balticfinance Danmark A/S

CVR 27959954 · Public limited company (A/S) · Active · Low risk

balticfinance Danmark A/S is a Public limited company (A/S), founded on , based in København V. The company is registered in the industry forsikringsagenters og forsikringsmægleres aktiviteter. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 169.1m and a net result of DKK 53.5m.

Bankruptcy risk for balticfinance Danmark A/S

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 27% of active Danish companies

Lowest riskHighest risk

Increases the risk

Time at current address1 yrs · bankruptcy rate 14.0%1.6×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Number of CEOs0 · bankruptcy rate 12.7%1.4×
Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Municipality changes3+ · bankruptcy rate 10.6%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Reporting classReporting class C, mellemstor virksomhed · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Company typeA/S · bankruptcy rate 4.4%0.50×
Gross profit growth10%–30% · bankruptcy rate 4.5%0.51×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
27959954
Status
Active
Company type
Public limited company (A/S)
Founded
(21 years)
Address
Lagergade 11, 2.
1799 København V
Municipality
København
Industry
Forsikringsagenters og forsikringsmægleres aktiviteter (662200)
Bankruptcies in the industry: Virksomhedsrådgivning og anden rådgivning om driftsledelse
Share capital
DKK 501k
Employees
2 (2018)
Auditor
Haamann Statsautoriseret Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 21
Missing annual reportNo
Negative equityNo
Equity ratio45.3%
Current ratio186%
Moves (last 2 years)1
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 131.5mDKK 94.8mDKK 78.4m
Net profitDKK 53.5mDKK 27.8mDKK 49.1m
EquityDKK 169.1mDKK 115.8mDKK 56.1m
Total assetsDKK 373.7mDKK 334.4mDKK 217.9m
CashDKK 103.1mDKK 94.1m–
Short-term debtDKK 141.7m––
Tax owedDKK 17.0mDKK 14.0m–
Avg. employees5536–

Latest annual report: Reporting class C, mellemstor virksomhed · auditor's statement: Revisionspåtegning · Haamann Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025170
1 Oct 2023 – 31 Dec 2024177
1 Oct 2022 – 30 Sep 2023153
1 Oct 2021 – 30 Sep 2022160
1 Oct 2020 – 30 Sep 202196
1 Oct 2019 – 30 Sep 202083
1 Oct 2018 – 30 Sep 2019143
1 Oct 2017 – 30 Sep 2018165
1 Oct 2016 – 30 Sep 2017159
1 Oct 2015 – 30 Sep 2016153
1 Oct 2014 – 30 Sep 2015156
1 Oct 2013 – 30 Sep 2014148
1 Oct 2012 – 30 Sep 2013149
1 Oct 2011 – 30 Sep 2012149
1 Oct 2010 – 30 Sep 2011128
1 Oct 2009 – 30 Sep 2010139
1 Oct 2008 – 30 Sep 2009180
1 Oct 2007 – 30 Sep 2008166
1 Oct 2006 – 30 Sep 2007178
1 Oct 2005 – 30 Sep 2006178

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOKlaus-Dieter Hermann Krützfeldt
BoardChristian KrützfeldtCurrent
BoardPhilipp BrodersenCurrent
BoardKlaus-Dieter Hermann KrützfeldtCurrent
BoardSøren Kjær Ostersen
BoardIrene Henriette Oestrich
BoardAngelica Cathrine Lauritzen
BoardGrazyna Ewa Perko
BoardKlaus-Dieter Hermann Krützfeldt
BoardBrigitte Küchenthal
BoardKlaus-Dieter Hermann Krützfeldt
BoardDennis Tveen Knudsen
Owner (100%)WECOYA DENMARK UNDERWRITING ApSCurrent
Owner (100%)balticfinance Holding ApS
Owner (0%)NYKREDIT BANK A/S
AuditorHaamann Statsautoriseret RevisionspartnerselskabCurrent
AuditorAquila Statsautoriseret Revisionsinteressentskab
AuditorBergmann Rådgivning - fællesskab af SR
AuditorHAAMANN 1 A/S
FounderKlaus-Dieter Hermann KrützfeldtCurrent

Address history (12 moves)

Lagergade 11, 2., 1799 København V
Dronning Olgas Vej 26A, st., 2000 Frederiksberg
Bredgade 45C, 3., 1260 København K
Lejrvejen 8, 6330 Padborg
Industrivej 1, 6330 Padborg
Nygade 15, 6300 Gråsten
Vesterballevej 5, 7000 Fredericia
Måløv Byvej 229G, 2760 Måløv
Åbrinken 9, 6900 Skjern
Nørregade 19, 1., 6100 Haderslev
c/o Dantax ApS, Lejrvejen 4, 6330 Padborg
c/o Dantax ApS, Lejrvejen 4, 6330 Padborg
c/o AAGE & POVL HOLM, Kontorfælledsskab, Rustenborgvej 7A, 2800 Kgs. Lyngby

Former names

balticfinance Danmark A/S – now
balticfinance Danmark ApS –
BALTIC FINANCE DANMARK ApS –
BALTIC CONCEPTS DENMARK ApS –

Employees per year

Number of employees at balticfinance Danmark A/S per year122011: 120112012: 120122013: 120132014: 120142015: 120152016: 120162017: 120172018: 22018

Other companies at the same address

Similar companies in København

Questions and answers about balticfinance Danmark A/S

Has balticfinance Danmark A/S gone bankrupt?

No, balticfinance Danmark A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of balticfinance Danmark A/S?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the auditor of balticfinance Danmark A/S?

balticfinance Danmark A/S most recently used Haamann Statsautoriseret Revisionspartnerselskab.

When was balticfinance Danmark A/S founded?

balticfinance Danmark A/S was founded on 5 November 2004.

What is the equity of balticfinance Danmark A/S?

Equity was DKK 169.1m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.