ZM FINANS A/S

CVR 24811018 · Public limited company (A/S) · Active · Low risk

ZM FINANS A/S is a Public limited company (A/S), founded on , based in Værløse. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 20 annual reports have been published, of which 9 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 503k and a net result of DKK -9,170. CEO: Hans Peter Madsen.

Bankruptcy risk for ZM FINANS A/S

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Share of late annual reports50%–75% · bankruptcy rate 18.4%2.1×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO changes1 · bankruptcy rate 11.4%1.3×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Reinstated after compulsory dissolutionYes · bankruptcy rate 0.0%0.00×
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Company typeA/S · bankruptcy rate 4.4%0.50×
Negative equityNo · bankruptcy rate 5.1%0.58×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
24811018
Status
Active
Company type
Public limited company (A/S)
Founded
(62 years)
Address
c/o Madsen, Skandrups Alle 2, st.
3500 Værløse
Municipality
Furesø
Industry
Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 500k
Employees
2 (2014)
Audit opted out
Yes

Warning signs

Annual reports filed late18 of 31
Missing annual reportNo
Negative equityNo
Equity ratio14.0%
Current ratio0%
Moves (last 2 years)0
CEO changes in total1
CEO's previous bankruptcies4
Other companies at the address5
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 63kDKK 1.6mDKK 30k
Net profitDKK -9,170DKK 2.3mDKK 1.2m
EquityDKK 503kDKK 512kDKK 17.3m
Total assetsDKK 3.6mDKK 3.6mDKK 21.1m
CashDKK 0DKK 21–
Short-term debtDKK 378kDKK 253k–
Tax owedDKK 3,673DKK 3,673–
Avg. employees11–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025215 Late
1 Jan 2024 – 31 Dec 2024205 Late
1 Jan 2023 – 31 Dec 2023174
1 Jan 2022 – 31 Dec 2022109
1 Jan 2021 – 31 Dec 2021201 Late
1 Jan 2020 – 31 Dec 2020191 Late
1 Jan 2019 – 31 Dec 2019194 Late
1 Jan 2018 – 31 Dec 2018155
1 Jan 2017 – 31 Dec 2017164
1 Jan 2016 – 31 Dec 2016160
1 Jan 2015 – 31 Dec 2015189 Late
1 Jan 2014 – 31 Dec 2014188 Late
1 Jan 2013 – 31 Dec 2013176
1 Jan 2012 – 31 Dec 2012182
1 Jan 2011 – 31 Dec 2011185 Late
1 Jan 2010 – 31 Dec 2010179
1 Jan 2009 – 31 Dec 2009180
1 Jan 2008 – 31 Dec 2008180
1 Jan 2007 – 31 Dec 2007184 Late
1 Jan 2006 – 31 Dec 2006179

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOHans Peter MadsenCurrent
CEOEli Pris Heinrich
BoardHans Peter MadsenCurrent
BoardElzbieta MadsenCurrent
BoardMichael Peter MadsenCurrent
BoardPeter Pris
BoardEli Pris Heinrich
BoardNina Pris Henningsen
BoardJohanna Heinrich
BoardHelge Madsen
Owner (100%)GAPO DESIGN ENGROS ApSCurrent
AuditorPoul Neumeyer
AuditorFrank Clarence Provstgaard
AuditorREVISIONSAKTIESELSKABET AF 1903 COLDING & PEDERSEN
AuditorSELSKAB NR. 20958493 ApS
AuditorREVISION 1-2-3 ApS

The CEOs' other companies

Hans Peter Madsen – 34 other companies, of which 9 bankrupt

Eli Pris Heinrich – 5 other companies, of which 1 bankrupt

Address history (2 moves)

c/o Madsen, Skandrups Alle 2, st., 3500 Værløse
Gammel Hareskovvej 331, 3500 Værløse
Gammel Hareskovvej 331, 3500 Værløse

Former names

ZM FINANS A/S – now
A/S AF 10. AUGUST 1964 –

Employees per year

Number of employees at ZM FINANS A/S per year122006: 120062007: 220072008: 220082009: 120092011: 120112012: 120122013: 120132014: 22014

Other companies at the same address

Similar companies in Furesø

Questions and answers about ZM FINANS A/S

Has ZM FINANS A/S gone bankrupt?

No, ZM FINANS A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of ZM FINANS A/S?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of ZM FINANS A/S?

Hans Peter Madsen is the CEO of ZM FINANS A/S.

When was ZM FINANS A/S founded?

ZM FINANS A/S was founded on 10 August 1964.

What is the equity of ZM FINANS A/S?

Equity was DKK 503k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.