Intelligent Banker ApS

CVR 32260055 · Private limited company (ApS) · Active · Low risk

Intelligent Banker ApS is a Private limited company (ApS), founded on , based in Odense C. The company is registered in the industry drift af portaler til internettet. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 17 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 3.3m and a net result of DKK 1.6m. CEO: Torben Kopp Kristensen.

Bankruptcy risk for Intelligent Banker ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Age (years)10–20 yrs · bankruptcy rate 3.9%0.45×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
32260055
Status
Active
Company type
Private limited company (ApS)
Founded
(17 years)
Address
Brandts Passage 29, 2. 1
5000 Odense C
Municipality
Odense
Industry
Drift af portaler til internettet (639100)
Bankruptcies in the industry: Webportaler
Share capital
DKK 125k
Employees
18 (2018)
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late2 of 17
Missing annual reportNo
Negative equityNo
Equity ratio33.9%
Current ratio141%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address28
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 9.8mDKK 6.7mDKK 8.2m
Net profitDKK 1.6mDKK -519kDKK 427k
EquityDKK 3.3mDKK 1.6mDKK 2.1m
Total assetsDKK 9.6mDKK 7.4mDKK 8.6m
CashDKK 1.3mDKK 72k–
Short-term debtDKK 5.9mDKK 5.5m–
Tax owedDKK 136k––
Avg. employees1312–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025141
1 Jan 2024 – 31 Dec 2024189 Late Restated
1 Jan 2023 – 31 Dec 2023137
1 Jan 2022 – 31 Dec 2022145
1 Jan 2021 – 31 Dec 2021178
1 Jan 2020 – 31 Dec 2020146
1 Jan 2019 – 31 Dec 2019233 Late
1 Jan 2018 – 31 Dec 2018129
1 Jan 2017 – 31 Dec 2017129
1 Jan 2016 – 31 Dec 2016153
1 Jan 2015 – 31 Dec 201554
1 Jan 2014 – 31 Dec 2014105
1 Jan 2013 – 31 Dec 2013142
1 Jan 2012 – 31 Dec 201237
1 Jan 2011 – 31 Dec 2011103
1 Jan 2010 – 31 Dec 2010145
11 Jun 2009 – 31 Dec 2009153

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTorben Kopp KristensenCurrent
Owner (50%)TK MANAGEMENT ApSCurrent
Owner (50%)NORDISK INVEST ApSCurrent
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorSelskabet af den 4. juli 2016 RVT ApS
AuditorDatoselskabet af den 3. juli 2016 RVT P/S
AuditorBeierholm Godkendt Revisionspartnerselskab
FounderNORDISK INVEST ApSCurrent
FounderTK MANAGEMENT ApSCurrent

The CEOs' other companies

Torben Kopp Kristensen – 7 other companies

Address history (2 moves)

Brandts Passage 29, 2. 1, 5000 Odense C
Brandts Passage 29, 2., 5000 Odense C
c/o Torben Kristensen, Hegnslyst 11, 5683 Haarby

Former names

Intelligent Banker ApS – now
MEDIA TRUST ONLINE ApS –

Employees per year

Number of employees at Intelligent Banker ApS per year12232011: 520112012: 1020122013: 1620132014: 1720142015: 1820152016: 2320162017: 1420172018: 182018

Other companies at the same address

Similar companies in Odense

Questions and answers about Intelligent Banker ApS

Has Intelligent Banker ApS gone bankrupt?

No, Intelligent Banker ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Intelligent Banker ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Intelligent Banker ApS?

Torben Kopp Kristensen is the CEO of Intelligent Banker ApS.

Who is the auditor of Intelligent Banker ApS?

Intelligent Banker ApS most recently used EY Godkendt Revisionspartnerselskab.

When was Intelligent Banker ApS founded?

Intelligent Banker ApS was founded on 11 June 2009.

What is the equity of Intelligent Banker ApS?

Equity was DKK 3.3m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.