TER FINANS ApS

CVR 20363983 · Private limited company (ApS) · Active · Low risk

TER FINANS ApS is a Private limited company (ApS), founded on , based in Hedehusene. The company is registered in the industry ikke-finansielle holdingselskaber. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 20 annual reports have been published, of which 4 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 9.1m and a net result of DKK -672k. CEO: Torben Enøe Rasmussen.

Bankruptcy risk for TER FINANS ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Loss for the yearYes · bankruptcy rate 10.3%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Equity ratio40%–60% · bankruptcy rate 4.6%0.52×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
20363983
Status
Active
Company type
Private limited company (ApS)
Founded
(29 years)
Address
c/o Torben Enøe Rasmussen, Stærkendevej 153A
2640 Hedehusene
Municipality
Høje-Taastrup
Industry
Ikke-finansielle holdingselskaber (642120)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 164k
Auditor
BUUS JENSEN I/S STATSAUTORISEREDE REVISORER
Audit opted out
No

Warning signs

Annual reports filed late5 of 27
Missing annual reportNo
Negative equityNo
Equity ratio55.3%
Current ratio41%
Moves (last 2 years)0
CEO changes in total2
CEO's previous bankruptcies1
Other companies at the address1
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
RevenueDKK 0DKK 0DKK 0
Gross profitDKK -17kDKK -15kDKK -14k
Net profitDKK -672kDKK -1.5mDKK 495k
EquityDKK 9.1mDKK 10.0mDKK 11.6m
Total assetsDKK 16.5mDKK 17.7mDKK 18.6m
CashDKK 9,430DKK 236k–
Short-term debtDKK 6.0mDKK 6.2m–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · BUUS JENSEN, Statsautoriserede revisorer.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025182
1 Jan 2024 – 31 Dec 2024189 Late
1 Jan 2023 – 31 Dec 2023180
1 Jan 2022 – 31 Dec 2022172
1 Jan 2021 – 31 Dec 2021178
1 Apr 2019 – 31 Mar 2020134
1 Apr 2018 – 31 Mar 2019164
1 Apr 2017 – 31 Mar 2018156
1 Apr 2016 – 31 Mar 2017194 Late
1 Apr 2015 – 31 Mar 2016173
1 Apr 2014 – 31 Mar 2015111
1 Apr 2013 – 31 Mar 2014199 Late
1 Apr 2012 – 31 Mar 2013177
1 Apr 2011 – 31 Mar 2012170
1 Apr 2010 – 31 Mar 2011125
1 Apr 2009 – 31 Mar 2010158
1 Apr 2008 – 31 Mar 2009159
1 Apr 2007 – 31 Mar 2008169
1 Jul 2005 – 30 Jun 2006186 Late
1 Jul 2004 – 30 Jun 2005161

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOTorben Enøe RasmussenCurrent
CEOHans Frederik Jensen Møller
BoardHans Frederik Jensen Møller
BoardWalther Faaborg Nielsen
BoardTorben Enøe Rasmussen
Owner (100%)Torben Enøe RasmussenCurrent
AuditorBUUS JENSEN I/S STATSAUTORISEREDE REVISORERCurrent
AuditorH.E.H. 4 A/S
AuditorEY Danmark A/S
AuditorRIH-REVISION A/S
FounderWalther Faaborg NielsenCurrent
FounderTorben Enøe RasmussenCurrent
FounderMØLLER INVEST. STERKENDE ApSCurrent

The CEOs' other companies

Torben Enøe Rasmussen – 14 other companies, of which 1 bankrupt

Hans Frederik Jensen Møller – 9 other companies, of which 2 bankrupt

Address history (4 moves)

c/o Torben Enøe Rasmussen, Stærkendevej 153A, 2640 Hedehusene
c/o Torben Enøe Rasmussen, Thorsager 9, 2640 Hedehusene
c/o Torben Enøe Rasmussen, Thorsager 9, 2640 Hedehusene
c/o Hans Jensen Møller, Skandrups Alle 70, 3500 Værløse
Lillemosevej 2, 2640 Hedehusene

Former names

TER FINANS ApS – now
WNTER FINANS ApS –
WNTER FINANS A/S –
BB FINANS STERKENDE A/S –

Other companies at the same address

Similar companies in Høje-Taastrup

Questions and answers about TER FINANS ApS

Has TER FINANS ApS gone bankrupt?

No, TER FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of TER FINANS ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of TER FINANS ApS?

Torben Enøe Rasmussen is the CEO of TER FINANS ApS.

Who is the auditor of TER FINANS ApS?

TER FINANS ApS most recently used BUUS JENSEN I/S STATSAUTORISEREDE REVISORER.

When was TER FINANS ApS founded?

TER FINANS ApS was founded on 22 September 1997.

What is the equity of TER FINANS ApS?

Equity was DKK 9.1m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.