LÅN & SPAR BANK A/S
CVR 13538530 · Public limited company (A/S) · Active · Low risk
LÅN & SPAR BANK A/S is a Public limited company (A/S), founded on , based in København K. The company is registered in the industry andre pengeinstitutters aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 1 more than six months after the end of the financial year. CEO: Jesper Jenne Schiøler.
Bankruptcy risk for LÅN & SPAR BANK A/S
0.0%
probability of bankruptcy within 12 months
Low risk
0.0 × the average (1.41%) · higher risk than 18% of active Danish companies
Lowest riskHighest risk
Increases the risk
RegionHovedstaden · bankruptcy rate 11.6%1.3×
CEO's other companies0 · bankruptcy rate 10.9%1.2×
Reduces the risk
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Employees (latest year)100+ · bankruptcy rate 2.3%0.27×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
CEOs in total (historical)5+ · bankruptcy rate 3.8%0.43×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
Company typeA/S · bankruptcy rate 4.4%0.50×
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 13538530
- Status
- Active
- Company type
- Public limited company (A/S)
- Founded
- (37 years)
- Address
- Højbro Plads 9
1200 København K - Municipality
- København
- Industry
- Andre pengeinstitutters aktiviteter (641900)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber - Share capital
- DKK 347.2m
- Employees
- 410 (2018)
- Auditor
- DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
- Audit opted out
- No
Warning signs
| Annual reports filed late | 5 of 32 |
| Missing annual report | No |
| Negative equity | – |
| Equity ratio | – |
| Current ratio | – |
| Moves (last 2 years) | 0 |
| CEO changes in total | 7 |
| CEO's previous bankruptcies | 0 |
| Other companies at the address | 1 |
| Going-concern uncertainty | No |
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 68 | ||
| 1 Jan 2024 – 31 Dec 2024 | 36 | ||
| 1 Jan 2023 – 31 Dec 2023 | 80 | ||
| 1 Jan 2022 – 31 Dec 2022 | 39 | ||
| 1 Jan 2021 – 30 Sep 2022 | 41 | ||
| 1 Jan 2021 – 31 Dec 2021 | 41 | ||
| 1 Jan 2020 – 31 Dec 2020 | 74 | ||
| 1 Jan 2019 – 31 Dec 2019 | 77 | ||
| 1 Jan 2018 – 31 Dec 2018 | 81 | ||
| 1 Jan 2017 – 31 Dec 2017 | 75 | ||
| 1 Jan 2016 – 31 Dec 2016 | 164 | ||
| 1 Jan 2015 – 31 Dec 2015 | 78 | ||
| 1 Jan 2014 – 31 Dec 2014 | 74 | ||
| 1 Jan 2013 – 31 Dec 2013 | 90 | ||
| 1 Jan 2012 – 31 Dec 2012 | 78 | ||
| 1 Jan 2011 – 31 Dec 2011 | 108 | ||
| 1 Jan 2010 – 31 Dec 2010 | 103 | ||
| 1 Jan 2009 – 31 Dec 2009 | 185 | Late | |
| 1 Jan 2008 – 31 Dec 2008 | 105 | ||
| 1 Jan 2007 – 31 Dec 2007 | 104 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | Jesper Jenne Schiøler | Current | |
| CEO | Niels Dybsø Hansen | ||
| CEO | Erik Arly Christophersen | ||
| CEO | Peter Schou | ||
| CEO | Kaj Egon Hansen | ||
| CEO | Claus Sejling | ||
| Board | Jørn Rise Andersen | Current | |
| Board | Karsten Poul Jørgensen | Current | |
| Board | Preben Steenholdt Pedersen | Current | |
| Board | Morten Norling Bæk | Current | |
| Board | Gordon Ørskov Madsen | Current | |
| Board | Jan Kamp Justesen | Current | |
| Board | Harun Demirtas | Current | |
| Board | Heino Kegel | Current | |
| Board | Mads Hedekær Reinholdt | Current | |
| Board | Sofie Nilsson | Current | |
| Board | Stine Bernhard | Current | |
| Board | Klaus Grundal Jespersen | Current | |
| Board | Jesper Stenholt | Current | |
| Board | Frederik Zenker | Current | |
| Board | Sille Marie Zeeberg Nielsen | Current | |
| Board | Mads Deichmann Poulsen | Current | |
| Board | Henning Rye Larsen | ||
| Board | Bjørn Vikkelsø Jensen | ||
| Board | Torsten Christian Miland | ||
| Board | Martin Vadum Rømer | ||
| Board | Jørn Østergaard | ||
| Board | Flemming Skov Jensen | ||
| Board | Anker Christoffersen | ||
| Board | Kirsten Elisabeth Stallknecht | ||
| Board | Flemming Hansen | ||
| Board | Ole Burchardt Løndal | ||
| Board | Keld Krægh Jensen | ||
| Board | Ingelise Hedevig Koed | ||
| Board | Anne Henningsen | ||
| Board | Jørgen Gunner Lange | ||
| Board | Jørgen Gunner Lange | ||
| Board | Lennart Marmetschke | ||
| Board | Søren Vang Rasmussen | ||
| Board | Kurt Hakon Christiansen | ||
| Board | Anne-Mette Majken Brøgger | ||
| Board | Brian Vilhelmsen | ||
| Board | Hanne Vilhelmsen | ||
| Board | Steen Nysum Kristensen | ||
| Board | Peter Gøttrup Kristoffersen | ||
| Board | Alex Karl Nielsen | ||
| Board | Erik Nygaard Jespersen | ||
| Board | Mette Endersen | ||
| Board | Carsten Nygaard | ||
| Board | Carsten Nygaard | ||
| Board | Erik Stig Jørgensen | ||
| Board | Annie Herfort Andersen | ||
| Board | Jens Henning Ravnsmed | ||
| Board | Jette Søe | ||
| Board | Frank Pedersen | ||
| Board | Mogens Vinther | ||
| Board | Jesper Jenne Schiøler | ||
| Board | Svend Erik Christensen | ||
| Board | Dorte Sørensen | ||
| Board | Thomas Jørgen Kruse | ||
| Board | Helle Bagge Britze | ||
| Board | Helle Bagge Britze | ||
| Board | Connie Dyhr Kruckow | ||
| Board | Torben Hansen | ||
| Board | Tina Thyge Sørensen | ||
| Board | Mikkel Eriksen | ||
| Board | Henning Dines Petersen | ||
| Board | Anni Mortensen | ||
| Board | Svend Michael Christensen | ||
| Board | Ulrik Salmonsen | ||
| Board | Bente Sorgenfrey | ||
| Board | Ole Weiss | ||
| Board | Anders Bondo Christensen | ||
| Board | Lars Weber Strate | ||
| Board | Flemming Nyebølle | ||
| Board | Tommy Agerskov Thomsen | ||
| Board | Sine Sunesen | ||
| Board | Preben Martin Dessau | ||
| Board | Lisa Aaberg Seehuusen | ||
| Board | Lisa Aaberg Seehuusen | ||
| Board | Lene Nørholm Goldbæk | ||
| Board | Manja Haworth Buchter | ||
| Board | Palle Tipsmark | ||
| Board | Jan Hjort | ||
| Board | Peter Christian Sommer | ||
| Board | Anni Ingrid Nielsen | ||
| Board | Dorrit Vanglo | ||
| Board | Bent Fabricius | ||
| Board | Niels Oluf Berthelsen | ||
| Board | Jens Christian Broegaard Krag | ||
| Board | Jesper Nielsen | ||
| Board | Grete Christensen | ||
| Board | Klaus Grundal Jespersen | ||
| Board | Casper Krüger Frederiksen | ||
| Board | Erik Jylling | ||
| Board | Peter Ibsen | ||
| Board | Lars Wallberg | ||
| Board | Henrik Horup | ||
| Board | Carsten Mærsk Clausen | ||
| Board | Finn Rosendal Larsen | ||
| Board | Helle Bagge Britze | ||
| Board | Lene Nørholm Goldbæk | ||
| Board | Niclas Julius Gaard | ||
| Board | Anni Ingrid Nielsen | ||
| Board | Helle Bagge Britze | ||
| Board | Lene Nørholm Goldbæk | ||
| Board | Niclas Julius Gaard | ||
| Board | Anni Ingrid Nielsen | ||
| Board | Claus Oxfeldt | ||
| Board | Jens Christian Lyngstorp Kragh | ||
| Board | Lars Qvistgaard | ||
| Board | Andreas Lindahl | ||
| Board | Anne Mette Toftegaard | ||
| Board | Susan Broager Steffensen | ||
| Board | Ismail Kaplan | ||
| Board | Jesper Adelholm Baunsgaard | ||
| Board | Oscar Siöström | ||
| Board | Arne Grevsen | ||
| Board | Anni Pilgaard | ||
| Board | Gordon Ørskov Madsen | ||
| Board | Heino Kegel | ||
| Board | Stefan Nielsen | ||
| Board | Michael Jacobsen | ||
| Board | Kurt Jensen | ||
| Board | Thomas Peter Brøndtved | ||
| Board | Lisbeth Bojer Lintz Christensen | ||
| Owner (10%) | PENSIONSKASSEN FOR SYGEPLEJERSKER OG LÆGESEKRETÆRER | Current | |
| Owner (10%) | LB FORSIKRING A/S | Current | |
| Owner (10%) | Politiforbundet | Current | |
| Owner (10%) | DANMARKS LÆRERFORENING - DLF | Current | |
| Owner (5%) | Interesseforeningen | Current | |
| Owner (5%) | DANMARKS LÆRERFORENING - DLF | ||
| Owner (5%) | Politiforbundet | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | Current | |
| Auditor | Green IV ApS | ||
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Founder | Martin Vadum Rømer | Current | |
| Founder | Peter Schou | Current | |
| Founder | LAANE- OG SPAREKASSEN FOR OFFENTLIGT ANSATTE | Current |
The CEOs' other companies
Jesper Jenne Schiøler – 11 other companies
- BGH 2017 A/S Fusioneret
- BOKIS A/S Active
- E-NETTET A/S Active
- E-NETTET HOLDING A/S Fusioneret
- EJENDOMSAKTIESELSKABET NIKOLAI-VEST Opløst
- EJENDOMSAKTIESELSKABET NIKOLAI-ØST Opløst
- LETPENSION FORSIKRINGSFORMIDLING A/S Active
- MEDLEMSBUTIKKEN A/S Opløst
- SWIPP HOLDING ApS Opløst
- Swipp ApS Opløst
- Visma DataLøn A/S Active
Niels Dybsø Hansen – 2 other companies
- DATA-FORM A/S Fusioneret
- LÅN & SPAR EJENDOM A/S Fusioneret
Erik Arly Christophersen – 1 other companies
- SDE GRUPPEN A/S Opløst
Peter Schou – 9 other companies
- A/S BJØRNSKOV & CO BØRSMÆGLERSELSKAB Opløst
- DANSK PORTEFØLJE HOLDING A/S Fusioneret
- DATA-FORM A/S Fusioneret
- FINANSSEKTORENS DATADRIFT A/S Fusioneret
- LÅN & SPAR EJENDOM A/S Fusioneret
- NYKREDIT PORTEFØLJE BANK A/S Fusioneret
- SDC A/S Fusioneret
- SDC DRIFT A/S Fusioneret
- SKANDINAVISK DATA CENTER A/S Fusioneret
Kaj Egon Hansen – 17 other companies, of which 3 bankrupt
- CAPINORDIC BANK A/S Bankrupt 11 Feb 2010
- DK BØRS-KALCKAR A/S, BØRSMÆGLERSELSKAB Bankrupt 9 Aug 1989
- OLICOM A/S Bankrupt 18 Jun 2010
- AKTIESELSKABET AF 01.09.1979 Opløst
- ALM. BRAND INVEST II A/S Opløst
- BG ERHVERVSFINANS A/S Fusioneret
- CHA FURNITURE A/S Opløst
- COLEXON RENEWABLE ENERGY A/S Fusioneret
- COLEXON SOLAR INVEST A/S Opløst
- DANSK FORMIDLINGSCENTRAL FOR INVESTERINGSBEVISER A/S Opløst
- DK-KALCKAR HOLDING A/S Opløst
- DistReal NSF 1 Ishøj ApS Active
- FLEXFINANS A/S Fusioneret
- HTI-IMPORT OG HANDEL A/S Opløst
- INVEST ADMINISTRATION A/S Active
- ITH FINANS A/S Opløst
- ITH TRÆINDUSTRI A/S Opløst
Claus Sejling – 22 other companies
- BGH 2017 A/S Fusioneret
- BOLIG FYN A/S Opløst
- BOLIG FYN, MIDTFYN A/S Fusioneret
- BOLIG FYN, ODENSE A/S Fusioneret
- BOLIG FYN, ODENSE SYD A/S Fusioneret
- BOLIG FYN, SYDVESTFYN A/S Fusioneret
- DRAGSHOLM FINANS AKTIESELSKAB Opløst
- EJENDOMSSELSKABET VANGEN A/S Active
- FAABORG FINANS A/S Fusioneret
- FINANSIERINGSSELSKABET FAABORG FORMUEFORVALTNING A/S Fusioneret
- FRISENGÅRDSVEJ A/S Active
- Investeringsselskabet Sjælland-Fyn A/S Active
- LEASING FYN A/S Active
- LEASING FYN FAABORG A/S Active
- NFIT A/S Active
- Norhgaia Invest A/S Fusioneret
- POULSGADE A/S Fusioneret
- REGIONAL INVEST FYN A/S Opløst
- SKIBHUSVEJ A/S Fusioneret
- SOJOKI HOLDING I ApS Opløst
- STRANDBYGADE A/S Opløst
- Visma DataLøn A/S Active
Address history (0 moves)
| Højbro Plads 9, 1200 København K |
Employees per year
Other companies at the same address
- HENRIQUES LEASING ApS Opløst
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- DANSKE BANK A/S København V
- MAJ BANK A/S København K
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- SKANDINAVISKA ENSKILDA BANKEN A/S København V
- FORSTÆDERNES BANK A/S København V
- EIK BANK DANMARK 2010 A/S København Ø
- AKTIESELSKABET ARBEJDERNES LANDSBANK København SV
- PFA BANK A/S København V
- FIH KAPITAL BANK A/S København Ø
- FINANSIERINGSSELSKABET AF 14/10 2010 A/S København K
Questions and answers about LÅN & SPAR BANK A/S
Has LÅN & SPAR BANK A/S gone bankrupt?
No, LÅN & SPAR BANK A/S is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of LÅN & SPAR BANK A/S?
Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of LÅN & SPAR BANK A/S?
Jesper Jenne Schiøler is the CEO of LÅN & SPAR BANK A/S.
Who is the auditor of LÅN & SPAR BANK A/S?
LÅN & SPAR BANK A/S most recently used DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB.
When was LÅN & SPAR BANK A/S founded?
LÅN & SPAR BANK A/S was founded on 11 October 1989.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.