S&P Pensionsmægler Sonne ApS

CVR 28710038 · Private limited company (ApS) · Active · Medium risk

S&P Pensionsmægler Sonne ApS is a Private limited company (ApS), founded on , based in Ebeltoft. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 2.7% over the next 12 months, which is 1.9 times the average for Danish companies. 20 annual reports have been published, of which 6 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK -571k and a net result of DKK -15k. CEO: Gunner Birger Sørensen.

Bankruptcy risk for S&P Pensionsmægler Sonne ApS

2.7%
probability of bankruptcy within 12 months
Medium risk

1.9 × the average (1.41%) · higher risk than 87% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity ratio< -50% · bankruptcy rate 19.3%2.2×
Negative equityYes · bankruptcy rate 17.5%2.0×
Equity vs. share capital< 0× · bankruptcy rate 17.3%2.0×
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×
Return on assets-20%–0% · bankruptcy rate 6.2%0.70×
Industry changes1 · bankruptcy rate 6.5%0.74×
RegionMidtjylland · bankruptcy rate 6.9%0.79×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
28710038
Status
Active
Company type
Private limited company (ApS)
Founded
(21 years)
Address
c/o Gunner Sørensen, Reberbanen 13L
8400 Ebeltoft
Municipality
Syddjurs
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 50k
Employees
0 (2013)
Audit opted out
Yes

Warning signs

Annual reports filed late7 of 21
Missing annual reportNo
Negative equityYes
Equity ratio-266.5%
Current ratio1%
Moves (last 2 years)1
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyYes

Financials and key figures

Financial year202520242023
Gross profitDKK -35kDKK -4,195DKK -6,253
Net profitDKK -15kDKK 47kDKK 89k
EquityDKK -571kDKK -556kDKK -603k
Total assetsDKK 214kDKK 228kDKK 176k
Short-term debtDKK 785kDKK 784k–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025180
1 Jan 2024 – 31 Dec 2024182
1 Jan 2023 – 31 Dec 2023185 Late
1 Jan 2022 – 31 Dec 2022181
1 Jan 2021 – 31 Dec 2021180
1 Jan 2020 – 31 Dec 2020183
1 Jan 2019 – 31 Dec 2019258 Late
1 Jan 2018 – 31 Dec 2018148
1 Jan 2017 – 31 Dec 2017148
1 Jan 2016 – 31 Dec 2016157
1 Jan 2015 – 31 Dec 2015166
1 Jan 2014 – 31 Dec 2014177
1 Jan 2013 – 31 Dec 2013301 Late
1 Jan 2012 – 31 Dec 2012185 Late
1 Jan 2011 – 31 Dec 2011185 Late
1 Jan 2010 – 31 Dec 2010158
1 Jan 2009 – 31 Dec 2009160
1 Jan 2008 – 31 Dec 2008160
1 Jan 2007 – 31 Dec 2007189 Late
1 Jan 2006 – 31 Dec 2006168

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOGunner Birger SørensenCurrent
BoardGunner Birger Sørensen
BoardFlemming Rahr
BoardYvonne Richardo Sørensen
BoardSanne Ladekarl Weinreich
BoardKim Mathias Olesen
BoardCamilla Ladekarl Sørensen
Owner (100%)Gunner Birger SørensenCurrent
AuditorMUNK & IVERSEN ApS
AuditorKreston Denmark ApS
AuditorREDMARK, GODKENDT REVISIONSPARTNERSELSKAB
FounderGBS HOLDING, ÅRHUS ApSCurrent

The CEOs' other companies

Gunner Birger Sørensen – 4 other companies

Address history (7 moves)

c/o Gunner Sørensen, Reberbanen 13L, 8400 Ebeltoft
c/o Gunner Sørensen, Reberbanen 13N, 8400 Ebeltoft
c/o Gunner Sørensen, Ranunkelvej 20, 8410 Rønde
Sommervej 31F, 3., 8210 Aarhus V
Rosenkrantzgade 20, 2. th, 8000 Aarhus C
Egsagervej 10, st. tv, 8230 Åbyhøj
Egsagervej 14, 8230 Åbyhøj
Skanderborgvej 201, 8260 Viby J

Former names

S&P Pensionsmægler Sonne ApS – now
S&P Pensionsmægler Sonne A/S –
ENSURE PENSIONSMÆGLER SONNE A/S –
HMA PENSIONSMÆGLER INSURA A/S –
INSURA A/S, FORSIKRINGSMÆGLERSELSKAB –

Employees per year

Number of employees at S&P Pensionsmægler Sonne ApS per year122005: 220052006: 120062007: 220072008: 120082009: 220092011: 220112012: 220122013: 02013

Other companies at the same address

Similar companies in Syddjurs

Questions and answers about S&P Pensionsmægler Sonne ApS

Has S&P Pensionsmægler Sonne ApS gone bankrupt?

No, S&P Pensionsmægler Sonne ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of S&P Pensionsmægler Sonne ApS?

Our model estimates a bankruptcy risk of 2.7% over the next 12 months (medium risk), which is 1.9 times the average for Danish companies.

Who is the CEO of S&P Pensionsmægler Sonne ApS?

Gunner Birger Sørensen is the CEO of S&P Pensionsmægler Sonne ApS.

When was S&P Pensionsmægler Sonne ApS founded?

S&P Pensionsmægler Sonne ApS was founded on 20 May 2005.

What is the equity of S&P Pensionsmægler Sonne ApS?

Equity was DKK -571k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.