V-R GRUPPEN FORSIKRINGSAGENTURER ApS

CVR 32563082 · Private limited company (ApS) · Active · Low risk

V-R GRUPPEN FORSIKRINGSAGENTURER ApS is a Private limited company (ApS), founded on , based in Odense SV. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.1 times the average for Danish companies. 16 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 415k and a net result of DKK 69k. CEO: Tina Schultz.

Bankruptcy risk for V-R GRUPPEN FORSIKRINGSAGENTURER ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 44% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's other companies0 · bankruptcy rate 10.9%1.2×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Current ratio200%–500% · bankruptcy rate 3.4%0.39×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
32563082
Status
Active
Company type
Private limited company (ApS)
Founded
(16 years)
Address
Magnoliavej 2
5250 Odense SV
Municipality
Odense
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 125k
Employees
2 (2018)
Auditor
DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 16
Missing annual reportNo
Negative equityNo
Equity ratio56.6%
Current ratio226%
Moves (last 2 years)0
CEO changes in total4
CEO's previous bankruptcies0
Other companies at the address20
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 1.2mDKK 1.4mDKK 1.4m
Net profitDKK 69kDKK 204kDKK -131k
EquityDKK 415kDKK 346kDKK 343k
Total assetsDKK 734kDKK 625kDKK 610k
CashDKK 519kDKK 437k–
Short-term debtDKK 309kDKK 278k–
Avg. employees22–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Deloitte Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025138
1 Jan 2024 – 31 Dec 202491
1 Jan 2023 – 31 Dec 2023128
1 Jan 2022 – 31 Dec 2022122
1 Jan 2021 – 31 Dec 2021116
1 Jan 2020 – 31 Dec 2020117
1 Jan 2019 – 31 Dec 2019149
1 Jan 2018 – 31 Dec 201899
1 Jan 2017 – 31 Dec 201781
1 Jan 2016 – 31 Dec 201680
1 Jan 2015 – 31 Dec 2015140
1 Jan 2014 – 31 Dec 2014133
1 Jan 2013 – 31 Dec 2013101
1 Jan 2012 – 31 Dec 201294
1 Jan 2011 – 31 Dec 2011107
10 Nov 2009 – 31 Dec 2010143

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTina SchultzCurrent
CEOSteen Søndergaard
CEOLotte Søndergaard
BoardSteen SøndergaardCurrent
BoardRune Basse SøndergaardCurrent
BoardJohan Olof KedingCurrent
BoardFredrik Oscar BergCurrent
BoardKasper Møller SmidtCurrent
BoardBjörn Henrik Gunnar Gunolf
Owner (100%)MM HoldCo DK 3-4 ApSCurrent
Owner (100%)HØGSHOLT INVEST ApS
Owner (33%)HØGSHOLT INVEST ApS
Owner (50%)MM HoldCo DK 4 ApS
Owner (100%)MM HoldCo DK 4 ApS
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorFER Fyns Erhvervsrevision I/S
AuditorRevisionsfirmaet Axel Gram I/S
AuditorAIDER Godkendt Revisionsaktieselskab
FounderHØGSHOLT INVEST ApSCurrent

The CEOs' other companies

Steen Søndergaard – 9 other companies

Lotte Søndergaard – 2 other companies

Address history (3 moves)

Magnoliavej 2, 5250 Odense SV
Magnoliavej 2, 5250 Odense SV
Elmegårdsvej 5, 5250 Odense SV
Damsbovej 11, 5492 Vissenbjerg

Employees per year

Number of employees at V-R GRUPPEN FORSIKRINGSAGENTURER ApS per year242011: 120112012: 120122013: 120132014: 220142015: 220152016: 320162017: 420172018: 22018

Other companies at the same address

Similar companies in Odense

Questions and answers about V-R GRUPPEN FORSIKRINGSAGENTURER ApS

Has V-R GRUPPEN FORSIKRINGSAGENTURER ApS gone bankrupt?

No, V-R GRUPPEN FORSIKRINGSAGENTURER ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of V-R GRUPPEN FORSIKRINGSAGENTURER ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of V-R GRUPPEN FORSIKRINGSAGENTURER ApS?

Tina Schultz is the CEO of V-R GRUPPEN FORSIKRINGSAGENTURER ApS.

Who is the auditor of V-R GRUPPEN FORSIKRINGSAGENTURER ApS?

V-R GRUPPEN FORSIKRINGSAGENTURER ApS most recently used DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was V-R GRUPPEN FORSIKRINGSAGENTURER ApS founded?

V-R GRUPPEN FORSIKRINGSAGENTURER ApS was founded on 10 November 2009.

What is the equity of V-R GRUPPEN FORSIKRINGSAGENTURER ApS?

Equity was DKK 415k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.