FINANSARKITEKTERNE ApS

CVR 32560695 · Private limited company (ApS) · Active · Medium risk

FINANSARKITEKTERNE ApS is a Private limited company (ApS), founded on , based in Kolding. The company is registered in the industry virksomhedsrådgivning og anden ledelsesrådgivning. Our model estimates a bankruptcy risk of 1.4% over the next 12 months, which is 1.0 times the average for Danish companies. 16 annual reports have been published, of which 6 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 1.2m and a net result of DKK 124k. CEO: Thomas Kanstrup Christensen.

Bankruptcy risk for FINANSARKITEKTERNE ApS

1.4%
probability of bankruptcy within 12 months
Medium risk

1.0 × the average (1.41%) · higher risk than 75% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Current ratio150%–200% · bankruptcy rate 5.4%0.61×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
32560695
Status
Active
Company type
Private limited company (ApS)
Founded
(17 years)
Address
Ærøvænget 3
6000 Kolding
Municipality
Kolding
Industry
Virksomhedsrådgivning og anden ledelsesrådgivning (702000)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 500k
Employees
1 (2018)
Audit opted out
Yes

Warning signs

Annual reports filed late6 of 16
Missing annual reportNo
Negative equityNo
Equity ratio35.4%
Current ratio155%
Moves (last 2 years)0
CEO changes in total4
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 402kDKK 275kDKK 12k
Net profitDKK 124kDKK 143kDKK -52k
EquityDKK 1.2mDKK 1.1mDKK 593k
Total assetsDKK 3.5mDKK 3.2mDKK 720k
CashDKK 132kDKK 558–
Short-term debtDKK 2.3mDKK 2.1m–
Avg. employees01–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025182
1 Jan 2024 – 31 Dec 2024191 Late
1 Jan 2023 – 31 Dec 2023188 Late
1 Jan 2022 – 31 Dec 2022213 Late
1 Jan 2021 – 31 Dec 2021189 Late
1 Jan 2020 – 31 Dec 2020194 Late
1 Jan 2019 – 31 Dec 2019244 Late
1 Jan 2018 – 31 Dec 2018174
1 Jan 2017 – 31 Dec 2017171
1 Jan 2016 – 31 Dec 2016166
1 Jan 2015 – 31 Dec 2015166
1 Jan 2014 – 31 Dec 2014162
1 Jan 2013 – 31 Dec 2013171
1 Jan 2012 – 31 Dec 2012171
1 Jan 2011 – 31 Dec 2011173
22 Sep 2009 – 31 Dec 2010150

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOThomas Kanstrup ChristensenCurrent
CEOSøren Hvidberg
CEOTonny Vest
CEOSteen Madsen
BoardSøren Hvidberg
BoardTonny Vest
BoardThomas Kanstrup Christensen
BoardSteen Madsen
Owner (33%)Thomas Kanstrup ChristensenCurrent
Owner (33%)Jannie RasmussenCurrent
Owner (25%)MAXIMA EJENDOMSINVEST ApSCurrent
Owner (100%)MAXIMA EJENDOMSINVEST ApS
AuditorSvendsen & Dunker Administration I /S
AuditorRSM DANMARK STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorLMO RÅDGIVNING ApS
AuditorDLBR REVISION, GODKENDT REVISIONSANPARTSSELSKAB
AuditorECO REVISION ApS
FounderTonny VestCurrent
FounderHVIDBERG BYG ApSCurrent
FounderMAXIMA EJENDOMSINVEST ApSCurrent
FounderTonny Vest

The CEOs' other companies

Thomas Kanstrup Christensen – 18 other companies, of which 3 bankrupt

Søren Hvidberg – 13 other companies

Tonny Vest – 7 other companies

Steen Madsen – 2 other companies, of which 1 bankrupt

Address history (2 moves)

Ærøvænget 3, 6000 Kolding
Halmøvænget 16, 6000 Kolding
Kongensgade 71, 3. th, 5000 Odense C

Former names

FINANSARKITEKTERNE ApS – now
FORRETNINGSUDVIKLERNE ApS –
FINANSARKITEKTERNE ApS –

Employees per year

Number of employees at FINANSARKITEKTERNE ApS per year112014: 120142015: 120152016: 120162017: 120172018: 12018

Other companies at the same address

Similar companies in Kolding

Questions and answers about FINANSARKITEKTERNE ApS

Has FINANSARKITEKTERNE ApS gone bankrupt?

No, FINANSARKITEKTERNE ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of FINANSARKITEKTERNE ApS?

Our model estimates a bankruptcy risk of 1.4% over the next 12 months (medium risk), which is 1.0 times the average for Danish companies.

Who is the CEO of FINANSARKITEKTERNE ApS?

Thomas Kanstrup Christensen is the CEO of FINANSARKITEKTERNE ApS.

When was FINANSARKITEKTERNE ApS founded?

FINANSARKITEKTERNE ApS was founded on 22 September 2009.

What is the equity of FINANSARKITEKTERNE ApS?

Equity was DKK 1.2m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.