HOLM & BERTRAM FINANS ApS

CVR 20366389 · Private limited company (ApS) · Active · High risk

HOLM & BERTRAM FINANS ApS is a Private limited company (ApS), founded on , based in Helsingør. The company is registered in the industry administrations- og kontorserviceaktiviteter. Our model estimates a bankruptcy risk of 5.8% over the next 12 months, which is 4.1 times the average for Danish companies. 20 annual reports have been published, of which 4 more than six months after the end of the financial year. The latest annual report (30 Sep 2025) shows equity of DKK 165k and a net result of DKK -166k. CEO: Steen Holm.

Bankruptcy risk for HOLM & BERTRAM FINANS ApS

5.8%
probability of bankruptcy within 12 months
High risk

4.1 × the average (1.41%) · higher risk than 93% of active Danish companies

Lowest riskHighest risk

Increases the risk

Reporting classReporting class B, mikrovirksomhed · bankruptcy rate 23.5%2.7×
CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
Return on assets< -20% · bankruptcy rate 16.7%1.9×
Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Equity vs. share capital1× · bankruptcy rate 12.9%1.5×
Moves in the last 2 years1 · bankruptcy rate 12.7%1.4×
Time at current address< 0.5 yrs · bankruptcy rate 12.0%1.4×
Current ratio50%–100% · bankruptcy rate 11.7%1.3×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
Negative equityNo · bankruptcy rate 5.1%0.58×
Going-concern uncertaintyNo · bankruptcy rate 6.4%0.73×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
20366389
Status
Active
Company type
Private limited company (ApS)
Founded
(29 years)
Address
Industrivej 17 180
3000 Helsingør
Municipality
Helsingør
Industry
Administrations- og kontorserviceaktiviteter (821000)
Bankruptcies in the industry: Kombinerede administrationsserviceydelser
Share capital
DKK 125k
Employees
2 (2018)
Auditor
Leif Robert Jacobsen
Audit opted out
No

Warning signs

Annual reports filed late7 of 28
Missing annual reportNo
Negative equityNo
Equity ratio30.0%
Current ratio58%
Moves (last 2 years)1
CEO changes in total4
CEO's previous bankruptcies4
Other companies at the address0
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 226kDKK 483k
Net profitDKK -166kDKK -87k
EquityDKK 165kDKK 331k
Total assetsDKK 550kDKK 657k
CashDKK 6,124–
Short-term debtDKK 307k–

Latest annual report: Reporting class B, mikrovirksomhed · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 2025190 Late
1 Oct 2023 – 30 Sep 2024190 Late
1 Oct 2022 – 30 Sep 2023194 Late
1 Oct 2021 – 30 Sep 2022186 Late
1 Oct 2020 – 30 Sep 2021166
1 Oct 2019 – 30 Sep 2020153
1 Oct 2018 – 30 Sep 2019166
1 Oct 2017 – 30 Sep 2018164
1 Oct 2016 – 30 Sep 2017164
1 Oct 2015 – 30 Sep 2016158
1 Oct 2014 – 30 Sep 2015147
1 Oct 2013 – 30 Sep 2014171
1 Oct 2012 – 30 Sep 2013154
1 Oct 2011 – 30 Sep 2012169
1 Oct 2010 – 30 Sep 2011157
1 Oct 2009 – 30 Sep 2010182
1 Oct 2008 – 30 Sep 2009165
1 Oct 2007 – 30 Sep 2008166
1 Oct 2006 – 30 Sep 2007165
1 Oct 2005 – 30 Sep 2006151

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOSteen HolmCurrent
CEOHans Gustav Brix
CEOBruno Gregers Jensen
Owner (50%)Steen HolmCurrent
Owner (50%)Bruno Gregers JensenCurrent
Owner (50%)Benny Erik Friis Jensen
AuditorLeif Robert JacobsenCurrent
AuditorMogens Flenør Balle
AuditorSteen E. Rasmussen
AuditorLeif Robert Jacobsen
FounderDanaBrix ApSCurrent

The CEOs' other companies

Steen Holm – 11 other companies, of which 5 bankrupt

Hans Gustav Brix – 57 other companies, of which 57 bankrupt

Bruno Gregers Jensen – 9 other companies, of which 4 bankrupt

Address history (3 moves)

Industrivej 17 180, 3000 Helsingør
Gammel Torpenvej 11, 3050 Humlebæk
Teglgårdsvej 109, 3050 Humlebæk
Teglgårdsvej 109, 3050 Humlebæk

Former names

HOLM & BERTRAM FINANS ApS – now
BRX 270 ApS –

Employees per year

Number of employees at HOLM & BERTRAM FINANS ApS per year122003: 120032004: 020042013: 020132017: 120172018: 22018

Similar companies in Helsingør

Questions and answers about HOLM & BERTRAM FINANS ApS

Has HOLM & BERTRAM FINANS ApS gone bankrupt?

No, HOLM & BERTRAM FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of HOLM & BERTRAM FINANS ApS?

Our model estimates a bankruptcy risk of 5.8% over the next 12 months (high risk), which is 4.1 times the average for Danish companies.

Who is the CEO of HOLM & BERTRAM FINANS ApS?

Steen Holm is the CEO of HOLM & BERTRAM FINANS ApS.

Who is the auditor of HOLM & BERTRAM FINANS ApS?

HOLM & BERTRAM FINANS ApS most recently used Leif Robert Jacobsen.

When was HOLM & BERTRAM FINANS ApS founded?

HOLM & BERTRAM FINANS ApS was founded on 18 August 1997.

What is the equity of HOLM & BERTRAM FINANS ApS?

Equity was DKK 165k according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.