PZ FINANS ApS

CVR 33499914 · Private limited company (ApS) · Active · Low risk

PZ FINANS ApS is a Private limited company (ApS), founded on , based in Dronninglund. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 659k and a net result of DKK -17k. CEO: Pernille Nyhuus, Rune Nyhuus.

Bankruptcy risk for PZ FINANS ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 6% of active Danish companies

Lowest riskHighest risk

Increases the risk

Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Reinstated after compulsory dissolutionYes · bankruptcy rate 0.0%0.00×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
33499914
Status
Active
Company type
Private limited company (ApS)
Founded
(55 years)
Address
c/o Pernille Zeltner, Louisesmindevej 1
9330 Dronninglund
Municipality
Brønderslev
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 150k
Employees
1 (2018)
Auditor
Beierholm
Audit opted out
Yes

Warning signs

Annual reports filed late4 of 31
Missing annual reportNo
Negative equityNo
Equity ratio69.7%
Current ratio308%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -11kDKK 654DKK -17k
Net profitDKK -17kDKK -26kDKK -30k
EquityDKK 659kDKK 676kDKK 702k
Total assetsDKK 946kDKK 936kDKK 917k
CashDKK 187kDKK 203k–
Short-term debtDKK 287kDKK 259k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Beierholm.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025183
1 Jan 2024 – 31 Dec 2024173
1 Jan 2023 – 31 Dec 2023152
1 Jan 2022 – 31 Dec 2022178
1 Jan 2021 – 31 Dec 2021180
1 Jan 2020 – 31 Dec 2020175
1 Jan 2019 – 31 Dec 2019171
1 Jan 2018 – 31 Dec 2018151
1 Jan 2017 – 31 Dec 2017150
1 Jan 2016 – 31 Dec 2016153
1 Jan 2015 – 31 Dec 2015165
1 Jan 2014 – 31 Dec 2014152
1 Jan 2013 – 31 Dec 2013153
1 Jan 2012 – 31 Dec 2012162
1 Oct 2010 – 30 Sep 2011171
1 Oct 2009 – 30 Sep 2010166
1 Oct 2008 – 30 Sep 2009189 Late
1 Oct 2007 – 30 Sep 2008281 Late
1 Oct 2006 – 30 Sep 2007190 Late
1 Oct 2005 – 30 Sep 2006165

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOPernille NyhuusCurrent
CEORune NyhuusCurrent
CEOMogens Valdemar Zeltner
BoardMogens Valdemar Zeltner
BoardErik Rasmussen
BoardHelge Nygaard-Andersen
BoardMogens Valdemar Zeltner
BoardGrete Zeltner
Owner (100%)NYHUUS HOLDING ApSCurrent
AuditorPreben Buus Jensen
AuditorEJENDOMSSELSKABET KLÆDEMÅLET A/S
AuditorANDERSEN STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorEY Danmark A/S
AuditorBEIERHOLM, STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorBeierholm Godkendt Revisionspartnerselskab

The CEOs' other companies

Pernille Nyhuus – 1 other companies

Rune Nyhuus – 11 other companies, of which 1 bankrupt

Mogens Valdemar Zeltner – 1 other companies, of which 1 bankrupt

Address history (2 moves)

c/o Pernille Zeltner, Louisesmindevej 1, 9330 Dronninglund
c/o Pernille Zeltner, Louisesmindevej 1, 9330 Dronninglund
Rugmarken 14, 3520 Farum

Former names

PZ FINANS ApS – now
MVZ FINANS A/S –
MOGENS V. ZELTNER A/S –

Employees per year

Number of employees at PZ FINANS ApS per year112007: 120072011: 120112015: 120152018: 12018

Other companies at the same address

Similar companies in Brønderslev

Questions and answers about PZ FINANS ApS

Has PZ FINANS ApS gone bankrupt?

No, PZ FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of PZ FINANS ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of PZ FINANS ApS?

Pernille Nyhuus, Rune Nyhuus are the CEOs of PZ FINANS ApS.

Who is the auditor of PZ FINANS ApS?

PZ FINANS ApS most recently used Beierholm.

When was PZ FINANS ApS founded?

PZ FINANS ApS was founded on 15 March 1971.

What is the equity of PZ FINANS ApS?

Equity was DKK 659k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.