TM FINANS ApS

CVR 27658369 · Private limited company (ApS) · Active · Low risk

TM FINANS ApS is a Private limited company (ApS), founded on , based in Nykøbing F. The company is registered in the industry investering for egen regning. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 185k and a net result of DKK 11k. CEO: Tommy Mortensen.

Bankruptcy risk for TM FINANS ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 27% of active Danish companies

Lowest riskHighest risk

Increases the risk

Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
CEO changes1 · bankruptcy rate 11.4%1.3×
Annual reports filed late1 · bankruptcy rate 11.3%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
27658369
Status
Active
Company type
Private limited company (ApS)
Founded
(22 years)
Address
c/o Tommy Mortensen, Jernbanegade 22, 3.
4800 Nykøbing F
Municipality
Guldborgsund
Industry
Investering for egen regning (649910)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 125k
Employees
2 (2009)
Auditor
Øernes Revision Registreret Revisionsaktieselskab
Audit opted out
Yes

Warning signs

Annual reports filed late1 of 22
Missing annual reportNo
Negative equityNo
Equity ratio99.7%
Current ratio34,337%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK -1,347DKK -1,188
Net profitDKK 11kDKK 16k
EquityDKK 185kDKK 174k
Total assetsDKK 185kDKK 174k
CashDKK 3,143–
Short-term debtDKK 540–
Tax owedDKK 540–
Avg. employees0–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Øernes Revision Registreret Revisionsaktieselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025111
1 Jan 2024 – 31 Dec 2024134
1 Jan 2023 – 31 Dec 2023157
1 Jan 2022 – 31 Dec 2022168
1 Jan 2021 – 31 Dec 2021120
1 Jan 2020 – 31 Dec 2020131
1 Jan 2019 – 31 Dec 2019229 Late
1 Jan 2018 – 31 Dec 2018140
1 Jan 2017 – 31 Dec 201790
1 Jan 2016 – 31 Dec 2016152
1 Jan 2015 – 31 Dec 2015151
1 Jan 2014 – 31 Dec 2014132
1 Jan 2013 – 31 Dec 2013168
1 Jan 2012 – 31 Dec 2012156
1 Jan 2011 – 31 Dec 2011130
1 Jan 2010 – 31 Dec 201089
1 Jan 2009 – 31 Dec 2009140
1 Oct 2007 – 30 Sep 200876
1 Oct 2006 – 30 Sep 200746
1 Oct 2005 – 30 Sep 200679

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTommy MortensenCurrent
CEOJesper Gerdøe-Frederiksen
Owner (100%)Tommy MortensenCurrent
AuditorFinanssyd ApS
FounderJesper Gerdøe-FrederiksenCurrent
FounderTommy MortensenCurrent

The CEOs' other companies

Tommy Mortensen – 1 other companies

Jesper Gerdøe-Frederiksen – 6 other companies, of which 3 bankrupt

Address history (4 moves)

c/o Tommy Mortensen, Jernbanegade 22, 3., 4800 Nykøbing F
Dyrehaven 37, 4760 Vordingborg
Dyrehaven 25, 4760 Vordingborg
Algade 53, 2., 4760 Vordingborg
Algade 53, 2., 4760 Vordingborg

Former names

TM FINANS ApS – now
U-WOOD ApS –
GEMO INVEST ApS –

Employees per year

Number of employees at TM FINANS ApS per year122009: 22009

Other companies at the same address

Similar companies in Guldborgsund

Questions and answers about TM FINANS ApS

Has TM FINANS ApS gone bankrupt?

No, TM FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of TM FINANS ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of TM FINANS ApS?

Tommy Mortensen is the CEO of TM FINANS ApS.

Who is the auditor of TM FINANS ApS?

TM FINANS ApS most recently used Øernes Revision Registreret Revisionsaktieselskab.

When was TM FINANS ApS founded?

TM FINANS ApS was founded on 24 March 2004.

What is the equity of TM FINANS ApS?

Equity was DKK 185k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.