Howden Realkreditrådgivning ApS

CVR 27077048 · Private limited company (ApS) · Active · Low risk

Howden Realkreditrådgivning ApS is a Private limited company (ApS), founded on , based in Kongens Lyngby. The company is registered in the industry andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 7.0m and a net result of DKK 2,000. CEO: Martin Riedel.

Bankruptcy risk for Howden Realkreditrådgivning ApS

0.1%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 33% of active Danish companies

Lowest riskHighest risk

Increases the risk

Website registeredYes · bankruptcy rate 12.0%1.4×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Time since new CEO2–5 yrs · bankruptcy rate 10.8%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×
Employees (latest year)5–10 · bankruptcy rate 10.1%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
27077048
Status
Active
Company type
Private limited company (ApS)
Founded
(23 years)
Address
Nørgaardsvej 30
2800 Kongens Lyngby
Municipality
Lyngby-Taarbæk
Industry
Andre aktiviteter i forbindelse med finansielle tjenesteydelser, undtagen forsikring og pensionsforsikring (661900)
Bankruptcies in the industry: Formueforvaltning
Share capital
DKK 250k
Employees
5 (2018)
Auditor
EY Godkendt Revisionspartnerselskab
Audit opted out
No

Warning signs

Annual reports filed late0 of 22
Missing annual reportNo
Negative equityNo
Equity ratio24.4%
Current ratio9%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address12
Going-concern uncertaintyNo

Financials and key figures

Financial year20252025202420232022
Gross profitDKK 3.4mDKK 10.0mDKK 6.2mDKK 9.5mDKK 18.6m
Net profitDKK 2,000DKK -2.1mDKK -1.7mDKK -2.1mDKK 6.6m
EquityDKK 7.0mDKK 7.0mDKK 49.1mDKK 50.8mDKK 15.5m
Total assetsDKK 27.0mDKK 28.7mDKK 51.0mDKK 53.5mDKK 21.6m
CashDKK 811kDKK 997kDKK 2.1mDKK 376k–
Short-term debtDKK 19.7mDKK 20.7mDKK 1.5mDKK 2.3m–
Tax owedDKK 1.2mDKK 364kDKK 388kDKK 374k–
Avg. employees991011–

Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · EY Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025181
1 Jan 2023 – 31 Dec 2023150
1 Jan 2022 – 31 Dec 2022135
1 Jan 2021 – 31 Dec 2021122
1 Jan 2020 – 31 Dec 202096
1 Jan 2019 – 31 Dec 201976
1 Jan 2018 – 31 Dec 201866
1 Jan 2017 – 31 Dec 2017142
1 Jan 2016 – 31 Dec 2016138
1 Jan 2015 – 31 Dec 201575
1 Jan 2014 – 31 Dec 2014117
1 Jan 2013 – 31 Dec 2013149
1 Jan 2012 – 31 Dec 2012152
1 Jan 2011 – 31 Dec 2011152
1 Jan 2010 – 31 Dec 2010159
1 Jan 2009 – 31 Dec 2009150
1 Jan 2008 – 31 Dec 2008160
1 Jan 2007 – 31 Dec 2007148
1 Jan 2006 – 31 Dec 2006130
1 Jan 2005 – 31 Dec 2005151

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMartin RiedelCurrent
CEOPeder Bay-Jensen
BoardLars Rosenkrantz GundorphCurrent
BoardJohnny Krohn RasmussenCurrent
BoardCarl Anders Holde-JensenCurrent
BoardKarsten Hagel
BoardTroels Frandsen Kloster
BoardMichael Bengtsen
BoardRasmus Juul-Nyholm
BoardIb Jakobsen
BoardPeder Bay-Jensen
BoardHans Jørgen Whitta-Jacobsen
BoardErik Dorph Sørensen
BoardJakob Kristian Langemark
BoardThomas Kaas Selsø
Owner (100%)Howden Danmark A/SCurrent
Owner (33%)Ib Jakobsen
Owner (33%)Michael Bengtsen
Owner (5%)Troels Frandsen Kloster
Owner (25%)ASKHØJ HOLDING ApS
Owner (100%)Ib Jakobsen
Owner (100%)Ib Jakobsen Holding ApS
Owner (25%)Rasmus Juul-Nyholm
Owner (50%)Ib Jakobsen
Owner (25%)Peder Bay-Jensen
Owner (25%)EXORNATOR ApS
Owner (25%)PGfamilyinvest ApS
Owner (50%)Ib Jakobsen Holding ApS
Owner (25%)EXORNATOR ApS
Owner (15%)LANGEMARK ApS
Owner (50%)PGfamilyinvest ApS
Owner (15%)Langemark Holding ApS
AuditorEY Godkendt RevisionspartnerselskabCurrent
AuditorDATAREVISION FRR V/PER LARSEN
AuditorDANSK REVISION FREDERIKSBERG, GODKENDT REVISIONSANPARTSSELSKAB
Auditorinforevision statsautoriseret revisionsaktieselskab
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
FounderIb JakobsenCurrent
FounderMichael BengtsenCurrent
FounderASKHØJ HOLDING ApSCurrent

The CEOs' other companies

Martin Riedel – 5 other companies

Peder Bay-Jensen – 7 other companies

Address history (5 moves)

Nørgaardsvej 30, 2800 Kongens Lyngby
Nørgaardsvej 32, 2800 Kongens Lyngby
Niels Juels Gade 5, 1059 København K
Vestergade 6, 1., 1456 København K
Store Kongensgade 128, 1., 1264 København K
Snaregade 12, 1205 København K

Former names

Howden Realkreditrådgivning ApS – now
North Risk Realkreditrådgivning ApS –
STATUS ApS –

Employees per year

Number of employees at Howden Realkreditrådgivning ApS per year482011: 620112012: 520122013: 620132014: 620142015: 620152016: 820162017: 820172018: 52018

Other companies at the same address

Similar companies in Lyngby-Taarbæk

Questions and answers about Howden Realkreditrådgivning ApS

Has Howden Realkreditrådgivning ApS gone bankrupt?

No, Howden Realkreditrådgivning ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Howden Realkreditrådgivning ApS?

Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of Howden Realkreditrådgivning ApS?

Martin Riedel is the CEO of Howden Realkreditrådgivning ApS.

Who is the auditor of Howden Realkreditrådgivning ApS?

Howden Realkreditrådgivning ApS most recently used EY Godkendt Revisionspartnerselskab.

When was Howden Realkreditrådgivning ApS founded?

Howden Realkreditrådgivning ApS was founded on 24 March 2003.

What is the equity of Howden Realkreditrådgivning ApS?

Equity was DKK 7.0m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.