CK-FINANS A/S
CVR 12540841 · Public limited company (A/S) · Active · Low risk
CK-FINANS A/S is a Public limited company (A/S), founded on , based in København V. The company is registered in the industry anden udlejning af boliger. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published. The latest annual report (31 Dec 2025) shows equity of DKK 33.4m and a net result of DKK 3.1m. CEO: John Nørgaard.
Bankruptcy risk for CK-FINANS A/S
0.0%
probability of bankruptcy within 12 months
Low risk
0.0 × the average (1.41%) · higher risk than 0% of active Danish companies
Lowest riskHighest risk
Increases the risk
CEO's previous bankruptcies3+ · bankruptcy rate 20.2%2.3×
RegionHovedstaden · bankruptcy rate 11.6%1.3×
Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×
Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×
Postcode changes3+ · bankruptcy rate 10.2%1.2×
Reduces the risk
Age (years)20+ yrs · bankruptcy rate 2.0%0.23×
Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×
Auditor's statementExtended review · bankruptcy rate 2.9%0.33×
Published annual reports10+ · bankruptcy rate 3.0%0.35×
Number of auditors (historical)3+ · bankruptcy rate 3.7%0.42×
Time since new CEO5+ yrs · bankruptcy rate 3.8%0.43×
CEO's other companies30+ · bankruptcy rate 4.3%0.48×
Gross profit growth-10%–0% · bankruptcy rate 4.3%0.49×
The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.
Company details
- CVR number
- 12540841
- Status
- Active
- Company type
- Public limited company (A/S)
- Founded
- (38 years)
- Address
- Christians Brygge 28, 1.
1559 København V - Municipality
- København
- Industry
- Anden udlejning af boliger (682030)
Bankruptcies in the industry: Udlejning af erhvervsejendomme - Share capital
- DKK 5.0m
- Employees
- 2 (2004)
- Auditor
- BDO Statsautoriseret Revisionspartnerselskab
- Audit opted out
- No
Warning signs
| Annual reports filed late | 0 of 31 |
| Missing annual report | No |
| Negative equity | No |
| Equity ratio | 53.2% |
| Current ratio | 9% |
| Moves (last 2 years) | 0 |
| CEO changes in total | 2 |
| CEO's previous bankruptcies | 6 |
| Other companies at the address | 82 |
| Going-concern uncertainty | No |
Financials and key figures
| Financial year | 2025 | 2024 |
|---|---|---|
| Gross profit | DKK 3.5m | DKK 3.8m |
| Net profit | DKK 3.1m | DKK 3.2m |
| Equity | DKK 33.4m | DKK 30.3m |
| Total assets | DKK 62.7m | DKK 61.9m |
| Cash | DKK 240k | – |
| Short-term debt | DKK 3.4m | – |
| Tax owed | DKK 0 | – |
| Avg. employees | 1 | – |
Latest annual report: Reporting class B · auditor's statement: Den uafhængige revisors erklæring om udvidet gennemgang · BDO Statsautoriseret Revisionspartnerselskab.
Filed annual reports
| Reporting period | Published | Days after period end | |
|---|---|---|---|
| 1 Jan 2025 – 31 Dec 2025 | 99 | ||
| 1 Jan 2024 – 31 Dec 2024 | 68 | ||
| 1 Jan 2023 – 31 Dec 2023 | 71 | ||
| 1 Jan 2022 – 31 Dec 2022 | 62 | ||
| 1 Jan 2021 – 31 Dec 2021 | 138 | ||
| 1 Jan 2020 – 31 Dec 2020 | 64 | ||
| 1 Jan 2019 – 31 Dec 2019 | 66 | ||
| 1 Jan 2018 – 31 Dec 2018 | 63 | ||
| 1 Jan 2017 – 31 Dec 2017 | 66 | ||
| 1 Jan 2016 – 31 Dec 2016 | 79 | ||
| 1 Jan 2015 – 31 Dec 2015 | 76 | ||
| 1 Jan 2014 – 31 Dec 2014 | 75 | ||
| 1 Jan 2013 – 31 Dec 2013 | 80 | ||
| 1 Jan 2012 – 31 Dec 2012 | 92 | ||
| 1 Jan 2011 – 31 Dec 2011 | 78 | ||
| 1 Jan 2010 – 31 Dec 2010 | 104 | ||
| 1 Jan 2009 – 31 Dec 2009 | 133 | ||
| 1 Jan 2008 – 31 Dec 2008 | 138 | ||
| 1 Jan 2007 – 31 Dec 2007 | 135 | ||
| 1 Jan 2006 – 31 Dec 2006 | 151 |
The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.
Management, owners and auditor
| Role | Name | From | To |
|---|---|---|---|
| CEO | John Nørgaard | Current | |
| CEO | Hans Christian Dybvad Jensen | ||
| Board | John Nørgaard | Current | |
| Board | Ingelise Nørgaard | Current | |
| Board | Helle Fich Nørgaard | Current | |
| Board | Martin Nørgaard | Current | |
| Board | Frode Raahede | ||
| Board | Christian Petersen | ||
| Board | Mogens Højgaard | ||
| Board | Morten Vejsig Devantier | ||
| Board | Bernt Emil Henriksen | ||
| Board | Hans Christian Dybvad Jensen | ||
| Board | Jens Kvottrup Klit | ||
| Owner (50%) | HELLE NØRGAARD HOLDING AALBORG ApS | Current | |
| Owner (50%) | MARTIN NØRGAARD HOLDING AALBORG ApS | Current | |
| Owner (100%) | MA12 ApS | ||
| Auditor | BDO Statsautoriseret Revisionspartnerselskab | Current | |
| Auditor | ERNST & YOUNG DENMARK P/S | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Auditor | DELOITTE STATSAUTORISERET REVISIONSPARTNERSELSKAB | ||
| Auditor | BDO Holding VII, statsautoriseret revisionsaktieselskab | ||
| Founder | Frode Raahede | Current | |
| Founder | Morten Vejsig Devantier | Current | |
| Founder | Bernt Emil Henriksen | Current | |
| Founder | Hans Christian Dybvad Jensen | Current | |
| Founder | CHR. KJÆRGAARD. AKTIESELSKAB. NØRRESUNDBY | Current |
The CEOs' other companies
John Nørgaard – 46 other companies, of which 6 bankrupt
- EJENDOMSSELSKABET ØBROGAARD A/S Bankrupt 20 Oct 1994
- HOTEL ANSGAR, AALBORG ApS Bankrupt 26 Oct 1990
- JOHN NØRGAARD EJENDOMSSELSKAB A/S Bankrupt 9 Sep 1993
- JOHN NØRGAARD EJENDOMSSELSKAB II A/S Bankrupt 20 Sep 1993
- SKALBORG-CENTERET ApS Bankrupt 30 Aug 1993
- STOVOBYG ApS Bankrupt 9 Feb 1994
- AALBORG BOLDSPILKLUB A/S Active
- AALBORG BYGGESELSKAB ApS Compulsorily dissolved
- AKTIESELSKABET VESTERBRO 36-38. AALBORG Opløst
- ALGADE 9 ApS Fusioneret
- ASX 6509 ApS Opløst
- ApS HVKMD 5 NR. 449 Compulsorily dissolved
- BOLIGSELSKABET BLOMSTERHAVEN, VRÅ ApS Opløst
- BOLIGSELSKABET BORGMESTERPARKEN ApS Opløst
- BOLIGSELSKABET HOBROVEJ 41-51, STØVRING ApS Opløst
- BOLIGSELSKABET KASTANIEGÅRDEN ApS Opløst
- BOLIGSELSKABET LUNDBYKRAT ApS Opløst
- BOLIGSELSKABET POUL PACHSGADE 31-33, AALBORG ApS Compulsorily dissolved
- BOLIGSELSKABET STENDYSSEN ApS Opløst
- BOLIGSELSKABET VESTER-FJORDHUS ApS Opløst
- CITY CENTER COURT ApS Active
- CONQUIST STAALINDUSTRI ApS Compulsorily dissolved
- DANSK BOLIGRÅDGIVNING ApS Opløst
- EJENDOMSSELSKABET AF 01.04.2011 A/S Opløst
- EJENDOMSSELSKABET AF 20.12.2010 ApS Active
- EJENDOMSSELSKABET AF 21. MAJ 1960 ApS Opløst
- EJENDOMSSELSKABET KATTESUNDET 4 ApS Compulsorily dissolved
- EJLERSVEJ 73-77 ApS Opløst
- HADSUND MIDTPUNKT A/S Compulsorily dissolved
- HELMA INVEST A/S Active
Hans Christian Dybvad Jensen – 32 other companies, of which 1 bankrupt
- JÆGERSBORG ALLE MIDTPUNKT ApS Bankrupt 24 Mar 1994
- A/S DOVI Fusioneret
- A/S GOVA Fusioneret
- A/S KFI-ENTREPRISE Fusioneret
- A/S KFI-FINANS Fusioneret
- A/S KFI-HOLDING Fusioneret
- A/S KFI-LEASING Fusioneret
- A/S KFI-MIDT Fusioneret
- A/S LEJE-FINANS XII/IKF Fusioneret
- A/S NØRRESUNDBY BANK Fusioneret
- AKTIESELSKABET AF 16. AUGUST 1965 Fusioneret
- ApS LEJE-FINANS XIX/IKF Fusioneret
- ApS LEJE-FINANS XVII/IKF Fusioneret
- ApS LEJE-FINANS XVIII/IKF Fusioneret
- BJERRE & KNUDSEN DISTRIBUTION ApS Opløst
- BOXEN INVEST A/S Active
- C. O. JYLLANDS KAUTIONSINSTITUT A/S Opløst
- CHR. KJÆRGAARD. AKTIESELSKAB. NØRRESUNDBY Opløst
- DANIL KOLONIAL EN GROS A/S Opløst
- EJENDOMSSELSKABET AF 15. MAJ 1994 ApS Active
- F.C. MARKED A/S Opløst
- HANDELS-ApS EXTERNA Fusioneret
- HC OG BC SUPERMARKED, SØBORG A/S Fusioneret
- HCH GRUPPEN A/S Active
- KØBMAND MOGENS JØRGENSEN, ASNÆS ApS Fusioneret
- KØBMAND MOGENS JØRGENSEN, NYKØBING SJ. A/S Fusioneret
- L.C. LAURITZEN A/S Fusioneret
- LAURITZ HANSEN VINHANDEL ApS Fusioneret
- ORDRUP SUPERMARKED A/S Fusioneret
- SVEND G. SUPERMARKED A/S Fusioneret
Address history (4 moves)
| Christians Brygge 28, 1., 1559 København V | |
| Rådhuspladsen 16, 1550 København V | |
| Søndergade 5, 1., 9000 Aalborg | |
| c/o John Nørgaad Administration A/S, Nørregade 22, 9000 Aalborg | |
| Østre Fælledvej 8, 9400 Nørresundby |
Employees per year
Other companies at the same address
- A/S PSE NR. 2179 Bankrupt
- BRIDGEND KOMPLEMENTAR ApS Bankrupt
- BV1 ApS Bankrupt
- Dangros.dk ApS Bankrupt
- HISTORIA GROUP ApS Bankrupt
- HOUSING GROUP A/S Bankrupt
- Hoi Publishing ApS Bankrupt
- Internet apps ApS Bankrupt
- K/S BRIDGEND Bankrupt
- K/S STEVENAGE Bankrupt
- REDERIET CHRISTINA A/S Bankrupt
- REDERIET ELISABETH A/S Bankrupt
- REDERIET KATRINE A/S Bankrupt
- REDERIET SYSETTE A/S Bankrupt
- REDERIET VANESSA A/S Bankrupt
- Relocation Group ApS Bankrupt
- STEVENAGE KOMPLEMENTAR ApS Bankrupt
- 1Point Pharma ApS Active
- Amrop II A/S Fusioneret
- Anne Lundgren Aps Active
- Atlantic Integrated Freight ApS Active
- Avalion ApS Active
- B&B Hotels Denmark ApS Active
- BOSCO FOODS ApS Active
- BestSecurity.dk ApS Active
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- BEGRONI ApS København K
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- EJENDOMSAKTIESELSKABET MARSKENSBO København V
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- EJENDOMSSELSKABET N.E.M.P. A/S København V
- SØBORG EJENDOMSSELSKAB AF 3.1.1977 ApS København Ø
- TMK EJENDOMSSELSKAB APS København K
- Valdemarsgade 33 ApS København V
- COBO IX Friggsvej ApS København V
Questions and answers about CK-FINANS A/S
Has CK-FINANS A/S gone bankrupt?
No, CK-FINANS A/S is not registered as bankrupt in the CVR register. Its status is: active.
What is the bankruptcy risk of CK-FINANS A/S?
Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.
Who is the CEO of CK-FINANS A/S?
John Nørgaard is the CEO of CK-FINANS A/S.
Who is the auditor of CK-FINANS A/S?
CK-FINANS A/S most recently used BDO Statsautoriseret Revisionspartnerselskab.
When was CK-FINANS A/S founded?
CK-FINANS A/S was founded on 9 August 1988.
What is the equity of CK-FINANS A/S?
Equity was DKK 33.4m according to the annual report for the period ending 31 December 2025.
Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.