XL FINANS ApS

CVR 32643671 · Private limited company (ApS) · Active · Low risk

XL FINANS ApS is a Private limited company (ApS), founded on , based in Brøndby. The company is registered in the industry computerprogrammering. Our model estimates a bankruptcy risk of 0.6% over the next 12 months, which is 0.4 times the average for Danish companies. 16 annual reports have been published, of which 5 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -2.5m and a net result of DKK -122k.

Bankruptcy risk for XL FINANS ApS

0.6%
probability of bankruptcy within 12 months
Low risk

0.4 × the average (1.41%) · higher risk than 66% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
CEOs in total (historical)0 · bankruptcy rate 12.4%1.4×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×
Annual reports filed late3+ · bankruptcy rate 7.0%0.80×
Qualification / emphasis of matterNo · bankruptcy rate 7.1%0.80×
Missed filing deadlines0 · bankruptcy rate 7.1%0.81×
Moves in the last 2 years0 · bankruptcy rate 7.4%0.84×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
32643671
Status
Active
Company type
Private limited company (ApS)
Founded
(16 years)
Address
Brøndbyvester Stræde 9
2605 Brøndby
Municipality
Brøndby
Industry
Computerprogrammering (621000)
Bankruptcies in the industry: Konsulentbistand vedrørende informationsteknologi
Share capital
DKK 125k
Audit opted out
Yes

Warning signs

Annual reports filed late5 of 16
Missing annual reportNo
Negative equityYes
Equity ratio-11,264.9%
Current ratio1%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -218kDKK 19k
Net profitDKK -122kDKK 15k
EquityDKK -2.5mDKK -2.3m
Total assetsDKK 22kDKK 31k
CashDKK 22k–
Short-term debtDKK 2.5m–
Tax owedDKK 0–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025158
1 Jan 2024 – 31 Dec 2024166
1 Jan 2023 – 31 Dec 2023181
1 Jan 2022 – 31 Dec 2022169
1 Jan 2021 – 31 Dec 2021177
1 Jan 2020 – 31 Dec 2020184 Late
1 Jan 2019 – 31 Dec 2019240 Late
1 Jan 2018 – 31 Dec 2018189 Late
1 Jan 2017 – 31 Dec 2017184 Late
1 Jan 2016 – 31 Dec 2016173
1 Jan 2015 – 31 Dec 2015188 Late
1 Jan 2014 – 31 Dec 2014180
1 Jan 2013 – 31 Dec 2013181
1 Jan 2012 – 31 Dec 2012154
1 Jan 2011 – 31 Dec 2011169
26 Nov 2009 – 31 Dec 2010158

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
Owner (100%)CELOX ApSCurrent
AuditorPATOJI ApS
AuditorPETOMI ApS
AuditorALBJERG STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderCELOX ApSCurrent

Address history (2 moves)

Brøndbyvester Stræde 9, 2605 Brøndby
Værkstedsgården 15, 1. tv, 2620 Albertslund
c/o Kim Johansen, Brøndbyvester Stræde 9, 2605 Brøndby

Other companies at the same address

Similar companies in Brøndby

Questions and answers about XL FINANS ApS

Has XL FINANS ApS gone bankrupt?

No, XL FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of XL FINANS ApS?

Our model estimates a bankruptcy risk of 0.6% over the next 12 months (low risk), which is 0.4 times the average for Danish companies.

When was XL FINANS ApS founded?

XL FINANS ApS was founded on 26 November 2009.

What is the equity of XL FINANS ApS?

Equity was DKK -2.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.