H.M. FINANS ApS

CVR 35862196 · Private limited company (ApS) · Active · Low risk

H.M. FINANS ApS is a Private limited company (ApS), founded on , based in Hvide Sande. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 12 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 4.0m and a net result of DKK 1.2m. CEO: Henrik Olesen.

Bankruptcy risk for H.M. FINANS ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 15% of active Danish companies

Lowest riskHighest risk

Increases the risk

Annual reports filed late1 · bankruptcy rate 11.3%1.3×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
35862196
Status
Active
Company type
Private limited company (ApS)
Founded
(12 years)
Address
Pallasvej 23
6960 Hvide Sande
Municipality
Ringkøbing-Skjern
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 50k
Auditor
Krøyer Pedersen Statsautoriserede Revisorer P/S
Audit opted out
No

Warning signs

Annual reports filed late1 of 12
Missing annual reportNo
Negative equityNo
Equity ratio98.7%
Current ratio2,391%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address0
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
RevenueDKK 0DKK 0
Net profitDKK 1.2mDKK 1.1m
EquityDKK 4.0mDKK 3.1m
Total assetsDKK 4.0mDKK 3.2m
CashDKK 82k–
Short-term debtDKK 52k–
Tax owedDKK 0–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · KRØYER PEDERSEN, Statsautoriserede Revisorer P/S.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202570
1 Jan 2024 – 31 Dec 202437
1 Jan 2023 – 31 Dec 202339
1 Jan 2022 – 31 Dec 202246
1 Jan 2021 – 31 Dec 202139
1 Jan 2020 – 31 Dec 202056
1 Jan 2019 – 31 Dec 2019192 Late
1 Jan 2018 – 31 Dec 2018116
1 Jan 2017 – 31 Dec 201766
1 Jan 2016 – 31 Dec 201652
1 Jan 2015 – 31 Dec 201570
6 Mar 2014 – 31 Dec 201454

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOHenrik OlesenCurrent
Owner (100%)Henrik OlesenCurrent
Owner (100%)Henrik Olesen
Owner (50%)Martha Ruby Olesen
AuditorKrøyer Pedersen Statsautoriserede Revisorer P/SCurrent
AuditorKPSR I/S

The CEOs' other companies

Henrik Olesen – 2 other companies

Address history (1 moves)

Pallasvej 23, 6960 Hvide Sande
Pallasvej 23, 6960 Hvide Sande

Similar companies in Ringkøbing-Skjern

Questions and answers about H.M. FINANS ApS

Has H.M. FINANS ApS gone bankrupt?

No, H.M. FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of H.M. FINANS ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of H.M. FINANS ApS?

Henrik Olesen is the CEO of H.M. FINANS ApS.

Who is the auditor of H.M. FINANS ApS?

H.M. FINANS ApS most recently used Krøyer Pedersen Statsautoriserede Revisorer P/S.

When was H.M. FINANS ApS founded?

H.M. FINANS ApS was founded on 14 April 2014.

What is the equity of H.M. FINANS ApS?

Equity was DKK 4.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.