S & P PENSIONSMÆGLER DANMARK ApS
CVR 32093116 · Private limited company (ApS) · Active · Low risk
S & P PENSIONSMÆGLER DANMARK ApS is a Private limited company (ApS), founded on , based in Sydals. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 16 annual reports have been published, of which 3 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 897k and a net result of DKK -68k. CEO: Lars Bjørn Christiansen.
Bankruptcy risk for S & P PENSIONSMÆGLER DANMARK ApS
0.0 × the average (1.41%) · higher risk than 27% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 32093116
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (17 years)
- Address
- c/o Lars Christiansen, Solskrænten 32
6470 Sydals - Municipality
- Sønderborg
- Industry
- Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning - Share capital
- DKK 150k
- Employees
- 1 (2018)
- Auditor
- Revision+
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 3 of 16 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 17.5% |
| Current ratio | 0% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 0 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 0 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK 72k | DKK 434k |
| Net profit | DKK -68k | DKK 264k |
| Equity | DKK 897k | DKK 965k |
| Total assets | DKK 5.1m | DKK 5.1m |
| Short-term debt | DKK 4.2m | – |
| Tax owed | DKK 0 | – |
Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Revision+.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 13 | ||
| 1 Jan 2024 – 31 Dec 2024 | 31 | ||
| 1 Jan 2023 – 31 Dec 2023 | 138 | ||
| 1 Jan 2022 – 31 Dec 2022 | 168 | ||
| 1 Jan 2021 – 31 Dec 2021 | 188 | Late | |
| 1 Jan 2020 – 31 Dec 2020 | 189 | Late | |
| 1 Jan 2019 – 31 Dec 2019 | 184 | Late | |
| 1 Jan 2018 – 31 Dec 2018 | 178 | ||
| 1 Jan 2017 – 31 Dec 2017 | 172 | ||
| 1 Jan 2016 – 31 Dec 2016 | 160 | ||
| 1 Jan 2015 – 31 Dec 2015 | 174 | ||
| 1 Jan 2014 – 31 Dec 2014 | 163 | ||
| 1 Jan 2013 – 31 Dec 2013 | 174 | ||
| 1 Jan 2012 – 31 Dec 2012 | 171 | ||
| 1 Jan 2011 – 31 Dec 2011 | 161 | ||
| 18 Mar 2009 – 30 Jun 2010 | 42 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Lars Bjørn Christiansen | Current | |
| Owner (100%) | Lars Bjørn Christiansen | Current | |
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Auditor | EY Godkendt Revisionspartnerselskab | ||
| Auditor | SØNDERJYLLANDS REVISION STATSAUTORISERET REVISIONSAKTIESELSKAB | ||
| Auditor | RéVision+ Statsautoriseret Revisionsanpartsselskab | ||
| Founder | Lars Bjørn Christiansen | Current |
The CEOs' other companies
Lars Bjørn Christiansen – 4 other companies
- EVERYTHING I HAVE ApS Opløst
- FASHION SPORT ApS Compulsorily dissolved
- NORDIC RISK SOLUTION AGENCY ApS Fusioneret
- North Forsikringsmægler A/S Fusioneret
Address history (2 moves)
| c/o Lars Christiansen, Solskrænten 32, 6470 Sydals | |
| c/o Lars Christiansen, Løvstikkevej 111, 8600 Silkeborg | |
| Ilsøvej 7, 8680 Ry |
Former names
| S & P PENSIONSMÆGLER DANMARK ApS | – now |
| ENSURE PENSIONSMÆGLER AARHUS ApS | – |
| LARS B. CHRISTIANSEN HOLDING ApS | – |
Employees per year
Similar companies in Sønderborg
- Nordisk Forsikringsagentur ApS Sønderborg
- Dansk Forsikringsformidlerhus ApS Sønderborg
- FORSIKRINGSMÆGLERNE DFM A/S Sønderborg
- FODAN SØNDERBORG ApS Sønderborg
- Forsikringsagenturet Midtforsikring ApS Gråsten
Questions and answers about S & P PENSIONSMÆGLER DANMARK ApS
Has S & P PENSIONSMÆGLER DANMARK ApS gone bankrupt?
No, S & P PENSIONSMÆGLER DANMARK ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of S & P PENSIONSMÆGLER DANMARK ApS?
Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of S & P PENSIONSMÆGLER DANMARK ApS?
Lars Bjørn Christiansen is the CEO of S & P PENSIONSMÆGLER DANMARK ApS.
Who is the auditor of S & P PENSIONSMÆGLER DANMARK ApS?
S & P PENSIONSMÆGLER DANMARK ApS most recently used Revision+.
When was S & P PENSIONSMÆGLER DANMARK ApS founded?
S & P PENSIONSMÆGLER DANMARK ApS was founded on 18 March 2009.
What is the equity of S & P PENSIONSMÆGLER DANMARK ApS?
Equity was DKK 897k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.