ELoyd Capital ApS

CVR 35681310 · Private limited company (ApS) · Active · Low risk

ELoyd Capital ApS is a Private limited company (ApS), founded on , based in Silkeborg. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 12 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 2.0m and a net result of DKK 492k. CEO: Ruben Værum.

Bankruptcy risk for ELoyd Capital ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

Moves in the last 2 years2 · bankruptcy rate 23.9%2.7×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of auditors (historical)0 · bankruptcy rate 12.5%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Return on assets15%+ · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
35681310
Status
Active
Company type
Private limited company (ApS)
Founded
(12 years)
Address
c/o Ruben Værum, Rosmarinvej 14
8600 Silkeborg
Municipality
Silkeborg
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 40k
Audit opted out
Yes

Warning signs

Annual reports filed late2 of 12
Missing annual reportNo
Negative equityNo
Equity ratio94.1%
Current ratio445%
Moves (last 2 years)2
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address0
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 0DKK 506k
Net profitDKK 492kDKK 489k
EquityDKK 2.0mDKK 1.5m
Total assetsDKK 2.1mDKK 1.6m
CashDKK 431k–
Short-term debtDKK 123k–
Tax owedDKK 123k–
Avg. employees1–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
1 Jan 2024 – 31 Dec 2024182
1 Jan 2023 – 31 Dec 2023184 Late
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021118
1 Jan 2020 – 31 Dec 2020188 Late
1 Jan 2019 – 31 Dec 2019112
1 Jan 2018 – 31 Dec 2018151
1 Jan 2017 – 31 Dec 2017142
1 Jan 2016 – 31 Dec 201656
1 Jan 2015 – 31 Dec 201548
1 Jan 2014 – 31 Dec 2014174

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEORuben VærumCurrent
Owner (100%)Ruben VærumCurrent
FounderRuben VærumCurrent

The CEOs' other companies

Ruben Værum – 2 other companies

Address history (4 moves)

c/o Ruben Værum, Rosmarinvej 14, 8600 Silkeborg
c/o Ruben Værum, Hedevej 13, 8464 Galten
c/o Ruben Værum, Lærkevænget 44, 8464 Galten
Dyrehavevej 9, 8000 Aarhus C
Steen Billes Gade 10, 8200 Aarhus N

Former names

ELoyd Capital ApS – now
VÆRUM GROUP ApS –
VÆRUM GROUP IVS –

Similar companies in Silkeborg

Questions and answers about ELoyd Capital ApS

Has ELoyd Capital ApS gone bankrupt?

No, ELoyd Capital ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of ELoyd Capital ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of ELoyd Capital ApS?

Ruben Værum is the CEO of ELoyd Capital ApS.

When was ELoyd Capital ApS founded?

ELoyd Capital ApS was founded on 10 March 2014.

What is the equity of ELoyd Capital ApS?

Equity was DKK 2.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.