CARTA AUTOFINANS A/S

CVR 13121184 · Public limited company (A/S) · Active · Low risk

CARTA AUTOFINANS A/S is a Public limited company (A/S), founded on , based in Odense C. The company is registered in the industry andre kreditselskabers aktiviteter. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (30 Sep 2025) shows equity of DKK 126.2m and a net result of DKK 15.9m. CEO: Malene Larsen.

Bankruptcy risk for CARTA AUTOFINANS A/S

0.0%
probability of bankruptcy within 12 months
Low risk

0.0 × the average (1.41%) · higher risk than 6% of active Danish companies

Lowest riskHighest risk

Increases the risk

Website registeredYes · bankruptcy rate 12.0%1.4×

Reduces the risk

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Time at current address5+ yrs · bankruptcy rate 3.1%0.35×
Equity ratio60%+ · bankruptcy rate 3.3%0.38×
Return on assets5%–15% · bankruptcy rate 3.5%0.39×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number
13121184
Status
Active
Company type
Public limited company (A/S)
Founded
(37 years)
Address
Finlandgade 1, 1.
5000 Odense C
Municipality
Odense
Industry
Andre kreditselskabers aktiviteter (649230)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital
DKK 6.0m
Employees
36 (2018)
Auditor
PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB
Audit opted out
No

Warning signs

Annual reports filed late0 of 30
Missing annual reportNo
Negative equityNo
Equity ratio82.9%
Current ratio149%
Moves (last 2 years)0
CEO changes in total3
CEO's previous bankruptcies0
Other companies at the address15
Going-concern uncertaintyNo

Financials and key figures

Financial year20252024
Gross profitDKK 26.1mDKK 31.3m
Net profitDKK 15.9mDKK 16.3m
EquityDKK 126.2mDKK 126.3m
Total assetsDKK 152.2mDKK 145.7m
CashDKK 0–
Short-term debtDKK 25.1m–
Tax owedDKK 0–
Avg. employees32–

Latest annual report: Reporting class B · auditor's statement: Revisionspåtegning · PricewaterhouseCoopers Statsautoriseret Revisionspartnerselskab.

Filed annual reports

Reporting periodPublishedDays after period end
1 Oct 2024 – 30 Sep 202545
1 Oct 2023 – 30 Sep 202444
1 Oct 2022 – 30 Sep 202346
1 Oct 2021 – 30 Sep 202249
1 Oct 2020 – 30 Sep 202143
1 Oct 2019 – 30 Sep 202048
1 Oct 2018 – 30 Sep 201945
1 Oct 2017 – 30 Sep 201843
1 Oct 2016 – 30 Sep 201745
1 Oct 2015 – 30 Sep 201639
1 Oct 2014 – 30 Sep 201544
1 Oct 2013 – 30 Sep 201448
1 Oct 2012 – 30 Sep 201345
1 Oct 2011 – 30 Sep 201260
1 Oct 2010 – 30 Sep 201140
1 Oct 2009 – 30 Sep 201042
1 Oct 2008 – 30 Sep 200939
1 Oct 2007 – 30 Sep 200837
1 Oct 2006 – 30 Sep 200752
1 Oct 2005 – 30 Sep 200650

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

RoleNameFromTo
CEOMalene LarsenCurrent
CEOBent Ove Larsen
CEOVictor Christoffersen
BoardBent Ove LarsenCurrent
BoardCarl Erik SkovgaardCurrent
BoardFlemming Torben Heden KnudsenCurrent
BoardCamilla LiednerCurrent
BoardCarsten Bo Petersen
BoardJens Bjerggaard Schousen
BoardTorben Skovlund Nielsen
BoardMichael Clemmensen
BoardMalene Larsen
Owner (100%)CARTA FINANS ApSCurrent
AuditorPRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKABCurrent
AuditorStatsaut. revisor Nis Jørn Bennetzen
AuditorDELOITTE STATSAUTORISERET REVISIONSAKTIESELSKAB
AuditorDELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB
AuditorKPMG P/S
FounderVICTOR CHRISTOFFERSEN ApSCurrent

The CEOs' other companies

Malene Larsen – 12 other companies

Bent Ove Larsen – 55 other companies, of which 18 bankrupt

Victor Christoffersen – 45 other companies, of which 45 bankrupt

Address history (3 moves)

Finlandgade 1, 1., 5000 Odense C
Finlandgade 1, 1. tv, 5000 Odense C
Thomas B. Thriges Gade 24, 1., 5000 Odense C
Thomas B. Thriges Gade 24, 1., 5100 Odense C

Former names

CARTA AUTOFINANS A/S – now
VICH 1396 ApS –

Employees per year

Number of employees at CARTA AUTOFINANS A/S per year18362011: 1020112012: 1020122013: 1120132014: 1520142015: 2020152016: 1920162017: 3120172018: 362018

Other companies at the same address

Similar companies in Odense

Questions and answers about CARTA AUTOFINANS A/S

Has CARTA AUTOFINANS A/S gone bankrupt?

No, CARTA AUTOFINANS A/S is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of CARTA AUTOFINANS A/S?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the CEO of CARTA AUTOFINANS A/S?

Malene Larsen is the CEO of CARTA AUTOFINANS A/S.

Who is the auditor of CARTA AUTOFINANS A/S?

CARTA AUTOFINANS A/S most recently used PRICEWATERHOUSECOOPERS STATSAUTORISERET REVISIONSPARTNERSELSKAB.

When was CARTA AUTOFINANS A/S founded?

CARTA AUTOFINANS A/S was founded on 1 May 1989.

What is the equity of CARTA AUTOFINANS A/S?

Equity was DKK 126.2m according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.