PENSER ApS
CVR 36740019 · Private limited company (ApS) · Active · Low risk
PENSER ApS is a Private limited company (ApS), founded on , based in Slagelse. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 27.3m and a net result of DKK 2.3m. CEO: Niels Christiansen.
Bankruptcy risk for PENSER ApS
0.0 × the average (1.41%) · higher risk than 0% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 36740019
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (55 years)
- Address
- c/o Niels Christisansen, Bellisvej 7
4200 Slagelse - Municipality
- Slagelse
- Industry
- Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber - Share capital
- DKK 912k
- Employees
- 0 (2018)
- Auditor
- DANSK REVISION SLAGELSE GODKENDT REVISIONSAKTIESELSKAB
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 0 of 31 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 96.8% |
| Current ratio | 3,137% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 6 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 0 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK -88k | DKK -83k |
| Net profit | DKK 2.3m | DKK 2.9m |
| Equity | DKK 27.3m | DKK 29.0m |
| Total assets | DKK 28.2m | DKK 29.2m |
| Cash | DKK 33k | – |
| Short-term debt | DKK 898k | – |
| Tax owed | DKK 390k | – |
| Avg. employees | 1 | – |
Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · DANSK REVISION SLAGELSE GODKENDT REVISIONSAKTIESELSKAB.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 131 | ||
| 1 Jan 2024 – 31 Dec 2024 | 182 | ||
| 1 Jan 2023 – 31 Dec 2023 | 71 | ||
| 1 Jan 2022 – 31 Dec 2022 | 143 | ||
| 1 Jan 2021 – 31 Dec 2021 | 140 | ||
| 1 Jan 2020 – 31 Dec 2020 | 160 | ||
| 1 Jan 2019 – 31 Dec 2019 | 105 | ||
| 1 Jan 2018 – 31 Dec 2018 | 136 | ||
| 1 Jan 2017 – 31 Dec 2017 | 151 | ||
| 1 Jan 2016 – 31 Dec 2016 | 151 | ||
| 1 Jan 2015 – 31 Dec 2015 | 152 | ||
| 1 Jan 2014 – 31 Dec 2014 | 133 | ||
| 1 Jan 2013 – 31 Dec 2013 | 141 | ||
| 1 Jan 2012 – 31 Dec 2012 | 155 | ||
| 1 Jan 2011 – 31 Dec 2011 | 145 | ||
| 1 Jan 2010 – 31 Dec 2010 | 149 | ||
| 1 Jan 2009 – 31 Dec 2009 | 140 | ||
| 1 Jan 2008 – 31 Dec 2008 | 148 | ||
| 1 Jan 2007 – 31 Dec 2007 | 163 | ||
| 1 Jan 2006 – 31 Dec 2006 | 88 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Niels Christiansen | Current | |
| CEO | Peter Christiansen | ||
| CEO | Frede Christensen | ||
| CEO | Peter Christiansen | ||
| CEO | Elsebet Christiansen | ||
| Board | Frede Christensen | ||
| Board | Peter Christiansen | ||
| Board | Elsebet Christiansen | ||
| Board | Niels Christiansen | ||
| Owner (100%) | Niels Christiansen | Current | |
| Owner (50%) | Elsebet Christiansen | ||
| Auditor | STATSAUTORISERET REVISIONSAKTIESELSKAB AF 1. JULI 1998 | ||
| Auditor | STATSAUTORISERET REVISIONSAKTIESELSKAB AF 1. JULI 1998 | ||
| Auditor | SØNDERJYLLANDS REVISION STATSAUTORISERET REVISIONSAKTIESELSKAB | ||
| Auditor | AIDER Slagelse og Nyborg Godkendt Revisionsaktieselskab |
The CEOs' other companies
Niels Christiansen – 1 other companies
- DANEXIM A/S Fusioneret
Peter Christiansen – 1 other companies
- DANEXIM A/S Fusioneret
Frede Christensen – 1 other companies
- DANEXIM A/S Fusioneret
Elsebet Christiansen – 1 other companies
- DANEXIM A/S Fusioneret
Address history (3 moves)
| c/o Niels Christisansen, Bellisvej 7, 4200 Slagelse | |
| c/o Niels Christiansen, Eggebækvej 31, 6360 Tinglev | |
| Fornbyvej 28, 6330 Padborg | |
| Fornbyvej 28, 6330 Padborg |
Former names
| PENSER ApS | – now |
| A/S PENSER | – |
| DANEXIM HOLDING A/S, HOLDINGAKTIESELSKAB FOR "AKTIESELSKABET DANEXIM I | – |
Employees per year
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Questions and answers about PENSER ApS
Has PENSER ApS gone bankrupt?
No, PENSER ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of PENSER ApS?
Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of PENSER ApS?
Niels Christiansen is the CEO of PENSER ApS.
Who is the auditor of PENSER ApS?
PENSER ApS most recently used DANSK REVISION SLAGELSE GODKENDT REVISIONSAKTIESELSKAB.
When was PENSER ApS founded?
PENSER ApS was founded on 1 June 1971.
What is the equity of PENSER ApS?
Equity was DKK 27.3m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.