REFINANZ HOLDING ApS

CVR 29777926 · Private limited company (ApS) · Active · High risk

REFINANZ HOLDING ApS is a Private limited company (ApS), founded on , based in Risskov. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 3.4% over the next 12 months, which is 2.4 times the average for Danish companies. 19 annual reports have been published, of which 2 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 1.5m and a net result of DKK -553k. CEO: Kim Høyer Malling.

Bankruptcy risk for REFINANZ HOLDING ApS

3.4%
probability of bankruptcy within 12 months
High risk

2.4 × the average (1.41%) · higher risk than 88% of active Danish companies

Lowest riskHighest risk

Increases the risk

Return on assets< -20% · bankruptcy rate 16.7%1.9×
CEO's previous bankruptcies2 · bankruptcy rate 16.6%1.9×
Annual reports filed late2 · bankruptcy rate 10.4%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
29777926
Status
Active
Company type
Private limited company (ApS)
Founded
(20 years)
Address
c/o Kim Høyer Malling, Prins Knuds Vej 24
8240 Risskov
Municipality
Aarhus
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 125k
Auditor
BDO Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late2 of 19
Missing annual reportNo
Negative equityNo
Equity ratio99.5%
Current ratio6,427%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies2
Other companies at the address4
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -7,954DKK -4,126DKK -3,750
Net profitDKK -553kDKK -826kDKK 28k
EquityDKK 1.5mDKK 2.1mDKK 3.0m
Total assetsDKK 1.5mDKK 2.1mDKK 3.0m
CashDKK 1,262DKK 477–
Short-term debtDKK 7,368DKK 5,984–
Avg. employees01–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · BDO Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025219 Late
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023103
1 Jan 2022 – 31 Dec 2022184 Late
1 Jan 2021 – 31 Dec 202196
1 Jan 2020 – 31 Dec 2020113
1 Jan 2019 – 31 Dec 201984
1 Jan 2018 – 31 Dec 2018104
1 Jan 2017 – 31 Dec 2017116
1 Jan 2016 – 31 Dec 2016150
1 Jan 2015 – 31 Dec 2015160
1 Jan 2014 – 31 Dec 2014161
1 Jan 2013 – 31 Dec 2013146
1 Jan 2012 – 31 Dec 2012159
1 Jan 2011 – 31 Dec 2011159
1 Jan 2010 – 31 Dec 2010160
1 Jan 2009 – 31 Dec 2009178
1 Jan 2008 – 31 Dec 2008173
25 Aug 2006 – 31 Dec 2007164

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOKim Høyer MallingCurrent
Owner (100%)Kim Høyer MallingCurrent
AuditorBDO Statsautoriseret RevisionspartnerselskabCurrent
AuditorEjendommen Arresøvej 48 / FINO Rådgivning
AuditorRR-SR A/S
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKAB
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKAB
FounderKim Høyer MallingCurrent

The CEOs' other companies

Kim Høyer Malling – 9 other companies, of which 2 bankrupt

Address history (2 moves)

c/o Kim Høyer Malling, Prins Knuds Vej 24, 8240 Risskov
c/o Kim Høyer Malling, Havnegade 4, 4., 8000 Aarhus C
c/o Kim Høyer Malling, Prins Knuds Vej 24, 8240 Risskov

Former names

REFINANZ HOLDING ApS – now
KONSULEN HOLDING ApS –

Other companies at the same address

Similar companies in Aarhus

Questions and answers about REFINANZ HOLDING ApS

Has REFINANZ HOLDING ApS gone bankrupt?

No, REFINANZ HOLDING ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of REFINANZ HOLDING ApS?

Our model estimates a bankruptcy risk of 3.4% over the next 12 months (high risk), which is 2.4 times the average for Danish companies.

Who is the CEO of REFINANZ HOLDING ApS?

Kim Høyer Malling is the CEO of REFINANZ HOLDING ApS.

Who is the auditor of REFINANZ HOLDING ApS?

REFINANZ HOLDING ApS most recently used BDO Statsautoriseret Revisionspartnerselskab.

When was REFINANZ HOLDING ApS founded?

REFINANZ HOLDING ApS was founded on 25 August 2006.

What is the equity of REFINANZ HOLDING ApS?

Equity was DKK 1.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.