TERNE FINANS ApS
CVR 14749284 · Private limited company (ApS) · Active · Low risk
TERNE FINANS ApS is a Private limited company (ApS), founded on , based in Roskilde. The company is registered in the industry administration af fast ejendom på kontraktbasis. Our model estimates a bankruptcy risk of 0.1% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 11 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 2.8m and a net result of DKK -1.0m. CEO: Benny Hemming Andersen, Jan Jarman Jørgensen.
Bankruptcy risk for TERNE FINANS ApS
0.1%
probability of bankruptcy within 12 months
Low risk
0.0 × the average (1.41%) · higher risk than 27% of active Danish companies
Lowest riskHighest risk
Increases the risk
Going-concern uncertaintyYes · bankruptcy rate 16.3%1.9×
CEO's previous bankruptcies1 · bankruptcy rate 14.2%1.6×
Equity vs. share capital0–0.5× · bankruptcy rate 11.1%1.3×
Share of late annual reports25%–50% · bankruptcy rate 10.6%1.2×
Municipality changes3+ · bankruptcy rate 10.6%1.2×
Loss for the yearYes · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×
Reduces the risk
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Auditor registered in CVRYes · bankruptcy rate 4.8%0.55×
Audit opted outNo · bankruptcy rate 4.8%0.55×
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 14749284
- Status
- Active
- Company type
- Private limited company (ApS)
- Founded
- (36 years)
- Address
- c/o Terne Invest Gruppen, Byleddet 12
4000 Roskilde - Municipality
- Roskilde
- Industry
- Administration af fast ejendom på kontraktbasis (683210)
Bankruptcies in the industry: Udlejning af erhvervsejendomme - Share capital
- DKK 38.5m
- Employees
- 0 (2017)
- Auditor
- Carsten Eg Hansen
- Audit opted out
- No
Warning signs
| Annual reports filed late | 14 of 31 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 10.5% |
| Current ratio | 3% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 5 |
| CEO's previous bankruptcies | 1 |
| Other companies at the address | 31 |
| Going-concern uncertainty | Yes |
Financials and key figures
| Financial year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Gross profit | DKK -195k | DKK -219k | DKK -181k |
| Net profit | DKK -1.0m | DKK -5.1m | DKK 782k |
| Equity | DKK 2.8m | DKK -10.2m | DKK -5.1m |
| Total assets | DKK 26.8m | DKK 26.1m | DKK 30.5m |
| Cash | DKK 207k | DKK 1.1m | – |
| Short-term debt | DKK 16.2m | DKK 17.0m | – |
| Avg. employees | 2 | 2 | – |
Latest annual report: Reporting class B · auditor's statement: Erklæring om udvidet gennemgang · Revida Revision ApS.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 195 | Late | |
| 1 Jan 2024 – 31 Dec 2024 | 197 | Late | |
| 1 Jan 2023 – 31 Dec 2023 | 198 | Late | |
| 1 Jan 2022 – 31 Dec 2022 | 200 | Late | |
| 1 Jan 2021 – 31 Dec 2021 | 216 | Late | |
| 1 Jan 2020 – 31 Dec 2020 | 202 | Late | |
| 1 Jan 2019 – 31 Dec 2019 | 252 | Late | |
| 1 Jan 2018 – 31 Dec 2018 | 179 | ||
| 1 Jan 2017 – 31 Dec 2017 | 170 | ||
| 1 Jan 2016 – 31 Dec 2016 | 166 | ||
| 1 Jan 2015 – 31 Dec 2015 | 193 | Late | |
| 1 Jan 2014 – 31 Dec 2014 | 187 | Late | |
| 1 Jan 2013 – 31 Dec 2013 | 198 | Late | |
| 1 Jan 2012 – 31 Dec 2012 | 182 | ||
| 1 Jan 2011 – 31 Dec 2011 | 179 | ||
| 1 Jan 2010 – 31 Dec 2010 | 178 | ||
| 1 Jan 2009 – 31 Dec 2009 | 180 | ||
| 1 Jan 2008 – 31 Dec 2008 | 181 | ||
| 1 Jan 2007 – 31 Dec 2007 | 182 | ||
| 1 Jan 2006 – 31 Dec 2006 | 185 | Late |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Benny Hemming Andersen | Current | |
| CEO | Jan Jarman Jørgensen | Current | |
| CEO | Preben Bang Henriksen | ||
| CEO | Inge Lillian Andersen | ||
| CEO | Benny Hemming Andersen | ||
| CEO | Benny Hemming Andersen | ||
| Board | Benny Hemming Andersen | ||
| Board | Søren Christian Vedel | ||
| Board | Inge Lillian Andersen | ||
| Board | Jan Jarman Jørgensen | ||
| Owner (50%) | TERNE INVEST I ApS | Current | |
| Owner (50%) | TERNE INVEST ApS | Current | |
| Auditor | Carsten Eg Hansen | Current | |
| Auditor | John Formsgaard | ||
| Auditor | John Formsgaard | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Founder | PREBEN BANG HENRIKSEN. AALBORG ApS | Current | |
| Founder | PREBEN BANG HENRIKSEN. AALBORG ApS |
The CEOs' other companies
Benny Hemming Andersen – 19 other companies, of which 10 bankrupt
- BOLIGSELSKABET INNOVO ApS Bankrupt 25 Jun 2009
- Company 2 ApS Bankrupt 21 Apr 2022
- FJORDGAARDEN ApS Bankrupt 5 Dec 2019
- I H NEDRIVNING ApS Bankrupt 3 Oct 2003
- IBA ApS Bankrupt 8 Mar 1990
- MALERFINANS ApS Bankrupt 27 Mar 2014
- RH EJENDOMME I ApS Bankrupt 2 May 2022
- RH EJENDOMME III ApS Bankrupt 2 May 2022
- ROARSHOLM ApS Bankrupt 11 Aug 2022
- SOMMERFINANS ApS Bankrupt 6 Aug 2009
- AB BILER, ANDERLEDES BILER A/S Compulsorily dissolved
- FINANCIERINGSSELSKABET AF 7.3. 1984 ApS Compulsorily dissolved
- HUSUMVEJ 83 BRØNSHØJ ApS Fusioneret
- REM Karlslunde ApS Active
- RH EJENDOMME II ApS Active
- RH GREVE ApS Active
- TERNE INVEST ApS Active
- TERNE INVEST I ApS Active
- TOLDBOD ANLÆG ApS Active
Jan Jarman Jørgensen – 15 other companies, of which 4 bankrupt
- AKTIESELSKABET NIELSENS VVS TEKNIK-VEDDELEV VVS Bankrupt 27 Jun 1991
- NIELSENS VVS HOLDING ApS Bankrupt 1 Oct 1992
- ROARSHOLM ApS Bankrupt 11 Aug 2022
- SCANBOLIG ApS Bankrupt 10 Nov 1993
- ANPARTSSELSKABET AF 22/2-2007 Active
- DAN-ERHVERV ApS Compulsorily dissolved
- DANSK NYBYG ENTREPRISE ApS Compulsorily dissolved
- DEN GAMLE KØBMANDSGÅRD, AHLGADE 47, HOLBÆK ApS Compulsorily dissolved
- DNE-NATURGAS ENTREPRISE A/S Compulsorily dissolved
- EJENDOMSSELSKABET DEN GAMLE KØBMANDSGÅRD, SKÆLSKØR ApS Compulsorily dissolved
- P.J. ANLÆGSENTREPRISE ApS Compulsorily dissolved
- STRANDMØLLETERRASSERNE ApS Compulsorily dissolved
- TERNE INVEST ApS Active
- TERNE INVEST I ApS Active
- TOLDBOD ANLÆG ApS Active
Preben Bang Henriksen – 46 other companies, of which 46 bankrupt
- "PROFIL MEDIA-MARKETING ApS" Bankrupt 1 Mar 1993
- "TRÆMANNEN" K.P.M. BYG ApS Bankrupt 16 Dec 2008
- 'MANTIS SEAFOOD ApS' Bankrupt 3 Sep 2001
- 1. EDITION ApS Bankrupt 4 May 2010
- 12.11.2007 A/S Bankrupt 9 Jun 2008
- 18. JUNI 1999A A/S Bankrupt 31 Aug 1999
- 18.12.2015 SLVRGD A/S Bankrupt 12 May 2016
- 1EEUROPE SCANDINAVIA A/S Bankrupt 29 Nov 2002
- 21. juli-selskabet ApS Bankrupt 18 Aug 2016
- 21330299 ApS Bankrupt 8 Jun 2015
- 24-001157 VB A/S Bankrupt 7 May 1998
- 26939623 ApS Bankrupt 8 May 2017
- 2E BYGGE & EJENDOMSSELSKAB ApS Bankrupt 19 Dec 2001
- 3 R-TEKNIK ApS Bankrupt 21 Nov 2002
- 92E346 ApS Bankrupt 27 Feb 2020
- A & P HANDEL ApS Bankrupt 11 Nov 2003
- A - Z ERHVERV ApS Bankrupt 9 Feb 2004
- A B M FOOD ApS Bankrupt 12 Sep 2006
- A L KONFEKTION ApS Bankrupt 29 Aug 1990
- A TRANSPORT AF 1988 A/S Bankrupt 4 Jan 2007
- A&C GRUPPEN ApS Bankrupt 8 Jul 2009
- A-HOLDING ApS Bankrupt 24 Feb 2009
- A-Z VIKAR ApS Bankrupt 3 Sep 2008
- A. BIRKHOLM & SØNNER ApS Bankrupt 25 Aug 1994
- A. GILBRO A/S Bankrupt 13 Dec 2010
- A. M. SMEDE OG VVS FIRMA ApS Bankrupt 21 Aug 1990
- A.A. AUTO IMPORT - EKSPORT ApS Bankrupt 29 Aug 1995
- A.A. SERVICE OG TANKLAGER ApS Bankrupt 12 Mar 2026
- A.A.SERVICE OG TRANSPORT HOLDING ApS Bankrupt 12 Mar 2026
- A.T. TAG ApS Bankrupt 1 Dec 2008
Inge Lillian Andersen – 8 other companies, of which 4 bankrupt
- BOLIGSELSKABET INNOVO ApS Bankrupt 25 Jun 2009
- FJORDGAARDEN ApS Bankrupt 5 Dec 2019
- IBA ApS Bankrupt 8 Mar 1990
- SOMMERFINANS ApS Bankrupt 6 Aug 2009
- AB BILER, ANDERLEDES BILER A/S Compulsorily dissolved
- TERNE INVEST ApS Active
- TERNE INVEST I ApS Active
- TOLDBOD ANLÆG ApS Active
Address history (4 moves)
| c/o Terne Invest Gruppen, Byleddet 12, 4000 Roskilde | |
| c/o Terne Invest Gruppen, Tuborg Boulevard 12, 2900 Hellerup | |
| Bolundsvej 11, 4000 Roskilde | |
| Gersonsvej 6, 2900 Hellerup | |
| Skelvej 2, 2900 Hellerup |
Former names
| TERNE FINANS ApS | – now |
| TERNE FINANS A/S | – |
| AB BILER - ALM. BILER ApS | – |
| PBH NR. 21.165 ApS | – |
Employees per year
Other companies at the same address
- ED Fredericia ApS Bankrupt
- ED Roskilde ApS Bankrupt
- Vikarma ApS Bankrupt
- ADDEA HOLDING ApS Active
- ANPARTSSELSKABET AF 22/2-2007 Active
- Addea Komplementar ApS Active
- BJERREGAARD ApS Opløst
- Boreco Bogføring ApS Opløst
- Center for Psykoedukation Research ApS Active
- Dansk Lynsikring ApS Active
- Finance ONE A/S Active
- Garantigruppen DK ApS Active
- Handy Selskabet af 10.04.2018 IVS Opløst
- Hendil ApS Active
- Imagine ApS Active
- Let Leg Holding ApS Fusioneret
- LogistikMasters ApS Active
- NEBBIOLO ApS Active
- NEW SONION DK A/S Fusioneret
- Neeyamo Enterprise Solutions Pvt. ApS Active
- OS3 Ejendomme ApS Active
- RH EJENDOMME II ApS Active
- Ravn's Administration IVS Opløst
- SKILTDIRECT ApS Active
- SONION ApS Fusioneret
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Questions and answers about TERNE FINANS ApS
Has TERNE FINANS ApS gone bankrupt?
No, TERNE FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of TERNE FINANS ApS?
Our model estimates a bankruptcy risk of 0.1% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of TERNE FINANS ApS?
Benny Hemming Andersen, Jan Jarman Jørgensen are the CEOs of TERNE FINANS ApS.
Who is the auditor of TERNE FINANS ApS?
TERNE FINANS ApS most recently used Carsten Eg Hansen.
When was TERNE FINANS ApS founded?
TERNE FINANS ApS was founded on 1 October 1990.
What is the equity of TERNE FINANS ApS?
Equity was DKK 2.8m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.