CREDITREFORM ApS
CVR 28489803 · Private limited company (ApS) · Active · Low risk
CREDITREFORM ApS is a Private limited company (ApS), founded on , based in Padborg. The company is registered in the industry inkassoaktiviteter og kreditoplysning. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 42k and a net result of DKK -13k.
Bankruptcy risk for CREDITREFORM ApS
0.1 × the average (1.41%) · higher risk than 38% of active Danish companies
Increases the risk
Reduces the risk
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 28489803
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (21 years)
- Address
- c/o Sønderjyllands Revisionskontor, Torvegade 6
6330 Padborg - Municipality
- Aabenraa
- Industry
- Inkassoaktiviteter og kreditoplysning (829100)
Bankruptcies in the industry: Kombinerede administrationsserviceydelser - Share capital
- DKK 150k
- Auditor
- Sønderjyllands Revision, Statsautoriseret revisionsaktieselskab
- Audit opted out
- Yes
Warning signs
| Annual reports filed late | 0 of 21 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 78.6% |
| Current ratio | 468% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 2 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 56 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK -13k | DKK -15k |
| Net profit | DKK -13k | DKK -16k |
| Equity | DKK 42k | DKK 54k |
| Total assets | DKK 53k | DKK 67k |
| Cash | DKK 38k | – |
| Short-term debt | DKK 11k | – |
| Avg. employees | 0 | – |
Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Sønderjyllands Revision, Statsautoriseret revisionsaktieselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 43 | ||
| 1 Jan 2024 – 31 Dec 2024 | 29 | ||
| 1 Jan 2023 – 31 Dec 2023 | 31 | ||
| 1 Jan 2022 – 31 Dec 2022 | 39 | ||
| 1 Jan 2021 – 31 Dec 2021 | 20 | ||
| 1 Jan 2020 – 31 Dec 2020 | 56 | ||
| 1 Jan 2019 – 31 Dec 2019 | 70 | ||
| 1 Jan 2018 – 31 Dec 2018 | 129 | ||
| 1 Jan 2017 – 31 Dec 2017 | 71 | ||
| 1 Jan 2016 – 31 Dec 2016 | 109 | ||
| 1 Jan 2015 – 31 Dec 2015 | 133 | ||
| 1 Jan 2014 – 31 Dec 2014 | 113 | ||
| 1 Jan 2013 – 31 Dec 2013 | 51 | ||
| 1 Jan 2012 – 31 Dec 2012 | 92 | ||
| 1 Jan 2011 – 31 Dec 2011 | 108 | ||
| 1 Jan 2010 – 31 Dec 2010 | 67 | ||
| 1 Jan 2009 – 31 Dec 2009 | 147 | ||
| 1 Jan 2008 – 31 Dec 2008 | 119 | ||
| 1 Jan 2007 – 31 Dec 2007 | 122 | ||
| 1 Jan 2006 – 31 Dec 2006 | 151 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Oskar Karl Richard Hanisch | ||
| CEO | Michael Stellmacher | ||
| Owner (100%) | Sven Torben Hanish | Current | |
| Owner (100%) | Sven Torben Hanish | ||
| Auditor | SØNDERJYLLANDS REVISION STATSAUTORISERET REVISIONSAKTIESELSKAB | ||
| Founder | R.H. Beteiligungs GmbH | Current |
Address history (1 moves)
| c/o Sønderjyllands Revisionskontor, Torvegade 6, 6330 Padborg | |
| c/o Sønderjyllands Revisionskontor, Torvegade 6, 6330 Padborg |
Other companies at the same address
- ATLAS VIKAR SERVICE ApS Bankrupt
- D-T CONSTRUCTION ApS Bankrupt
- FLIESEN & PLATTEN FACHBETRIEB LOLLAND ApS Bankrupt
- L.G. UDLEJNING ApS Bankrupt
- LHJ CONSULT A/S Bankrupt
- MERLIN TRÆHUSE A/S Bankrupt
- SCANMARK LOGOCODES ApS Bankrupt
- TKSB Danmark ApS Bankrupt
- 2LOGIC ApS Opløst
- AHMATOVIC DANMARK ApS Opløst
- BRAX Denmark ApS Active
- BYGGEFIRMAET HELMUT PETERS ApS Opløst
- Behotel Appartement ApS Active
- Behotel Rømø ApS Active
- BioCat Roslev ApS Active
- Byggeri Nord ApS Active
- Containex Immobilien Denmark ApS Active
- Corusch ApS Active
- DANSK GIPS BYG ApS Opløst
- EDMUND ARNOLD 1880 ApS Opløst
- EFFICIENT-CONSUMER-RESPONSE ECR-SOLUTIONS SERVICE ApS Active
- ELECTROCHAEA.DK ApS Active
- FASHION EUROPE.NET DÄNEMARK ApS Compulsorily dissolved
- FFG DANMARK A/S Opløst
- FRANZ GOTTWALD ApS Opløst
Similar companies in Aabenraa
- DANSK ANDELSINKASSO A/S Aabenraa
- TA - Debt Collection IVS Padborg
Questions and answers about CREDITREFORM ApS
Has CREDITREFORM ApS gone bankrupt?
No, CREDITREFORM ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of CREDITREFORM ApS?
Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.
Who is the auditor of CREDITREFORM ApS?
CREDITREFORM ApS most recently used Sønderjyllands Revision, Statsautoriseret revisionsaktieselskab.
When was CREDITREFORM ApS founded?
CREDITREFORM ApS was founded on 1 February 2005.
What is the equity of CREDITREFORM ApS?
Equity was DKK 42k according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.