ZSB Holding ApS
CVR 36692790 · Private limited company (ApS) · Active · Medium risk
ZSB Holding ApS is a Private limited company (ApS), founded on , based in Valby. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 2.0% over the next 12 months, which is 1.4 times the average for Danish companies. 11 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 588k and a net result of DKK -286k. CEO: Stine Schulz.
Bankruptcy risk for ZSB Holding ApS
1.4 × the average (1.41%) · higher risk than 82% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 36692790
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (11 years)
- Address
- c/o Stine Schulz, Højsagervej 3A
2500 Valby - Municipality
- København
- Industry
- Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber - Share capital
- DKK 40k
- Auditor
- Cedra Godkendt Revisionsaktieselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 2 of 11 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 92.0% |
| Current ratio | 85% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 2 |
| CEO's previous bankruptcies | 2 |
| Other companies at the address | 0 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK -8,688 | DKK -7,530 |
| Net profit | DKK -286k | DKK 78k |
| Equity | DKK 588k | DKK 1.0m |
| Total assets | DKK 639k | DKK 1.0m |
| Cash | DKK 44k | – |
| Short-term debt | DKK 51k | – |
| Tax owed | DKK 0 | – |
| Avg. employees | 0 | – |
Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Deloitte Statsautoriseret Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 185 | Late | |
| 1 Jan 2024 – 31 Dec 2024 | 113 | ||
| 1 Jan 2023 – 31 Dec 2023 | 96 | ||
| 1 Jan 2022 – 31 Dec 2022 | 25 | ||
| 1 Jan 2021 – 31 Dec 2021 | 174 | ||
| 1 Jan 2020 – 31 Dec 2020 | 169 | ||
| 1 Jan 2019 – 31 Dec 2019 | 146 | ||
| 1 Jan 2018 – 31 Dec 2018 | 148 | ||
| 1 Jan 2017 – 31 Dec 2017 | 170 | ||
| 1 Jan 2016 – 31 Dec 2016 | 152 | ||
| 19 Mar 2015 – 31 Dec 2015 | 279 | Late |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Stine Schulz | Current | |
| CEO | Stine Schulz | ||
| Owner (100%) | Stine Schulz | Current | |
| Owner (100%) | Learningbank A/S | ||
| Auditor | Cedra Godkendt Revisionsaktieselskab | Current | |
| Auditor | Ecovis Danmark statsautoriseret revisionsinteressentskab | ||
| Auditor | Ecovis Danmark statsautoriseret revisionsinteressentskab | ||
| Auditor | Grant Thornton, Godkendt Revisionspartnerselskab | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Founder | Learningbank A/S | Current |
The CEOs' other companies
Stine Schulz – 3 other companies, of which 2 bankrupt
- BUSINESSPOWER ApS Bankrupt 8 Jun 2016
- GERADEAUS ApS Bankrupt 8 Jun 2016
- Learningbank A/S Active
Address history (1 moves)
| c/o Stine Schulz, Højsagervej 3A, 2500 Valby | |
| Tietgensgade 62, st. tv, 1704 København V |
Former names
| ZSB Holding ApS | – now |
| ZSB Holding IVS | – |
| Learningbank Holding IVS | – |
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- MOLARCO FINANS A/S København Ø
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- TANDLÆGESELSKABET OLE SPANNER DENTAL ApS København V
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- ANPARTSSELSKABET AF 7.OKTOBER 1984 København S
Questions and answers about ZSB Holding ApS
Has ZSB Holding ApS gone bankrupt?
No, ZSB Holding ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of ZSB Holding ApS?
Our model estimates a bankruptcy risk of 2.0% over the next 12 months (medium risk), which is 1.4 times the average for Danish companies.
Who is the CEO of ZSB Holding ApS?
Stine Schulz is the CEO of ZSB Holding ApS.
Who is the auditor of ZSB Holding ApS?
ZSB Holding ApS most recently used Cedra Godkendt Revisionsaktieselskab.
When was ZSB Holding ApS founded?
ZSB Holding ApS was founded on 19 March 2015.
What is the equity of ZSB Holding ApS?
Equity was DKK 588k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.