H.M.K. FINANS ApS

CVR 26091438 · Private limited company (ApS) · Active · Low risk

H.M.K. FINANS ApS is a Private limited company (ApS), founded on , based in Svendborg. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 160k and a net result of DKK 0. CEO: Hanne Marie Kærsaa.

Bankruptcy risk for H.M.K. FINANS ApS

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 18% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×
Negative equityNo · bankruptcy rate 5.1%0.58×
Share of late annual reports< 0.01% · bankruptcy rate 5.2%0.59×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
26091438
Status
Active
Company type
Private limited company (ApS)
Founded
(25 years)
Address
Wandallsparken 4
5700 Svendborg
Municipality
Svendborg
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 125k
Employees
0 (2004)
Audit opted out
Yes

Warning signs

Annual reports filed late0 of 25
Missing annual reportNo
Negative equityNo
Equity ratio100.0%
Current ratio–
Moves (last 2 years)0
CEO changes in total0
CEO's previous bankruptcies0
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 0DKK 0
Net profitDKK 0DKK 0
EquityDKK 160kDKK 160k
Total assetsDKK 160kDKK 160k
CashDKK 160k–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 202551
1 Jan 2024 – 31 Dec 202459
1 Jan 2023 – 31 Dec 2023117
1 Jan 2022 – 31 Dec 202252
1 Jan 2021 – 31 Dec 202174
1 Jan 2020 – 31 Dec 202070
1 Jan 2019 – 31 Dec 201999
1 Jan 2018 – 31 Dec 201873
1 Jan 2017 – 31 Dec 2017109
1 Jan 2016 – 31 Dec 2016108
1 Jan 2015 – 31 Dec 201584
1 Jan 2014 – 31 Dec 2014181
1 Jan 2013 – 31 Dec 2013144
1 Jan 2012 – 31 Dec 2012112
1 Jan 2011 – 31 Dec 2011101
1 Jan 2010 – 31 Dec 201086
1 Jan 2009 – 31 Dec 200988
1 Jan 2008 – 31 Dec 200891
1 Jan 2007 – 31 Dec 200772
1 Jan 2006 – 31 Dec 200693

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOHanne Marie KærsaaCurrent
Owner (100%)Hanne Marie KærsaaCurrent
AuditorDANSK REVISION ODENSE GODKENDT REVISIONSAKTIESELSKAB
AuditorLilly Jeppesen
FounderHanne Marie KærsaaCurrent

Address history (3 moves)

Wandallsparken 4, 5700 Svendborg
Wandallsparken 4, 5700 Svendborg
Louisenlund 20, 5700 Svendborg
Korsgade 30, 5700 Svendborg

Former names

H.M.K. FINANS ApS – now
TANDPROTETIKEREN, SVENDBORG ApS –

Employees per year

Number of employees at H.M.K. FINANS ApS per year122001: 220012002: 220022003: 220032004: 02004

Other companies at the same address

Similar companies in Svendborg

Questions and answers about H.M.K. FINANS ApS

Has H.M.K. FINANS ApS gone bankrupt?

No, H.M.K. FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of H.M.K. FINANS ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of H.M.K. FINANS ApS?

Hanne Marie Kærsaa is the CEO of H.M.K. FINANS ApS.

When was H.M.K. FINANS ApS founded?

H.M.K. FINANS ApS was founded on 1 January 2001.

What is the equity of H.M.K. FINANS ApS?

Equity was DKK 160k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.