Blue Oak Insurance Agency ApS

CVR 37317071 · Private limited company (ApS) · Active · Very high risk

Blue Oak Insurance Agency ApS is a Private limited company (ApS), founded on , based in København K. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 9.4% over the next 12 months, which is 6.7 times the average for Danish companies. 10 annual reports have been published, of which 4 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -229k and a net result of DKK 22k. CEO: Erik Bring.

Bankruptcy risk for Blue Oak Insurance Agency ApS

9.4%
probability of bankruptcy within 12 months
Very high risk

6.7 × the average (1.41%) · higher risk than 97% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years3+ · bankruptcy rate 41.0%4.7×
CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Website registeredYes · bankruptcy rate 12.0%1.4×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
37317071
Status
Active
Company type
Private limited company (ApS)
Founded
(10 years)
Address
Rådhusstræde 15
1466 København K
Municipality
København
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Employees
1 (2017)
Audit opted out
Yes

Warning signs

Annual reports filed late4 of 10
Missing annual reportNo
Negative equityYes
Equity ratio-70.6%
Current ratio59%
Moves (last 2 years)3
CEO changes in total0
CEO's previous bankruptcies4
Other companies at the address303
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK 28kDKK 147kDKK 163k
Net profitDKK 22kDKK 48kDKK 46k
EquityDKK -229kDKK 144kDKK 139k
Total assetsDKK 324kDKK 703kDKK 1.7m
CashDKK 266kDKK 658k–
Short-term debtDKK 552kDKK 559k–
Tax owedDKK 25kDKK 34k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025203 Late
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023182
1 Jan 2022 – 31 Dec 2022195 Late
1 Jan 2021 – 31 Dec 2021185 Late
1 Jan 2020 – 31 Dec 2020167
1 Jan 2019 – 31 Dec 2019229 Late
1 Jan 2018 – 31 Dec 2018157
1 Jan 2017 – 31 Dec 2017170
18 Dec 2015 – 31 Dec 2016153

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOErik BringCurrent
Owner (10%)Erik BringCurrent
Owner (67%)Regnar ApSCurrent
Owner (100%)Erik Bring
Owner (100%)B Holding ApS
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorBeierholm Godkendt Revisionspartnerselskab
FounderErik BringCurrent

The CEOs' other companies

Erik Bring – 10 other companies, of which 4 bankrupt

Address history (11 moves)

Rådhusstræde 15, 1466 København K
Refshalevej 163A, 1. th, 1432 København K
Dybsøvej 69, 4700 Næstved
Refshalevej 163A, 1. th, 1432 København K
Søndervej 35, 4700 Næstved
Refshalevej 163A, 1. th, 1432 København K
Søndervej 35, 4700 Næstved
Amaliegade 6, 2. tv, 1256 København K
Havnegade 39, 1058 København K
Søndervej 35, 4700 Næstved
Havnegade 39, 1058 København K
Søndervej 35, 4700 Næstved

Former names

Blue Oak Insurance Agency ApS – now
Blue Oak Agency ApS –
Blue Oak ApS –
Enzuranz.com Aps –
Blue Oak Agency ApS –

Employees per year

Number of employees at Blue Oak Insurance Agency ApS per year112017: 12017

Other companies at the same address

Similar companies in København

Questions and answers about Blue Oak Insurance Agency ApS

Has Blue Oak Insurance Agency ApS gone bankrupt?

No, Blue Oak Insurance Agency ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Blue Oak Insurance Agency ApS?

Our model estimates a bankruptcy risk of 9.4% over the next 12 months (very high risk), which is 6.7 times the average for Danish companies.

Who is the CEO of Blue Oak Insurance Agency ApS?

Erik Bring is the CEO of Blue Oak Insurance Agency ApS.

When was Blue Oak Insurance Agency ApS founded?

Blue Oak Insurance Agency ApS was founded on 18 December 2015.

What is the equity of Blue Oak Insurance Agency ApS?

Equity was DKK -229k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.