Joa finans ApS

CVR 20134305 · Private limited company (ApS) · Active · Low risk

Joa finans ApS is a Private limited company (ApS), founded on , based in Odense SV. The company is registered in the industry detailhandel med drikkevarer. Our model estimates a bankruptcy risk of 0.2% over the next 12 months, which is 0.2 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 242k and a net result of DKK 6,758. CEO: Jens Ole Emtekjær Andersen.

Bankruptcy risk for Joa finans ApS

0.2%
probability of bankruptcy within 12 months
Low risk

0.2 × the average (1.41%) · higher risk than 49% of active Danish companies

Lowest riskHighest risk

Increases the risk

Auditor's statementNo assurance · bankruptcy rate 13.2%1.5×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Audit opted outYes · bankruptcy rate 10.4%1.2×
Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×
Negative equityNo · bankruptcy rate 5.1%0.58×
Loss for the yearNo · bankruptcy rate 5.3%0.60×
Reporting classReporting class B · bankruptcy rate 5.7%0.65×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
20134305
Status
Active
Company type
Private limited company (ApS)
Founded
(29 years)
Address
Egøgårdvej 18
5250 Odense SV
Municipality
Odense
Industry
Detailhandel med drikkevarer (472500)
Bankruptcies in the industry: Tøjforretninger
Share capital
DKK 50k
Employees
1 (2006)
Audit opted out
Yes

Warning signs

Annual reports filed late4 of 29
Missing annual reportNo
Negative equityNo
Equity ratio34.4%
Current ratio144%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address2
Going-concern uncertaintyNo

Financials and key figures

Financial year202520242023
Gross profitDKK 24kDKK 54kDKK 47k
Net profitDKK 6,758DKK 33kDKK 34k
EquityDKK 242kDKK 237kDKK 204k
Total assetsDKK 704kDKK 520kDKK 342k
CashDKK 21kDKK 841–
Short-term debtDKK 462kDKK 283k–
Tax owedDKK 11kDKK 0–
Avg. employees00–

Latest annual report: Reporting class B · auditor's statement: No assurance.

Filed annual reports

Reporting periodPublishedDays after period end
1 Jan 2025 – 31 Dec 2025181
1 Jan 2024 – 31 Dec 2024181
1 Jan 2023 – 31 Dec 2023170
1 Jan 2022 – 31 Dec 2022165
1 Jan 2021 – 31 Dec 2021181
1 Jan 2020 – 31 Dec 2020179
1 Jan 2019 – 31 Dec 2019101
1 Jan 2018 – 31 Dec 2018132
1 Jan 2017 – 31 Dec 2017141
1 Jan 2016 – 31 Dec 201650
1 Jan 2015 – 31 Dec 2015153
1 Jan 2014 – 31 Dec 2014168
1 Jan 2013 – 31 Dec 2013151
1 Jan 2012 – 31 Dec 2012166
1 Jan 2011 – 31 Dec 2011151
1 Jan 2010 – 31 Dec 2010156
1 Jan 2009 – 31 Dec 2009147
1 Jan 2008 – 31 Dec 2008155
1 Jan 2007 – 31 Dec 2007163
1 Jan 2006 – 31 Dec 2006164

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOJens Ole Emtekjær AndersenCurrent
CEOLinda Hauritz Hansen
CEOKarsten Steen Hansen
Owner (100%)Jens Ole Emtekjær AndersenCurrent
Owner (100%)Linda Hauritz Hansen
AuditorJens Ole Emtekjær Andersen
FounderLinda Hauritz HansenCurrent

The CEOs' other companies

Jens Ole Emtekjær Andersen – 4 other companies

Linda Hauritz Hansen – 1 other companies

Karsten Steen Hansen – 1 other companies

Address history (4 moves)

Egøgårdvej 18, 5250 Odense SV
Lærkevej 4, 5464 Brenderup Fyn
Søstrenes Have 6, st., 5560 Aarup
Søstrenes Have 6 st, 5560 Aarup
Bredgade 62, 5560 Aarup

Former names

Joa finans ApS – now
LIKA FRUGT, GRØNT OG BLOMSTER ApS –
GRØNTMANDEN AARUP ApS –

Employees per year

Number of employees at Joa finans ApS per year591999: 819992000: 820002001: 720012002: 720022003: 720032004: 820042005: 920052006: 12006

Other companies at the same address

Similar companies in Odense

Questions and answers about Joa finans ApS

Has Joa finans ApS gone bankrupt?

No, Joa finans ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of Joa finans ApS?

Our model estimates a bankruptcy risk of 0.2% over the next 12 months (low risk), which is 0.2 times the average for Danish companies.

Who is the CEO of Joa finans ApS?

Jens Ole Emtekjær Andersen is the CEO of Joa finans ApS.

When was Joa finans ApS founded?

Joa finans ApS was founded on 30 June 1997.

What is the equity of Joa finans ApS?

Equity was DKK 242k according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.