SJF Bank A/S

CVR 36532130 · Public limited company (A/S) · Active · Low risk

SJF Bank A/S is a Public limited company (A/S), founded on , based in Holbæk. The company is registered in the industry andre pengeinstitutters aktiviteter. Our model estimates a bankruptcy risk of 0.9% over the next 12 months, which is 0.6 times the average for Danish companies. 13 annual reports have been published. CEO: Jan Mark Kolbye Jensen.

Bankruptcy risk for SJF Bank A/S

0.9%
probability of bankruptcy within 12 months
Low risk

0.6 × the average (1.41%) · higher risk than 69% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes in the last year1 · bankruptcy rate 21.1%2.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×

Reduces the risk

Employees (latest year)100+ · bankruptcy rate 2.3%0.27×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
CEOs in total (historical)5+ · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Company typeA/S · bankruptcy rate 4.4%0.50×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
36532130
Status
Active
Company type
Public limited company (A/S)
Founded
(11 years)
Address
Isefjords Alle 5
4300 Holbæk
Municipality
Holbæk
Industry
Andre pengeinstitutters aktiviteter (641900)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 162.3m
Employees
662 (2018)
Auditor
DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 13
Missing annual reportNo
Negative equity–
Equity ratio–
Current ratio–
Moves (last 2 years)0
CEO changes in total8
CEO's previous bankruptcies0
Other companies at the address7
Going-concern uncertaintyNo

Financials and key figures

Financial year2024

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · DeloitteStatsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202565
1 Jan 2024 – 31 Dec 202473
1 Jan 2023 – 31 Dec 202340
1 Jan 2022 – 30 Jun 202349
1 Jan 2022 – 31 Dec 202241
1 Jan 2021 – 31 Dec 202173
1 Jan 2020 – 31 Dec 202042
1 Jan 2019 – 31 Dec 201984
1 Jan 2018 – 31 Dec 201871
1 Jan 2017 – 31 Dec 201785
1 Jan 2016 – 31 Dec 2016164
1 Jan 2015 – 31 Dec 201578
22 Dec 2014 – 31 Dec 201486

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJan Mark Kolbye JensenCurrent
CEOLars Petersson
CEOBruno Riis-Nielsen
CEOFlemming Bisgaard Nielsen
CEOLars Bolding
BoardOtto Frederik SpliidCurrent
BoardMads WallinCurrent
BoardTorben Dalby LarsenCurrent
BoardErik LarsenCurrent
BoardLiselotte PoulsenCurrent
BoardJakob Nørrekjær AnderssonCurrent
BoardPer Asbjørn SønderupCurrent
BoardDan Roland HansenCurrent
BoardDorthe Brøndlund AndersenCurrent
BoardAne Arnth JensenCurrent
BoardJakob Nørrekjær Andersson
BoardLars Petersson
BoardThomas Kullegaard
BoardErik Larsen
BoardPer Bjørnsholm
BoardPeter Michael Woldbye
BoardPer Olsen
BoardBent Andersen
BoardAllan Viggo Tornøe Nørholm
BoardHelle Lindhof Bjørnøe
BoardMichael Agergaard
BoardKirsten Hede Nielsen
Owner (5%)AP PENSION LIVSFORSIKRINGSAKTIESELSKABCurrent
Owner (5%)AL Sydbank A/SCurrent
Owner (5%)JYSKE BANK A/SCurrent
Owner (5%)NYKREDIT REALKREDIT A/SCurrent
Owner (5%)Fonden for SJF BankCurrent
Owner (100%)SPAREKASSEN SJÆLLAND
Owner (5%)Fonden for SJF Bank
Owner (5%)KØBSTÆDERNES FORSIKRING, GENSIDIG
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
FounderSPAREKASSEN SJÆLLANDCurrent

The CEOs' other companies

Jan Mark Kolbye Jensen – 15 other companies

Lars Petersson – 21 other companies

Bruno Riis-Nielsen – 32 other companies, of which 4 bankrupt

Flemming Bisgaard Nielsen – 10 other companies

Lars Bolding – 2 other companies

Address history (1 moves)

Isefjords Alle 5, 4300 Holbæk
Isefjords Alle 5, 4300 Holbæk

Former names

SJF Bank A/S – now
Sparekassen Sjælland-Fyn A/S –
Sparekassen Sjælland A/S –
ISEFJORDS ALLE A/S –

Employees per year

Number of employees at SJF Bank A/S per year3316622015: 020152016: 60920162017: 63820172018: 6622018

Other companies at the same address

Questions and answers about SJF Bank A/S

Has SJF Bank A/S gone bankrupt?

No, SJF Bank A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SJF Bank A/S?

Our model estimates a bankruptcy risk of 0.9% over the next 12 months (low risk), which is 0.6 times the average for Danish companies.

Who is the CEO of SJF Bank A/S?

Jan Mark Kolbye Jensen is the CEO of SJF Bank A/S.

Who is the auditor of SJF Bank A/S?

SJF Bank A/S most recently used DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was SJF Bank A/S founded?

SJF Bank A/S was founded on 22 December 2014.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.