HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S

CVR 14284834 · Public limited company (A/S) · Active · Low risk

HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S is a Public limited company (A/S), founded on 1 July 1990, based in Greve. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (31 Dec 2025) shows equity of DKK 307.5m and a net result of DKK 62.9m. CEO: Christina Hagman.

Bankruptcy risk for HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S

0.0%

probability of bankruptcy within 12 months

Low risk

0.0 × the average (1.41%) · higher risk than 0% of active Danish companies

Lowest riskHighest risk

Increases the risk

CEO changes1 · bankruptcy rate 11.4%1.3×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×

Published annual reports10+ · bankruptcy rate 3.0%0.35×

Time at current address5+ yrs · bankruptcy rate 3.1%0.35×

Equity ratio60%+ · bankruptcy rate 3.3%0.38×

Current ratio200%–500% · bankruptcy rate 3.4%0.39×

Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×

Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number: 14284834
Status: Active
Company type: Public limited company (A/S)
Founded: 1 July 1990 (36 years)
Address: Greve Strandvej 7
2670 Greve
Municipality: Greve
Industry: Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital: DKK 500k
Employees: 11 (2018)
Auditor: Grant Thornton, Godkendt Revisionspartnerselskab
Audit opted out: No

Warning signs

Annual reports filed late	3 of 31
Missing annual report	No
Negative equity	No
Equity ratio	91.8%
Current ratio	220%
Moves (last 2 years)	0
CEO changes in total	1
CEO's previous bankruptcies	0
Other companies at the address	13
Going-concern uncertainty	No

Financials and key figures

Financial year	2025	2024
Gross profit	DKK 42.5m	DKK 32.2m
Net profit	DKK 62.9m	DKK 42.3m
Equity	DKK 307.5m	DKK 274.6m
Total assets	DKK 334.9m	DKK 286.6m
Cash	DKK 12.5m	–
Short-term debt	DKK 27.4m	–
Avg. employees	11	–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · Grant Thornton, Godkendt Revisionspartnerselskab.

Filed annual reports

Reporting period	Published	Days after period end
1 Jan 2025 – 31 Dec 2025	30 Mar 2026	89
1 Jan 2024 – 31 Dec 2024	7 Jul 2025	188	Late
1 Jan 2023 – 31 Dec 2023	15 Apr 2024	106
1 Jan 2022 – 31 Dec 2022	25 Apr 2023	115
1 Jan 2021 – 31 Dec 2021	14 Apr 2022	104
1 Jan 2020 – 31 Dec 2020	1 Apr 2021	91
1 Jan 2019 – 31 Dec 2019	14 May 2020	135
1 Jan 2018 – 31 Dec 2018	2 May 2019	122
1 Jan 2017 – 31 Dec 2017	28 May 2018	148
1 Jan 2016 – 31 Dec 2016	2 Jun 2017	153
1 Jan 2015 – 31 Dec 2015	4 May 2016	125
1 Jan 2014 – 31 Dec 2014	22 Jun 2015	173
1 Jan 2013 – 31 Dec 2013	31 May 2014	151
1 Jan 2012 – 31 Dec 2012	30 May 2013	150
1 Jan 2011 – 31 Dec 2011	11 Jun 2012	163
1 Jan 2010 – 31 Dec 2010	27 Jun 2011	178
1 Jan 2009 – 31 Dec 2009	16 Jun 2010	167
1 Jan 2008 – 31 Dec 2008	22 Apr 2009	112
1 Jan 2007 – 31 Dec 2007	11 Jun 2008	163
1 Jan 2006 – 31 Dec 2006	26 Jun 2007	177

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

Role	Name	From	To
CEO	Christina Hagman	1 Jul 1990	Current
CEO	Dan Rybak	1 Jul 1990	15 Nov 1990
Board	Christina Hagman	1 Jul 1990	Current
Board	Jan Moustgaard	1 Dec 2010	Current
Board	Birgitta Saugmann	1 Dec 2010	Current
Board	Dan Rybak	1 Jul 1990	15 Nov 1990
Board	Jens Christian Hagman	1 Jul 1990	30 Apr 2008
Board	Torben Chris Halling Fansby Salomon	1 Jul 1990	20 Jan 1993
Board	Annalise Stege	1 Jul 1990	15 Nov 1990
Board	Lise-Lotte Lyng Andersen	1 Jul 1990	15 Nov 1990
Board	Alice Irene Salomon	1 Jul 1990	20 Jan 1993
Board	Allan Hagman	1 May 2008	1 Dec 2010
Owner (50%)	HUSEJERNES KREDITLÅN HOLDING ApS	12 Jun 2015	Current
Owner (33%)	MOUSTGAARD MANAGEMENT ApS	12 Jun 2015	Current
Owner (33%)	Jan Moustgaard	12 Jun 2015	12 Jun 2015
Owner (50%)	Christina Hagman	12 Jun 2015	12 Jun 2015
Auditor	Grant Thornton, Godkendt Revisionspartnerselskab	29 Mar 2016	Current
Auditor	Alex Michael Ankjær-Jensen	1 Jul 1990	15 Nov 1990
Auditor	DELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB	1 Jul 1990	20 Aug 2008
Auditor	DELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB	1 Jul 1990	3 Mar 2004
Auditor	O.H. REVISION STATSAUTORISERET REVISIONSAKTIESELSKAB	1 Jul 1990	11 Mar 1999
Auditor	OTTO HOUD STATSAUTORISERET REVISIONSAKTIESELSKAB	11 Mar 1999	20 Feb 2004
Auditor	MJAKP2 I/S	20 Aug 2008	31 Dec 2012
Auditor	MJAKP P/S	1 Jan 2013	29 Mar 2016
Founder	Dan Rybak	1 Jul 1990	Current
Founder	PG EJENDOMME HOLDING I ApS	1 Jul 1990	Current
Founder	PG EJENDOMME HOLDING II ApS	1 Jul 1990	Current

The CEOs' other companies

Christina Hagman – 11 other companies

Chanina Hagman Invest ApS Active
Ejendomskreditselskabet Boliglån Danmark ApS Opløst
Filippa Hagman Invest ApS Active
HKL PANTEBREVS INVEST I ApS Opløst
HKL PANTEBREVS INVEST I ApS Opløst
HKL PANTEBREVS INVEST II ApS Active
HKL PANTEBREVS INVEST III A/S Opløst
HKL Pantebrevs Invest III ApS Active
HUSEJERNES KREDITLÅN HOLDING ApS Active
Michael Hagman Invest ApS Active
Mickie Hagman Invest ApS Active

Dan Rybak – 46 other companies, of which 46 bankrupt

2bconfirmed ApS Bankrupt 19 Sep 2017
3 B (BYG BOLIGEN BILLIGERE) ApS Bankrupt 27 Dec 1990
A-LINE ESTATE ApS Bankrupt 4 Apr 2012
A. BALSLEV & CO. ApS Bankrupt 17 Jun 1996
A. E. AUTOMATIK ApS Bankrupt 19 Nov 1998
A/S FALCI-STRIK INTERNATIONAL Bankrupt 29 Jan 1991
A/S SCAN TRAILER DENMARK Bankrupt 9 Jun 1987
A/S UNITED PARACALE Bankrupt 10 Oct 1996
A2 KONTORCENTER A/S Bankrupt 2 Jul 2009
AALBORG MASKINTRANSPORT ApS Bankrupt 13 Apr 1994
ABC-DØGNVAGT ApS Bankrupt 8 Jun 1994
ABILDGAARD & CRAMER A/S Bankrupt 15 May 2002
AC CONSULT ApS Bankrupt 22 Oct 1998
ADELSTEN CATERING ApS Bankrupt 17 Sep 1990
ADLI INVEST ApS Bankrupt 15 Apr 2010
ADR NR. 1393 ApS Bankrupt 13 Aug 1992
ADR NR. 1399 ApS Bankrupt 10 Mar 1992
ADR NR. 1445 ApS Bankrupt 14 Mar 1996
ADR NR. 1449 ApS Bankrupt 13 Aug 1992
ADR NR. 1616 ApS Bankrupt 11 May 1993
ADR NR. 1692 ApS Bankrupt 29 Jun 1992
ADR NR. 1757 ApS Bankrupt 25 Jun 2003
ADR NR. 1824 ApS Bankrupt 25 Sep 1992
ADR NR. 1904 ApS Bankrupt 29 Apr 2009
ADR NR. 1925 ApS Bankrupt 7 Mar 1994
ADR NR. 2037 ApS Bankrupt 16 Feb 1994
ADR NR. 2057 ApS Bankrupt 26 Aug 1998
ADR NR.1105 ApS Bankrupt 28 Feb 1991
ADR. NR. 2497 ApS Bankrupt 5 Aug 1992
AFVIKLINGSHANDELSSELSKABET AF 28. AUGUST 1995 A/S Bankrupt 30 Nov 1995

Address history (2 moves)

5 Oct 2018	Greve Strandvej 7, 2670 Greve
16 Mar 2004	Greve Strandvej 7, 2670 Greve
1 Jul 1990	Falkonervænget 5, st. TV, 1952 Frederiksberg C

Former names

HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S	1 Oct 2021 – now
HUSEJERNES KREDITLÅN PANTEBREVSSELSKAB A/S	16 Dec 2010 – 30 Sep 2021
HUSEJERNES KREDITLÅN A/S	16 Nov 1990 – 15 Dec 2010
DRAS NR. 1271 A/S	1 Jul 1990 – 15 Nov 1990

Employees per year

Other companies at the same address

Similar companies in Greve

KARL JOHAN MADSEN ApS Karlslunde
BANKIERFIRMAET DANSK PANTEBREVSSALG AF 1975 ApS Greve
EQUUS ADMINISTRATION ApS Greve
JAGL Invest ApS Greve
Miraha Holding ApS Greve
Avium Invest ApS Tune
SES-Solbjerg Holding ApS Greve
Kildholt Ejendomme ApS Greve
MYBB Holding ApS Karlslunde
NB Gruppen ApS Greve
B2B Investment Group ApS Greve
BRUZ ApS Karlslunde

Questions and answers about HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S

Has HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S gone bankrupt?

No, HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S?

Christina Hagman is the CEO of HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S.

Who is the auditor of HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S?

HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S most recently used Grant Thornton, Godkendt Revisionspartnerselskab.

When was HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S founded?

HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S was founded on 1 July 1990.

What is the equity of HUSEJERNES KREDITLÅN EJENDOMSKREDITSELSKAB A/S?

Equity was DKK 307.5m according to the annual report for the period ending 31 December 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.