PENDO FINANS A/S

CVR 33782608 · Public limited company (A/S) · Active · Medium risk

PENDO FINANS A/S is a Public limited company (A/S), founded on , based in Hellerup. The company is registered in the industry køb og salg af egen fast ejendom. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 14 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (30 Jun 2025) shows equity of DKK -65k and a net result of DKK 158k. CEO: Søren Iversen.

Bankruptcy risk for PENDO FINANS A/S

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 77% of active Danish companies

Lowest riskHighest risk

Increases the risk

Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Equity ratio-50%–0% · bankruptcy rate 14.8%1.7×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Other companies at the same address100+ · bankruptcy rate 11.5%1.3×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Company typeA/S · bankruptcy rate 4.4%0.50×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
33782608
Status
Active
Company type
Public limited company (A/S)
Founded
(15 years)
Address
c/o Pendo Aps, Strandvejen 125
2900 Hellerup
Municipality
København
Industry
Køb og salg af egen fast ejendom (681100)
Bankruptcies in the industry: Udlejning af erhvervsejendomme
Share capital
DKK 500k
Employees
0 (2012)
Auditor
Beierholm Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late1 of 14
Missing annual reportNo
Negative equityYes
Equity ratio-2.0%
Current ratio98%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies1
Other companies at the address114
Going-concern uncertaintyYes

Financials and key figures

Financial year20252024
Gross profitDKK -11kDKK -10k
Net profitDKK 158kDKK 213k
EquityDKK -65kDKK -223k
Total assetsDKK 3.3mDKK 3.3m
CashDKK 4,299–
Short-term debtDKK 3.3m–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jul 2024 – 30 Jun 2025169
1 Jul 2023 – 30 Jun 2024169
1 Jul 2022 – 30 Jun 2023166
1 Jul 2021 – 30 Jun 2022170
1 Jul 2020 – 30 Jun 2021155
1 Jul 2019 – 30 Jun 2020156
1 Jul 2018 – 30 Jun 2019162
1 Jul 2017 – 30 Jun 2018157
1 Jul 2016 – 30 Jun 2017168
1 Jul 2015 – 30 Jun 2016160
1 Jul 2014 – 30 Jun 2015164
1 Jul 2013 – 30 Jun 2014154
1 Jul 2012 – 30 Jun 2013163
1 Jul 2011 – 30 Jun 2012191 Late

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSøren IversenCurrent
CEOBo Norup Refsgaard
CEOMichael Christensen
BoardBo GeislerCurrent
BoardPeter IversenCurrent
BoardSøren IversenCurrent
BoardBo Norup Refsgaard
BoardMichael Christensen
Owner (33%)PETER IVERSEN INVEST ApSCurrent
Owner (33%)I.G. ApSCurrent
Owner (20%)PETER IVERSEN INVEST ApS
Owner (67%)I.G. ApS
AuditorBeierholm Godkendt RevisionspartnerselskabCurrent
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderPETER IVERSEN INVEST ApSCurrent
FounderI.G. ApSCurrent
FounderFROSAL INVEST ApSCurrent
FounderBNR INVEST ApSCurrent

The CEOs' other companies

Søren Iversen – 52 other companies, of which 5 bankrupt

Bo Norup Refsgaard – 22 other companies

Michael Christensen – 48 other companies, of which 9 bankrupt

Address history (2 moves)

c/o Pendo Aps, Strandvejen 125, 2900 Hellerup
c/o Pendo Aps, Ågade 16, 7800 Skive
c/o Bo Refsgaard, Helenelyst 121, 8220 Brabrand

Employees per year

Number of employees at PENDO FINANS A/S per year122011: 220112012: 02012

Other companies at the same address

Similar companies in København

Questions and answers about PENDO FINANS A/S

Has PENDO FINANS A/S gone bankrupt?

No, PENDO FINANS A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PENDO FINANS A/S?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of PENDO FINANS A/S?

Søren Iversen is the CEO of PENDO FINANS A/S.

Who is the auditor of PENDO FINANS A/S?

PENDO FINANS A/S most recently used Beierholm Godkendt Revisionspartnerselskab.

When was PENDO FINANS A/S founded?

PENDO FINANS A/S was founded on 1 July 2011.

What is the equity of PENDO FINANS A/S?

Equity was DKK -65k according to the annual report for the period ending 30 June 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.