SCHULTZ FINANS ApS

CVR 27651607 · Private limited company (ApS) · Active · Low risk

SCHULTZ FINANS ApS is a Private limited company (ApS), founded on , based in Bjerringbro. The company is registered in the industry udlejning og leasing af biler og lette motorkøretøjer. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.1 times the average for Danish companies. 20 annual reports have been published, of which 6 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 564k and a net result of DKK 95k. CEO: Stefan Schultz.

Bankruptcy risk for SCHULTZ FINANS ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.1 × the average (1.41%) · higher risk than 38% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Gross profit growth0%–10% · bankruptcy rate 3.5%0.39×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Return on assets15%+ · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
27651607
Status
Active
Company type
Private limited company (ApS)
Founded
(22 years)
Address
c/o Bj.bro Autoværksted ApS, Vesterled 1
8850 Bjerringbro
Municipality
Viborg
Industry
Udlejning og leasing af biler og lette motorkøretøjer (771100)
Bankruptcies in the industry: Udlejning og leasing af andet materiel, udstyr og andre materielle aktiver i.a.n.
Share capital
DKK 125k
Audit opted out
Yes

Warning signs

Annual reports filed late6 of 22
Missing annual reportNo
Negative equityNo
Equity ratio92.8%
Current ratio1,395%
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 120kDKK 119kDKK -24k
Net profitDKK 95kDKK 93kDKK -24k
EquityDKK 564kDKK 416kDKK 323k
Total assetsDKK 607kDKK 422kDKK 328k
CashDKK 507kDKK 311k–
Short-term debtDKK 44kDKK 6,078–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025190 Late
1 Jan 2024 – 31 Dec 2024188 Late
1 Jan 2023 – 31 Dec 2023181
1 Jan 2022 – 31 Dec 2022196 Late
1 Jan 2021 – 31 Dec 2021194 Late
1 Jan 2020 – 31 Dec 2020200 Late
1 Jan 2019 – 31 Dec 2019247 Late
1 Jan 2018 – 31 Dec 2018140
1 Jan 2017 – 31 Dec 2017143
1 Jan 2016 – 31 Dec 2016149
1 Jan 2015 – 31 Dec 2015144
1 Jan 2014 – 31 Dec 2014148
1 Jan 2013 – 31 Dec 2013156
1 Jan 2012 – 31 Dec 2012169
1 Jan 2011 – 31 Dec 2011164
1 Jan 2010 – 31 Dec 2010160
1 Jan 2009 – 31 Dec 2009157
1 Jan 2008 – 31 Dec 2008155
1 Jan 2007 – 31 Dec 2007165
1 Jan 2006 – 31 Dec 2006165

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOStefan SchultzCurrent
Owner (100%)SCHULTZ HOLDING.DK ApSCurrent
Owner (100%)Stefan Schultz
AuditorREVISIONSFIRMAET BORREGAARD & MAAGAARD
FounderSCHULTZ HOLDING.DK ApSCurrent

The CEOs' other companies

Stefan Schultz – 2 other companies

Address history (2 moves)

c/o Bj.bro Autoværksted ApS, Vesterled 1, 8850 Bjerringbro
Kildesvinget 5, 8850 Bjerringbro
Kildesvinget 5, 8850 Bjerringbro

Other companies at the same address

Similar companies in Viborg

Questions and answers about SCHULTZ FINANS ApS

Has SCHULTZ FINANS ApS gone bankrupt?

No, SCHULTZ FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of SCHULTZ FINANS ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.1 times the average for Danish companies.

Who is the CEO of SCHULTZ FINANS ApS?

Stefan Schultz is the CEO of SCHULTZ FINANS ApS.

When was SCHULTZ FINANS ApS founded?

SCHULTZ FINANS ApS was founded on 18 March 2004.

What is the equity of SCHULTZ FINANS ApS?

Equity was DKK 564k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.