Creditto Founders ApS

CVR 37348740 · Private limited company (ApS) · Active · High risk

Creditto Founders ApS is a Private limited company (ApS), founded on , based in København Ø. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 2.8% over the next 12 months, which is 2.0 times the average for Danish companies. 10 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -274k and a net result of DKK -73k. CEO: Thomas Hjort Winther.

Bankruptcy risk for Creditto Founders ApS

2.8%
probability of bankruptcy within 12 months
High risk

2.0 × the average (1.41%) · higher risk than 87% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37348740
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
c/o KRING A/S, Ragnagade 7
2100 København Ø
Municipality
København
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 60k
Auditor
CROWE STATSAUTORISERET REVISIONSINTERESSENTSKAB
Audit opted out
No

Warning signs

Annual reports filed late2 of 10
Missing annual reportNo
Negative equityYes
Equity ratio-14,136.3%
Current ratio3%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address92
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -12kDKK -12kDKK -12k
Net profitDKK -73kDKK -42kDKK -40k
EquityDKK -274kDKK -201kDKK -159k
Total assetsDKK 1,938DKK 54kDKK 72k
CashDKK 501DKK 1,250–
Short-term debtDKK 15kDKK 15k–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Crowe.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025194 Late
1 Jan 2024 – 31 Dec 2024180
1 Jan 2023 – 31 Dec 2023179
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021158
1 Jan 2020 – 31 Dec 2020162
1 Jan 2019 – 31 Dec 2019225 Late
1 Jan 2018 – 31 Dec 2018143
1 Jan 2017 – 31 Dec 2017151
6 Jan 2016 – 31 Dec 2016173

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOThomas Hjort WintherCurrent
Owner (100%)KRING Speedbooting 2016 ApSCurrent
AuditorCROWE STATSAUTORISERET REVISIONSINTERESSENTSKABCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderFourward ApSCurrent
FounderKRING Speedbooting 2016 ApSCurrent

The CEOs' other companies

Thomas Hjort Winther – 40 other companies, of which 2 bankrupt

Address history (0 moves)

c/o KRING A/S, Ragnagade 7, 2100 København Ø

Other companies at the same address

Similar companies in København

Questions and answers about Creditto Founders ApS

Has Creditto Founders ApS gone bankrupt?

No, Creditto Founders ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Creditto Founders ApS?

Our model estimates a bankruptcy risk of 2.8% over the next 12 months (high risk), which is 2.0 times the average for Danish companies.

Who is the CEO of Creditto Founders ApS?

Thomas Hjort Winther is the CEO of Creditto Founders ApS.

Who is the auditor of Creditto Founders ApS?

Creditto Founders ApS most recently used CROWE STATSAUTORISERET REVISIONSINTERESSENTSKAB.

When was Creditto Founders ApS founded?

Creditto Founders ApS was founded on 6 January 2016.

What is the equity of Creditto Founders ApS?

Equity was DKK -274k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.