KAMI FINANS ApS

CVR 29411786 · Private limited company (ApS) · Active · Low risk

KAMI FINANS ApS is a Private limited company (ApS), founded on , based in Kolding. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 164k and a net result of DKK -4,704. CEO: Ole Bjørn Christensen.

Bankruptcy risk for KAMI FINANS ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
CEO's other companies30+ · bankruptcy rate 4.3%0.48×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
29411786
Status
Active
Company type
Private limited company (ApS)
Founded
(20 years)
Address
Strandvejen 34A
6000 Kolding
Municipality
Kolding
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 125k
Auditor
KRESTON JC STATSAUTORISERET REVISIONSANPARTSSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 21
Missing annual reportNo
Negative equityNo
Equity ratio22.5%
Current ratio129%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies10
Other companies at the address27
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK -11kDKK -11kDKK -11k
Net profitDKK -4,704DKK -4,321DKK -3,172
EquityDKK 164kDKK 168kDKK 173k
Total assetsDKK 729kDKK 698kDKK 671k
CashDKK 4,298DKK 1,738–
Short-term debtDKK 565kDKK 530k–
Avg. employees0––

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · Kreston JC Statsautoriseret Revisionsanpartsselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025175
1 Jan 2024 – 31 Dec 2024177
1 Jan 2023 – 31 Dec 2023149
1 Jan 2022 – 31 Dec 2022146
1 Jan 2021 – 31 Dec 2021145
1 Jan 2020 – 31 Dec 2020176
1 Jan 2019 – 31 Dec 201987
1 Jan 2018 – 31 Dec 2018133
1 Jan 2017 – 31 Dec 2017157
1 Jan 2016 – 31 Dec 2016139
1 Jan 2015 – 31 Dec 2015153
1 Jan 2014 – 31 Dec 2014149
1 Jan 2013 – 31 Dec 2013154
1 Jan 2012 – 31 Dec 2012165
1 Jan 2011 – 31 Dec 2011176
1 Jan 2010 – 31 Dec 2010180
1 Jan 2009 – 31 Dec 2009174
1 Jan 2008 – 31 Dec 2008159
1 Jan 2007 – 31 Dec 2007160
1 Jan 2006 – 31 Dec 2006149

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOOle Bjørn ChristensenCurrent
Owner (100%)Kami Finans Holding ApSCurrent
Owner (100%)Ole Bjørn Christensen
AuditorKRESTON JC STATSAUTORISERET REVISIONSANPARTSSELSKABCurrent
AuditorDELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB

The CEOs' other companies

Ole Bjørn Christensen – 56 other companies, of which 28 bankrupt

Address history (2 moves)

Strandvejen 34A, 6000 Kolding
Strandvejen 34A, 6000 Kolding
Olaf Ryes Gade 7R, 1., 6000 Kolding

Other companies at the same address

Similar companies in Kolding

Questions and answers about KAMI FINANS ApS

Has KAMI FINANS ApS gone bankrupt?

No, KAMI FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of KAMI FINANS ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of KAMI FINANS ApS?

Ole Bjørn Christensen is the CEO of KAMI FINANS ApS.

Who is the auditor of KAMI FINANS ApS?

KAMI FINANS ApS most recently used KRESTON JC STATSAUTORISERET REVISIONSANPARTSSELSKAB.

When was KAMI FINANS ApS founded?

KAMI FINANS ApS was founded on 8 March 2006.

What is the equity of KAMI FINANS ApS?

Equity was DKK 164k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.