper Kring
BoardDavid Halberg Beckmann
BoardNiklas Marschall
BoardSvend Erik Thomsen
Owner (100%)Creditto Founders ApSCurrent
AuditorCROWE STATSAUTORISERET REVISIONSINTERESSENTSKABCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderCreditto Founders ApSCurrent

The CEOs' other companies

David Halberg Beckmann – 7 other companies, of which 2 bankrupt

Svend Erik Thomsen – 15 other companies

Address history (0 moves)

c/o KRING A/S, Ragnagade 7, 2100 København Ø

Other companies at the same address

Similar companies in København

Questions and answers about Creditto ApS

Has Creditto ApS gone bankrupt?

No, Creditto ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Creditto ApS?

Our model estimates a bankruptcy risk of 4.5% over the next 12 months (high risk), which is 3.2 times the average for Danish companies.

Who is the auditor of Creditto ApS?

Creditto ApS most recently used CROWE STATSAUTORISERET REVISIONSINTERESSENTSKAB.

When was Creditto ApS founded?

Creditto ApS was founded on 6 January 2016.

What is the equity of Creditto ApS?

Equity was DKK -100k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.