IN-FINANS ApS

CVR 10094321 · Private limited company (ApS) · Active · Low risk

IN-FINANS ApS is a Private limited company (ApS), founded on 18 September 2002, based in Herlev. The company is registered in the industry anden finansiel formidling i.a.n.. Our model estimates a bankruptcy risk of 0.0% over the next 12 months, which is 0.0 times the average for Danish companies. 20 annual reports have been published, of which 1 more than six months after the end of the financial year. The latest annual report (30 Sep 2025) shows equity of DKK 7.9m and a net result of DKK 30k.

Bankruptcy risk for IN-FINANS ApS

0.0%

probability of bankruptcy within 12 months

Low risk

0.0 × the average (1.41%) · higher risk than 15% of active Danish companies

Lowest riskHighest risk

Increases the risk

Number of CEOs0 · bankruptcy rate 12.7%1.4×

RegionHovedstaden · bankruptcy rate 11.6%1.3×

Annual reports filed late1 · bankruptcy rate 11.3%1.3×

CEO's other companies0 · bankruptcy rate 10.9%1.2×

Audit opted outYes · bankruptcy rate 10.4%1.2×

Auditor registered in CVRNo · bankruptcy rate 10.4%1.2×

Employees (latest year)2–5 · bankruptcy rate 10.3%1.2×

Other companies at the same address20–100 · bankruptcy rate 10.2%1.2×

Reduces the risk

Current ratio500%+ · bankruptcy rate 1.5%0.17×

Age (years)20+ yrs · bankruptcy rate 2.0%0.23×

Equity vs. share capital5+× · bankruptcy rate 2.5%0.28×

Published annual reports10+ · bankruptcy rate 3.0%0.35×

Equity ratio60%+ · bankruptcy rate 3.3%0.38×

Share of late annual reports0.01%–25% · bankruptcy rate 4.5%0.51×

Number of auditors (historical)2 · bankruptcy rate 4.6%0.52×

Negative equityNo · bankruptcy rate 5.1%0.58×

The factors show how often companies with the same characteristic went bankrupt compared with the average (“lift”). The risk is a statistical estimate from a model trained on 141,000+ Danish bankruptcies (AUC 0.93) – not a credit rating. Read about the method.

Company details

CVR number: 10094321
Status: Active
Company type: Private limited company (ApS)
Founded: 18 September 2002 (24 years)
Address: Smedeholm 10, 1. tv
2730 Herlev
Municipality: Herlev
Industry: Anden finansiel formidling i.a.n. (649990)
Bankruptcies in the industry: Ikke-finansielle holdingselskaber
Share capital: DKK 205k
Employees: 2 (2018)
Auditor: Lægård Revision
Audit opted out: Yes

Warning signs

Annual reports filed late	1 of 22
Missing annual report	No
Negative equity	No
Equity ratio	98.7%
Current ratio	7,112%
Moves (last 2 years)	0
CEO changes in total	3
CEO's previous bankruptcies	0
Other companies at the address	26
Going-concern uncertainty	No

Financials and key figures

Financial year	2025	2024
Gross profit	DKK -79k	DKK -129k
Net profit	DKK 30k	DKK 345k
Equity	DKK 7.9m	DKK 8.2m
Total assets	DKK 8.0m	DKK 8.3m
Cash	DKK 724k	–
Short-term debt	DKK 85k	–
Tax owed	DKK 66k	–
Avg. employees	0	–

Latest annual report: Reporting class B · auditor's statement: Andre erklæringer uden sikkerhed · Lægård Revision.

Filed annual reports

Reporting period	Published	Days after period end
1 Oct 2024 – 30 Sep 2025	18 Dec 2025	79
1 Oct 2023 – 30 Sep 2024	20 Dec 2024	81
1 Jan 2022 – 31 Dec 2022	9 Jun 2023	160
1 Jan 2021 – 31 Dec 2021	24 Jun 2022	175
1 Jan 2020 – 31 Dec 2020	21 May 2021	141
1 Jan 2019 – 31 Dec 2019	17 Jul 2020	199	Late
1 Jan 2018 – 31 Dec 2018	12 Jun 2019	163
1 Jan 2017 – 31 Dec 2017	31 May 2018	151
1 Jan 2016 – 31 Dec 2016	12 Jun 2017	163
1 Jan 2015 – 31 Dec 2015	12 May 2016	133
1 Jan 2014 – 31 Dec 2014	9 Jun 2015	160
1 Jan 2013 – 31 Dec 2013	14 May 2014	134
1 Jan 2012 – 31 Dec 2012	13 May 2013	133
1 Jan 2011 – 31 Dec 2011	12 Apr 2012	103
1 Jan 2010 – 31 Dec 2010	17 Mar 2011	76
1 Jan 2009 – 31 Dec 2009	28 Feb 2010	59
1 Jan 2008 – 31 Dec 2008	7 Apr 2009	97
1 Jan 2007 – 31 Dec 2007	13 Mar 2008	73
1 Jan 2006 – 31 Dec 2006	26 Mar 2007	85
1 Jan 2005 – 31 Dec 2005	8 Mar 2006	67

The annual report must reach the Danish Business Authority no later than 5 months after the end of the financial year. We mark reports published more than 6 months after as “late”.

Management, owners and auditor

Role	Name	From	To
CEO	Jens Hjarup Andersen	7 Nov 2002	4 Dec 2003
CEO	Michael Olsen	4 Dec 2003	11 Nov 2016
Owner (100%)	MICHAEL OLSEN HOLDING A/S	18 Sep 2002	Current
Owner (100%)	Michael Olsen	18 Sep 2002	18 Sep 2002
Auditor	ERNST & YOUNG DENMARK P/S	18 Sep 2002	7 Nov 2002
Auditor	Christian Haahr Danielsen	7 Nov 2002	9 Jun 2015
Founder	ANPARTSSELSKABET STAKEMANN	18 Sep 2002	Current

The CEOs' other companies

Jens Hjarup Andersen – 3 other companies

AKTIESELSKABET FMD AF 11. JUNI 1920 Opløst
MICHAEL OLSEN & PARTNERE A/S Active
MICHAEL OLSEN HOLDING A/S Active

Michael Olsen – 4 other companies

Address history (3 moves)

21 May 2024	Smedeholm 10, 1. tv, 2730 Herlev
12 Mar 2019	Tempovej 27, 1., 2750 Ballerup
7 Nov 2002	Yderholmen 4, 2750 Ballerup
18 Sep 2002	Kronprinsessegade 18, 1306 København K

Former names

IN-FINANS ApS	7 Nov 2002 – now
ApS KBUS 38 NR. 5051	18 Sep 2002 – 6 Nov 2002

Employees per year

Other companies at the same address

Aktieselskab af den 1. november 2015 Bankrupt
C. J. CHRISTENSEN & SØN A/S, TØMRER- OG SNEDKERVIRKSOMHED Bankrupt
COPENHAGEN CITY GALLERY A/S Bankrupt
HERLEV PRIVATKLINIK A/S Bankrupt
NANGATE A/S Bankrupt
QURIUS DENMARK A/S Bankrupt
Akkodis Denmark Digital Engineering A/S Active
Akkodis Edge Denmark A/S Active
Blækfjerneriet IVS Opløst
Caziz Holding ApS Active
DANSK ADVOKAT INKASSO AF 1/8 1999 ApS Active
DATA GENERAL A/S Opløst
HERLEV PRIVATKLINIK HOLDING ApS Fusioneret
JM HOLDING 2026 APS Active
K.E. & C.J. CHRISTENSEN HOLDING ApS Compulsorily dissolved
MICHAEL OLSEN & PARTNERE A/S Active
MICHAEL OLSEN HOLDING A/S Active
Monrad fysioterapi og personlig træning ApS Active
Nordisk Transport og Flytteservice ApS Active
OLSEN FAMILY ApS Active
Privatklinikken Monrad ApS Active
Privatklinikken Monrad Sund & Smuk ApS Active
RAPID DANMARK A/S Opløst
Stork Line ApS Active
WEBTOP HOLDING II ApS Fusioneret

Similar companies in Herlev

Questions and answers about IN-FINANS ApS

Has IN-FINANS ApS gone bankrupt?

No, IN-FINANS ApS is not registered as bankrupt in the CVR register. Its status is: active.

What is the bankruptcy risk of IN-FINANS ApS?

Our model estimates a bankruptcy risk of 0.0% over the next 12 months (low risk), which is 0.0 times the average for Danish companies.

Who is the auditor of IN-FINANS ApS?

IN-FINANS ApS most recently used Lægård Revision.

When was IN-FINANS ApS founded?

IN-FINANS ApS was founded on 18 September 2002.

What is the equity of IN-FINANS ApS?

Equity was DKK 7.9m according to the annual report for the period ending 30 September 2025.

Source: the CVR register and annual reports published by the Danish Business Authority. The information is updated continuously.